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	<title>DMB Financial Blog</title>
	
	<link>http://www.dmbfinancial.com/blog</link>
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		<title>Holiday Madness: 4 Tips for Surviving Holiday Shopping</title>
		<link>http://feedproxy.google.com/~r/DmbFinancialBlog/~3/76Je1wtCXvg/</link>
		<comments>http://www.dmbfinancial.com/blog/index.php/2009/11/holiday-madness-4-tips-for-surviving-holiday-shopping/#comments</comments>
		<pubDate>Thu, 05 Nov 2009 23:51:54 +0000</pubDate>
		<dc:creator>Mark Bedard</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[christmas shopping]]></category>
		<category><![CDATA[holiday shopping]]></category>
		<category><![CDATA[stress free gift buying]]></category>

		<guid isPermaLink="false">http://dmbfinancial.com/blog/?p=301</guid>
		
			<content:encoded><![CDATA[Get organized, shop online, start early, and relax this year for a quick and easy holiday shopping experience. 
Rating: 3.0/5 (1 vote cast)



Related posts:The Gift of Freedom: Give Your Kids a...<br/>
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		<item>
		<title>The Gift of Freedom: Give Your Kids a Future</title>
		<link>http://feedproxy.google.com/~r/DmbFinancialBlog/~3/u-yWXyswjTY/</link>
		<comments>http://www.dmbfinancial.com/blog/index.php/2009/11/the-gift-of-freedom-give-your-kids-a-future/#comments</comments>
		<pubDate>Thu, 05 Nov 2009 13:14:41 +0000</pubDate>
		<dc:creator>Mark Bedard</dc:creator>
				<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[children's christmas gifts]]></category>
		<category><![CDATA[financially secure future]]></category>
		<category><![CDATA[reducing holiday spending]]></category>

		<guid isPermaLink="false">http://dmbfinancial.com/blog/?p=304</guid>
		
			<content:encoded><![CDATA[Balancing your children’s wants for this holiday with the need to reduce your outstanding debt problems is the key to giving them a brighter future.
Rating: 4.0/5 (1 vote cast)



Related posts:Back...<br/>
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		<item>
		<title>Gobble Gobble: Consumption is Your Enemy When Fighting Credit Card Debt</title>
		<link>http://feedproxy.google.com/~r/DmbFinancialBlog/~3/0p0tPZreM2w/</link>
		<comments>http://www.dmbfinancial.com/blog/index.php/2009/11/gobble-gobble-consumption-is-your-enemy-when-fighting-credit-card-debt/#comments</comments>
		<pubDate>Tue, 03 Nov 2009 13:45:33 +0000</pubDate>
		<dc:creator>Mark Bedard</dc:creator>
				<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[reducing consumer spending]]></category>

		<guid isPermaLink="false">http://dmbfinancial.com/blog/?p=298</guid>
		
			<content:encoded><![CDATA[One effective strategy for allotting more money for use in eliminating your debt is to become a “non-consumer”.  
Rating: 3.0/5 (1 vote cast)



Related posts:Top 6 Reasons for Credit Card DebtUsing...<br/>
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		<item>
		<title>After the Turkey: More Things to be Thankful For</title>
		<link>http://feedproxy.google.com/~r/DmbFinancialBlog/~3/DOwMs3ptrxI/</link>
		<comments>http://www.dmbfinancial.com/blog/index.php/2009/10/after-the-turkey-more-things-to-be-thankful-for/#comments</comments>
		<pubDate>Thu, 29 Oct 2009 13:50:40 +0000</pubDate>
		<dc:creator>Mark Bedard</dc:creator>
				<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[Life After Debt Settlement]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[debt resolution]]></category>
		<category><![CDATA[eliminating credit card debt]]></category>

		<guid isPermaLink="false">http://dmbfinancial.com/blog/?p=295</guid>
		
			<content:encoded><![CDATA[While passing the cranberry sauce and gravy this year, thank yourself for taking control of your credit card debt.
Rating: 4.0/5 (2 votes cast)



Related posts:Top 6 Reasons for Credit Card Debt<br/>
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		<item>
		<title>When to Settle a New Account</title>
		<link>http://feedproxy.google.com/~r/DmbFinancialBlog/~3/JEQMtIJEsqw/</link>
		<comments>http://www.dmbfinancial.com/blog/index.php/2009/10/when-to-settle-a-new-account/#comments</comments>
		<pubDate>Tue, 27 Oct 2009 13:43:23 +0000</pubDate>
		<dc:creator>Mark Bedard</dc:creator>
				<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[debt settlement advisors]]></category>
		<category><![CDATA[eliminating debt]]></category>
		<category><![CDATA[settling debts]]></category>

		<guid isPermaLink="false">http://dmbfinancial.com/blog/?p=600</guid>
		
			<content:encoded><![CDATA[Your DMB Financial debt settlement advisor is experienced on how creditors handle debt settlements and deciding when to settle each new account.
Rating: 4.0/5 (2 votes cast)



Related posts:How to...<br/>
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		<title>How to Avoid Angry Creditors</title>
		<link>http://feedproxy.google.com/~r/DmbFinancialBlog/~3/3eJ0AEH4NTo/</link>
		<comments>http://www.dmbfinancial.com/blog/index.php/2009/10/how-to-avoid-angry-creditors/#comments</comments>
		<pubDate>Thu, 22 Oct 2009 13:39:18 +0000</pubDate>
		<dc:creator>Mark Bedard</dc:creator>
				<category><![CDATA[Advantages of Debt Settlement]]></category>
		<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt resolution]]></category>
		<category><![CDATA[harrassing creditors]]></category>
		<category><![CDATA[harrassment]]></category>

		<guid isPermaLink="false">http://dmbfinancial.com/blog/?p=248</guid>
		
			<content:encoded><![CDATA[Harassing phone calls from creditors is a growing problem. Educate yourself on your rights under the Fair Debt Collection Practices Act, and eliminate the harassment for good. 
Rating: 3.5/5 (2 votes...<br/>
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		<title>Plan Ahead and Get a Ski Vacation for 50% Off</title>
		<link>http://feedproxy.google.com/~r/DmbFinancialBlog/~3/itJ5FE_hPc8/</link>
		<comments>http://www.dmbfinancial.com/blog/index.php/2009/10/plan-ahead-and-get-a-ski-vacation-for-50-off/#comments</comments>
		<pubDate>Thu, 01 Oct 2009 13:44:32 +0000</pubDate>
		<dc:creator>Mark Bedard</dc:creator>
				<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[saving on ski vacations]]></category>
		<category><![CDATA[ski vacations]]></category>

		<guid isPermaLink="false">http://dmbfinancial.com/blog/?p=494</guid>
		
			<content:encoded><![CDATA[Planning ahead and shopping around can save you as much as 50% of the costs associated with a family ski trip.
Rating: 3.0/5 (3 votes cast)



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		<title>Buying Your Dream: Cash not Credit</title>
		<link>http://feedproxy.google.com/~r/DmbFinancialBlog/~3/PWoFPi1HrSc/</link>
		<comments>http://www.dmbfinancial.com/blog/index.php/2009/09/buying-your-dream-cash-not-credit/#comments</comments>
		<pubDate>Tue, 29 Sep 2009 13:01:16 +0000</pubDate>
		<dc:creator>Mark Bedard</dc:creator>
				<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[debt free]]></category>
		<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[planning for big purchases]]></category>

		<guid isPermaLink="false">http://dmbfinancial.com/blog/?p=558</guid>
		
			<content:encoded><![CDATA[Decide exactly what you want, establish a baseline cost, determine a timeframe and monthly savings amount, and automate your savings to make sure big purchases aren't putting you in credit card...<br/>
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		<title>Halloween! How to Avoid Becoming a “Scaredy Cat” Investor</title>
		<link>http://feedproxy.google.com/~r/DmbFinancialBlog/~3/Ir4DXaF6Hmw/</link>
		<comments>http://www.dmbfinancial.com/blog/index.php/2009/09/halloween-how-to-avoid-becoming-a-scaredy-cat-investor/#comments</comments>
		<pubDate>Fri, 25 Sep 2009 01:03:17 +0000</pubDate>
		<dc:creator>Mark Bedard</dc:creator>
				<category><![CDATA[Investing For The Future]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[long term investing]]></category>
		<category><![CDATA[market fluctuations]]></category>

		<guid isPermaLink="false">http://www.dmbfinancial.com/blog/?p=662</guid>
		
			<content:encoded><![CDATA[Investments are not designed to satisfy an immediate financial need. The key is to focus on the long-term value of your investment rather than short-term fluctuations in the market.
Rating: 3.5/5 (2...<br/>
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		<item>
		<title>Get a Roommate to Pay off Your Debt</title>
		<link>http://feedproxy.google.com/~r/DmbFinancialBlog/~3/AC1wn9A9a38/</link>
		<comments>http://www.dmbfinancial.com/blog/index.php/2009/09/get-a-roommate-to-pay-off-your-debt/#comments</comments>
		<pubDate>Thu, 24 Sep 2009 13:45:56 +0000</pubDate>
		<dc:creator>Mark Bedard</dc:creator>
				<category><![CDATA[Debt Settlement]]></category>
		<category><![CDATA[Saving Money]]></category>
		<category><![CDATA[cutting housing costs]]></category>
		<category><![CDATA[roommates]]></category>

		<guid isPermaLink="false">http://dmbfinancial.com/blog/?p=318</guid>
		
			<content:encoded><![CDATA[Splitting monthly costs can have numerous financial advantages.  The savings you will receive can add up to a substantial amount over a year's time.
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