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    <title>Search Charlotte Homes for Sale -- Search Charlotte Neighborhoods</title>
    <link>https://activerain.com/blogs/debe</link>
    <description>Relocating to the Charlotte, Ballantyne, Cornelius/Davidson/Huntersville, Lake Wylie or Fort Mill area? Finding the RIGHT REALTOR® is key to a successful relocation. With decades of area knowledge and understanding the relocation process - finding the right area to fit YOUR lifestyle - we are well-equipped to guide you seamlessly through the process.

Check in here daily to learn about the Charlotte market, my ‘diary’ entries as I share my weekly experiences in this ever-changing business and much more. You will also find a lot of great information on my website, www.iCharlotteHomes.com. 

Search Charlotte homes for sale - Your Charlotte North Carolina real estate source for all things Charlotte.</description>
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      <guid>https://activerain.com/blogsview/5949738/charlotte-is-finally-getting-a-wegmans-</guid>
      <title>Charlotte Is FINALLY Getting a Wegmans!</title>
      <description>Charlotte Is FINALLY Getting a Wegmans!Years ago, I noticed that the license tag on my contractor’s truck said “Wegmans.” Naturally, I had to ask him about it.He and his wife, who is originally from New York, were hoping the beloved grocery store would one day make its way to Charlotte. Since then, I have heard nothing but excitement about what a wonderful addition Wegmans would be to our area. In fact, nearly everyone to whom he has explained the meaning behind that license tag has become excited about it—including ME!&lt;img style="display: block;margin-left: auto;margin-right: auto;border-width:2px;border-style:solid;" src="https://activerain.com/image_store/uploads/agents/debe/files/It+all+started+with+a+license+tag.png"&gt;Charlotte grocery shoppers—especially those who relocated here from the Northeast—have been asking the same question for years:“When is Wegmans coming to Charlotte?!”Well, we finally have the answer!Charlotte’s first Wegmans is scheduled to open October 14, 2026, at 11550 North Community House Road in Ballantyne, less than half a mile from The Bowl at Ballantyne.And this will not be your average neighborhood grocery store. The new Wegmans will span approximately 110,000 square feet and combine traditional grocery shopping with the feel of a specialty food market. Shoppers can expect expansive produce, bakery, meat, seafood and cheese departments along with prepared foods, sushi, pizza, made-to-order subs and other convenient meal options.For longtime Wegmans fans, the store will also bring some much-missed favorites to Charlotte, including its popular private-label products and specialties associated with the company’s Upstate New York roots.Why All the Excitement?Founded in Rochester, New York in 1916, Wegmans has developed an exceptionally loyal following. Its stores are known not only for their selection but also for attentive service, creative displays and an atmosphere that can make grocery shopping feel more like an outing than an errand.Charlotte residents have been lobbying for a Wegmans for nearly a decade. One local Facebook group devoted to bringing the grocer here has grown to more than 8,700 members—which tells you this is not simply another supermarket opening!The Ballantyne location will be Wegmans’ fifth North Carolina store and its first in the Charlotte market. The company reportedly received thousands of applications for approximately 450 positions, demonstrating just how much interest the arrival has generated among prospective employees as well as shoppers.&lt;img style="display: block;margin-left: auto;margin-right: auto;border-width:2px;border-style:solid;" src="https://activerain.com/image_store/uploads/agents/debe/files/Whats+all+the+talk+about+WEGMANS.png"&gt;Could More Charlotte Stores Be Coming?Possibly—but nothing beyond Ballantyne has been officially announced.Wegmans has confirmed that it is evaluating additional opportunities in the Charlotte area. Finding the right properties may take time, however, because the company typically needs a large site with enough room for a store of at least 100,000 square feet and substantial parking.Still, Charlotte’s continued population growth, strong food culture and large number of residents who already know and love the Wegmans brand make our market an attractive place for future expansion.What Does This Mean for Charlotte?A new grocery store may not sound like major news—until it is a Wegmans.Its arrival adds another significant name to an already competitive Charlotte grocery market that includes Harris Teeter, Publix, Food Lion, Aldi, Whole Foods, Trader Joe’s, Costco and others. That competition can encourage every grocer to pay closer attention to quality, value, service and the overall shopping experience.It is also another indication of Charlotte’s growth. National retailers do their homework before making this kind of investment, and Wegmans choosing Ballantyne speaks volumes about the strength and appeal of our region.So, Charlotte, mark your calendars for October 14!After hearing about Wegmans for all these years, I am ready to discover for myself what inspires someone to put its name on a license tag!Now let's talk Wegmans—Are you already a devoted Wegmans fan—or will this be your very first experience here in Charlotte?!&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/charlotte+dilworth+debe+banner+704.jpg"&gt;
DEBE MAXWELL, CRS*Broker | Savvy + Company
&lt;img style="float: left;width: 160px;height: 210px;margin-left: -23px;margin-top:-9px;" src="https://activerain.com/image_store/uploads/agents/craigda/files/debe+pink+oval.png"&gt;(704) 491-3310CALL OR TEXT
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OFFICE(704) 330-83261920 E 7th StreetCharlotte, NC 28204
My Blog  |  About Me
iCharlotteHomes.com
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Search Homes  |  TestimonialsFree Home Valuation
*Certified Residential Specialist (CRS) is the highest credential awarded to residential sales agents, managers and brokers.
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/crs-designation-logo_vertical300.png"&gt;     &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/CLHMS_Guild_Color300.png"&gt;</description>
      <dc:creator>Debe Maxwell, CRS, The RIGHT CHARLOTTE REALTOR! (Savvy + Company (704) 491-3310)</dc:creator>
      <pubDate>Mon, 21 Sep 2026 04:00:03 -0700</pubDate>
      <link>https://activerain.com/blogsview/5949738/charlotte-is-finally-getting-a-wegmans-</link>
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      <guid>https://activerain.com/blogsview/5949736/yom-kippur--a-day-of-reflection--atonement--and-renewal</guid>
      <title>Yom Kippur: A Day of Reflection, Atonement, and Renewal</title>
      <description>Yom Kippur: A Day of Reflection, Atonement, and RenewalTo our dear friends and clients who observe Yom Kippur, we are thinking of you as this sacred day begins.Yom Kippur, the Day of Atonement, is the holiest day in the Jewish calendar. In 2026, it begins at sundown tonight, Sunday, September 20, and ends at nightfall on Monday, September 21.Coming ten days after Rosh Hashanah (the Jewish New Year), Yom Kippur concludes the Ten Days of Awe—a period of introspection, repentance (teshuvah), and seeking forgiveness. Jewish tradition teaches that on Rosh Hashanah, God inscribes each person’s fate for the year ahead in the Book of Life; on Yom Kippur, that judgment is sealed. The day offers a powerful opportunity to reflect, make amends, and return to one’s better self.Roots and MeaningThe holiday’s origins trace back to the Torah, particularly Leviticus. After the Israelites’ sin with the golden calf, Moses sought and received divine forgiveness. Yom Kippur became the annual day for collective and individual atonement—once marked by elaborate Temple rituals led by the High Priest, and today observed through prayer, fasting, and self-reflection.How It’s ObservedYom Kippur is a solemn 25-hour fast from sundown to nightfall. Adults who are able refrain from food and drink (including water), as well as other physical comforts: bathing, wearing leather shoes, applying lotions or cosmetics, and sexual relations. These “afflictions” help shift focus from the body to the spirit.Many people wear white clothing, symbolizing purity and equality before God. Services fill the day, beginning the evening before with the haunting Kol Nidre (a declaration about vows) and ending with Ne’ilah (“closing”), when the metaphorical gates of heaven are said to shut. A long blast of the shofar (ram’s horn) signals the end of the fast, followed by a communal break-the-fast meal.Before the holiday, it’s traditional to ask forgiveness from people one may have wronged—because, as the saying goes, Yom Kippur atones for sins between a person and God, but for interpersonal hurts, we must first seek reconciliation with one another.A Timeless MessageWhether observed strictly or more personally, Yom Kippur invites honesty about our shortcomings and hope for growth. It’s a reminder that change is possible, relationships can be repaired, and every year offers a chance to begin again.To those observing: G’mar chatimah tovah—may you be sealed in the Book of Life for a good year. And to everyone, may the spirit of reflection and renewal touch your days ahead.&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/charlotte+dilworth+debe+banner+704.jpg"&gt;
DEBE MAXWELL, CRS*Broker | Savvy + Company
&lt;img style="float: left;width: 160px;height: 210px;margin-left: -23px;margin-top:-9px;" src="https://activerain.com/image_store/uploads/agents/craigda/files/debe+pink+oval.png"&gt;(704) 491-3310CALL OR TEXT
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OFFICE(704) 330-83261920 E 7th StreetCharlotte, NC 28204
My Blog  |  About Me
iCharlotteHomes.com
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Search Homes  |  TestimonialsFree Home Valuation
*Certified Residential Specialist (CRS) is the highest credential awarded to residential sales agents, managers and brokers.
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/crs-designation-logo_vertical300.png"&gt;     &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/CLHMS_Guild_Color300.png"&gt;</description>
      <dc:creator>Debe Maxwell, CRS, The RIGHT CHARLOTTE REALTOR! (Savvy + Company (704) 491-3310)</dc:creator>
      <pubDate>Sun, 20 Sep 2026 03:30:03 -0700</pubDate>
      <link>https://activerain.com/blogsview/5949736/yom-kippur--a-day-of-reflection--atonement--and-renewal</link>
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      <guid>https://activerain.com/blogsview/5949674/--recipe--golden-butter-chicken-skillet-</guid>
      <title>🥘 RECIPE: Golden Butter Chicken Skillet </title>
      <description>🥘 RECIPE: Golden Butter Chicken Skillet Bright Flavor in One Easy PanI love a Sunday dinner that feels special without leaving me tied to the stove. This Golden Butter Chicken Skillet gives us juicy chicken, a glossy garlic-butter sauce and plenty of cheerful color in about 35 minutes—all in one pan.The warm golden color comes from turmeric and paprika rather than a heavy sauce, while lemon and a small spoonful of honey keep the flavors balanced. Add green beans directly to the skillet and serve everything over rice or couscous for an approachable dinner that looks beautiful enough for company.Grocery ListMeat: About 1½ pounds boneless, skinless chicken thighsProduce: Fresh green beans, one lemon, four garlic cloves and fresh parsleyDairy: Unsalted butterPantry: Olive oil, low-sodium chicken broth, honey, Dijon mustard, ground turmeric, smoked paprika, garlic powder, kosher salt, black pepper and optional red pepper flakesOptional for serving: Cooked rice or couscousSimple Prep NotesPat the chicken very dry before seasoning so it browns rather than steams. Trim the green beans while the skillet heats and have the sauce ingredients measured because everything comes together quickly. Turmeric can stain light-colored utensils, so a stainless-steel spoon or dark silicone spatula is helpful.Golden Butter Chicken SkilletPrep time: 15 minutesCook time: 20 minutesTotal time: 35 minutesServes: 4–6Ingredients* 1½ pounds boneless, skinless chicken thighs, trimmed* 1 teaspoon kosher salt, divided* ½ teaspoon black pepper* 1 teaspoon smoked paprika* ½ teaspoon garlic powder* ½ teaspoon ground turmeric* 1 tablespoon olive oil* 3 tablespoons unsalted butter, divided* 12 ounces fresh green beans, trimmed* 4 garlic cloves, minced* ¾ cup low-sodium chicken broth* 1 tablespoon honey* 1 tablespoon Dijon mustard* 1 teaspoon finely grated lemon zest* 2 tablespoons fresh lemon juice* ¼ teaspoon red pepper flakes, optional* 2 tablespoons chopped fresh parsley* Cooked rice or couscous, optionalInstructionsPat the chicken dry. Season with ¾ teaspoon salt, pepper, smoked paprika, garlic powder and turmeric.Heat the olive oil and 1 tablespoon butter in a large skillet over medium-high heat. Add the chicken in a single layer and cook for 5 to 6 minutes per side, until golden and the thickest part reaches at least 165°F. Transfer to a plate.Reduce the heat to medium. Add the green beans and ¼ cup water. Cover and cook for 3 minutes, then uncover and cook for 2 minutes more.Push the beans to the sides. Add the remaining 2 tablespoons butter and garlic to the center; stir for 30 seconds.Add the broth, honey, Dijon, lemon zest, lemon juice, red pepper flakes and remaining ¼ teaspoon salt. Stir and simmer for 2 to 3 minutes, scraping up the browned bits.Return the chicken and any juices to the skillet. Turn the pieces in the sauce and warm for 2 minutes. Sprinkle with parsley and serve over rice or couscous.Refrigerate leftovers within two hours in shallow, covered containers for up to 4 days. Reheat to 165°F.My Kitchen Tip ❤️Butter adds wonderful flavor, but it can burn over high heat. Start the chicken in olive oil with just one tablespoon of butter, then add the rest after lowering the heat. You will get beautifully browned chicken and a golden sauce rather than browned butter gone too far!&lt;img src="https://activerain.com/image_store/uploads/agents/debe/files/RECIPE+CARD+Golden+Butter+Chicken+Skillet.png"&gt;Shared with Love ❤️The best Sunday dinners often come down to one good pan, a few familiar ingredients and enough flavor to bring everyone back for seconds.From My Charlotte Kitchen to Yours,Debe ❤️&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/charlotte+dilworth+debe+banner+704.jpg"&gt;
DEBE MAXWELL, CRS*Broker | Savvy + Company
&lt;img style="float: left;width: 160px;height: 210px;margin-left: -23px;margin-top:-9px;" src="https://activerain.com/image_store/uploads/agents/craigda/files/debe+pink+oval.png"&gt;(704) 491-3310CALL OR TEXT
Email Me
OFFICE(704) 330-83261920 E 7th StreetCharlotte, NC 28204
My Blog  |  About Me
iCharlotteHomes.com
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&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/maxwell+savvy+265.png"&gt;
Search Homes  |  TestimonialsFree Home Valuation
*Certified Residential Specialist (CRS) is the highest credential awarded to residential sales agents, managers and brokers.
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/crs-designation-logo_vertical300.png"&gt;     &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/CLHMS_Guild_Color300.png"&gt;</description>
      <dc:creator>Debe Maxwell, CRS, The RIGHT CHARLOTTE REALTOR! (Savvy + Company (704) 491-3310)</dc:creator>
      <pubDate>Sun, 20 Sep 2026 10:00:02 -0700</pubDate>
      <link>https://activerain.com/blogsview/5949674/--recipe--golden-butter-chicken-skillet-</link>
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      <guid>https://activerain.com/blogsview/5949673/--recipe--old-fashioned-apple-crisp--the-first-taste-of-fall</guid>
      <title>🍎 RECIPE: Old-Fashioned Apple Crisp, The First Taste of Fall</title>
      <description>🍎 RECIPE: Old-Fashioned Apple Crisp, The First Taste of FallThe calendar may be inching toward fall before Charlotte’s thermometer gets the message, but apple season has a way of making me ready anyway! Apple crisp is the kind of dependable dessert that asks for ordinary ingredients, fills the kitchen with cinnamon and makes everyone wander in, asking when it'll be ready. Gosh, I LOVE that smell!So, here's the secretto the appeal of this dish: plenty of tender apples, a little lemon to keep the filling bright and a generous oat topping that bakes up buttery and so crisp. It is easier than pie, wonderful served warm or at room temperature and just as welcome after Sunday supper, as it is at a casual neighborhood gathering.Grocery ListProduce: About 3 pounds apples and one lemonDairy: Unsalted butter and optional vanilla ice creamPantry: Old-fashioned rolled oats, all-purpose flour, light brown sugar, granulated sugar, cornstarch, ground cinnamon, ground nutmeg, vanilla extract and kosher saltSimple Preparation NotesUse two kinds of apples if possible—one tart variety such as Granny Smith and one naturally sweeter variety such as Honeycrisp or Pink Lady. Cut them into even ¼-inch slices so they soften at the same rate. Old-fashioned rolled oats give the topping better texture than quick oats.Old-Fashioned Apple CrispPrep time: 20 minutesBake time: 40–45 minutesRest time: 15 minutesServes: 8IngredientsApple Filling
3 pounds apples, peeled, cored and sliced ¼ inch thick
⅓ cup granulated sugar
2 tablespoons light brown sugar
1½ tablespoons cornstarch
1½ teaspoons ground cinnamon
¼ teaspoon ground nutmeg
1 tablespoon fresh lemon juice
1 teaspoon vanilla extract
¼ teaspoon kosher salt
Crisp Topping
1 cup old-fashioned rolled oats
¾ cup all-purpose flour
¾ cup packed light brown sugar
1 teaspoon ground cinnamon
¼ teaspoon kosher salt
½ cup unsalted butter, melted and slightly cooled
InstructionsHeat the oven to 350°F. Lightly butter a 9-inch square baking dish.In a large bowl, toss the apples with granulated sugar, brown sugar, cornstarch, cinnamon, nutmeg, lemon juice, vanilla and salt. Spread evenly in the prepared dish.In a separate bowl, stir together the oats, flour, brown sugar, cinnamon and salt. Pour in the melted butter and stir until moist clumps form.Scatter the topping evenly over the apples without packing it down.Bake for 40 - 45 minutes, until the topping is golden and the fruit is bubbling around the edges. If the top browns too quickly, tent it loosely with foil.Rest for at least 15 minutes before serving so the juices can thicken. Serve warm or at room temperature, with vanilla ice cream if desired.Cover and refrigerate leftovers within two hours. Enjoy within 4 days and reheat individual portions gently in the microwave or a 300°F oven.My Kitchen Tip ❤️Do not press the topping onto the fruit. Sprinkle it loosely and leave those little buttery clumps intact—they create the crisp, craggy texture everyone reaches for. A baking sheet under the dish will catch any enthusiastic apple bubbles!&lt;img style="display: block;margin-left: auto;margin-right: auto;" src="https://activerain.com/image_store/uploads/agents/debe/files/RECIPE+CARD+Apple+Crisp.png"&gt; Shared with Love ❤️Some recipes announce a new season before the weather does—and warm apples with cinnamon may be the loveliest announcement of all.From My Charlotte Kitchen to Yours,Debe ❤️&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/charlotte+dilworth+debe+banner+704.jpg"&gt;
DEBE MAXWELL, CRS*Broker | Savvy + Company
&lt;img style="float: left;width: 160px;height: 210px;margin-left: -23px;margin-top:-9px;" src="https://activerain.com/image_store/uploads/agents/craigda/files/debe+pink+oval.png"&gt;(704) 491-3310CALL OR TEXT
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OFFICE(704) 330-83261920 E 7th StreetCharlotte, NC 28204
My Blog  |  About Me
iCharlotteHomes.com
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&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/maxwell+savvy+265.png"&gt;
Search Homes  |  TestimonialsFree Home Valuation
*Certified Residential Specialist (CRS) is the highest credential awarded to residential sales agents, managers and brokers.
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/crs-designation-logo_vertical300.png"&gt;     &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/CLHMS_Guild_Color300.png"&gt;</description>
      <dc:creator>Debe Maxwell, CRS, The RIGHT CHARLOTTE REALTOR! (Savvy + Company (704) 491-3310)</dc:creator>
      <pubDate>Sat, 19 Sep 2026 04:00:02 -0700</pubDate>
      <link>https://activerain.com/blogsview/5949673/--recipe--old-fashioned-apple-crisp--the-first-taste-of-fall</link>
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      <guid>https://activerain.com/blogsview/5949671/furry-friends-friday--bows--beauty-and-those-eyes---</guid>
      <title>Furry Friends Friday— Bows, Beauty and THOSE EYES! 🩵</title>
      <description>Furry Friends Friday— Bows, Beauty and THOSE EYES! 🩵Fresh from her grooming appointment, Gabby knew she looked like a little hot-shot with those cute little bows perched perfectly atop each ear! She was quite pleased with her glamorous new look—and honestly, who could blame her? The bows are adorable, but THOSE EYES!  They get me every single time I look at her.&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/charlotte+dilworth+debe+banner+704.jpg"&gt;
DEBE MAXWELL, CRS*Broker | Savvy + Company
&lt;img style="float: left;width: 160px;height: 210px;margin-left: -23px;margin-top:-9px;" src="https://activerain.com/image_store/uploads/agents/craigda/files/debe+pink+oval.png"&gt;(704) 491-3310CALL OR TEXT
Email Me
OFFICE(704) 330-83261920 E 7th StreetCharlotte, NC 28204
My Blog  |  About Me
iCharlotteHomes.com
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/fb-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/tw-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/li-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/ig-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/yt-dm.png"&gt;
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/maxwell+savvy+265.png"&gt;
Search Homes  |  TestimonialsFree Home Valuation
*Certified Residential Specialist (CRS) is the highest credential awarded to residential sales agents, managers and brokers.
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/crs-designation-logo_vertical300.png"&gt;     &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/CLHMS_Guild_Color300.png"&gt;</description>
      <dc:creator>Debe Maxwell, CRS, The RIGHT CHARLOTTE REALTOR! (Savvy + Company (704) 491-3310)</dc:creator>
      <pubDate>Fri, 18 Sep 2026 19:54:45 -0700</pubDate>
      <link>https://activerain.com/blogsview/5949671/furry-friends-friday--bows--beauty-and-those-eyes---</link>
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      <guid>https://activerain.com/blogsview/5949586/diary-of-a-charlotte-realtor----sometimes-it-all-comes-together-</guid>
      <title>Diary of a Charlotte Realtor® — Sometimes It All Comes Together!</title>
      <description>Diary of a Charlotte Realtor® — Sometimes It All Comes Together!Friday, September 18, 2026You never quite know what—or who—a week in real estate will bring!One of my sellers recently settled on a buyer whose agent called and began with, “I’m so sorry I’m late getting back to you, but I’m dealing with a broken fibula and broken ankle.” I immediately asked if he was joking!After all, I had posted on social media about breaking my fibula, ankle and foot within minutes of arriving at Pawley’s Island. I assumed he had seen my post and was teasing me. He wasn’t!!He had actually fractured both his fibula and ankle—and had surgery on both! Since surgery for a fractured fibula is fairly uncommon, we instantly had something unusual in common. Nothing builds rapport quite like comparing fractures, surgeries and orthopedic boots! The transaction has been wonderfully congenial and I’m looking forward to meeting my fellow “bootie-laden” agent at Closing.In another transaction, I had fronted the cost of preparing my seller’s home for the market. We installed new hardwoods, handled cosmetic repairs that could affect a buyer’s first impression and repainted the interior. Those improvements made a tremendous difference and helped us secure a top-dollar Offer.Before I could even submit the invoices for reimbursement, my seller let me know he had already sent everything to the Closing attorney! I had plenty of time to handle it myself, but his thoughtfulness meant so much. It was a simple gesture that said, “I noticed what you did for me and I appreciate it.”Then came this week’s real estate plot twist: After 111 days on the market, one of my listings finally found a buyer. Actually, make that TWO buyers—at the very same time!Nearly four months with no acceptable Offers, interest rates tick upward and suddenly two buyers decide they want the same house. Because apparently, real estate enjoys a flair for the dramatic!The week wasn’t all contracts, invoices and orthopedic bonding. On Tuesday, 14 wonderful women descended upon my home for book club. The party trays we ordered were somehow lost, but the caterer made it right and everything turned out beautifully.We discussed Dan Brown’s The Secret of Secrets—and what a discussion it was! Fourteen women, one fascinating book and plenty of opinions made for a lively evening. Honestly, I wouldn’t have wanted it any other way!Broken bones, considerate clients, two buyers appearing at once and missing party trays—this week was a perfect reminder that plans may wobble, but good people and a sense of humor can steady almost anything.Happy Friday, everyone!“Some weeks don’t unfold according to plan. They unfold according to the people who step up, show kindness and help everything come together.” — Debe Maxwell&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/charlotte+dilworth+debe+banner+704.jpg"&gt;
DEBE MAXWELL, CRS*Broker | Savvy + Company
&lt;img style="float: left;width: 160px;height: 210px;margin-left: -23px;margin-top:-9px;" src="https://activerain.com/image_store/uploads/agents/craigda/files/debe+pink+oval.png"&gt;(704) 491-3310CALL OR TEXT
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OFFICE(704) 330-83261920 E 7th StreetCharlotte, NC 28204
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*Certified Residential Specialist (CRS) is the highest credential awarded to residential sales agents, managers and brokers.
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/crs-designation-logo_vertical300.png"&gt;     &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/CLHMS_Guild_Color300.png"&gt;</description>
      <dc:creator>Debe Maxwell, CRS, The RIGHT CHARLOTTE REALTOR! (Savvy + Company (704) 491-3310)</dc:creator>
      <pubDate>Fri, 18 Sep 2026 07:12:46 -0700</pubDate>
      <link>https://activerain.com/blogsview/5949586/diary-of-a-charlotte-realtor----sometimes-it-all-comes-together-</link>
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      <guid>https://activerain.com/blogsview/5949046/--the-view-from-here-you-can-t-want-it-more-than-they-do</guid>
      <title>✨ THE VIEW FROM HERE—You Can’t Want It More Than They Do</title>
      <description>✨ THE VIEW FROM HERE — You Can’t Want It More Than They DoThere is a point in nearly every real estate transaction when experience tells me exactly what a client should do.I may strongly recommend a thorough home inspection. I may explain why a particular concern deserves a second opinion. I may send the names of trusted HVAC contractors, electricians, structural engineers or other specialists. I can explain the potential consequences of doing nothing, answer questions and make certain my clients understand their options.But I cannot make them make the appointment. That may be one of the hardest lessons in real estate—and in life.I take inspections seriously. My preferred home inspector has a contractor’s background and has earned my trust over many years. I have used him personally and recommended him to family, friends and clients. When something falls beyond the scope of a general inspection, I encourage buyers to consult the appropriate specialist. If the HVAC system raises questions, for example, I provide options for a qualified HVAC contractor who can take a closer look.I can recommend. I can explain. I can remind. What I cannot do is make the decision for someone else.That can be difficult when you care deeply about the outcome. After years in this business, I can often see the possible problem waiting several steps down the road. Experience does not provide a crystal ball, but it does teach you which questions deserve answers before the due diligence period ends.Still, advice only works when someone chooses to act on it.This is hardly a lesson confined to real estate. When my boys were younger, they would occasionally ask for my opinion. Naturally, I would give it to them—probably in more detail than they expected! Then they would sometimes ignore every word I had said.I cannot tell you how many times I wanted to ask, “Why did you ask me if you already knew you weren’t going to listen?”&lt;img style="display: block;margin-left: auto;margin-right: auto;border-width:2px;border-style:solid;" src="https://activerain.com/image_store/uploads/agents/debe/files/Advice+Stops+Where+Choice+Begins.png"&gt;Of course, asking for advice does not obligate anyone to follow it. Sometimes people need to hear another perspective before deciding what feels right to them. Sometimes they are hoping we will confirm the decision they have already made. And sometimes they simply have to learn through their own experience, just as we did.As a mother, I wanted to protect my sons from every preventable mistake. As a real estate broker, I want to protect my clients from every preventable problem. But protecting someone does not mean taking away their right—or their responsibility—to make their own choices.My responsibility is to offer thoughtful guidance, recommend qualified professionals, explain the risks as clearly as possible and document the conversation. Their responsibility is to decide what they are willing to investigate, accept or walk away from.That boundary does not mean I care less. In fact, learning to honor it may be one of the clearest signs that I care in a healthier way.We can give people the benefit of our experience. We can tell them what we see. We can point toward the safer path and explain why we believe it matters. Then we have to allow them to choose.Sometimes they will take our advice and be grateful they did. Sometimes they will choose another direction and everything will work out beautifully. Occasionally, they will learn the hard way—and we may have to resist saying the four words no one enjoys hearing: “I told you so.”The view from here is that experience gives us the responsibility to speak up—but not the power to decide for someone else.You can care. You can counsel. You can recommend. But you cannot want it more than they do. While you can offer your experience, your honesty and your best advice, you cannot supply someone else’s willingness to use it.Have you ever given someone your very best advice and then had to stand back while they chose another path?&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/charlotte+dilworth+debe+banner+704.jpg"&gt;
DEBE MAXWELL, CRS*Broker | Savvy + Company
&lt;img style="float: left;width: 160px;height: 210px;margin-left: -23px;margin-top:-9px;" src="https://activerain.com/image_store/uploads/agents/craigda/files/debe+pink+oval.png"&gt;(704) 491-3310CALL OR TEXT
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OFFICE(704) 330-83261920 E 7th StreetCharlotte, NC 28204
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Search Homes  |  TestimonialsFree Home Valuation
*Certified Residential Specialist (CRS) is the highest credential awarded to residential sales agents, managers and brokers.
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/crs-designation-logo_vertical300.png"&gt;     &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/CLHMS_Guild_Color300.png"&gt;</description>
      <dc:creator>Debe Maxwell, CRS, The RIGHT CHARLOTTE REALTOR! (Savvy + Company (704) 491-3310)</dc:creator>
      <pubDate>Thu, 17 Sep 2026 03:00:02 -0700</pubDate>
      <link>https://activerain.com/blogsview/5949046/--the-view-from-here-you-can-t-want-it-more-than-they-do</link>
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      <guid>https://activerain.com/blogsview/5949040/--myth-busting-tuesday--the-final-walk-through-is-just-a-formality</guid>
      <title>🏡 Myth-Busting Tuesday: The Final Walk-Through Is Just a Formality</title>
      <description>🏡 Myth-Busting Tuesday: The Final Walk-Through Is Just a FormalityTHE MYTH“The final walk-through is just a formality. The inspection is finished, the repairs were negotiated and all that’s left is closing.”THE REALITYA final walk-through is the buyer’s last opportunity to confirm that the home is in the expected condition before closing.This is not a second inspection and it is certainly not the time to create a brand-new repair list. It is a chance to verify that the property has not been damaged since the last visit, agreed-upon repairs appear to have been completed and items meant to remain with the home are still there.Buyers should also make sure the seller has removed personal belongings and debris as agreed and that major systems and fixtures have not developed an obvious new problem. A leaking pipe, missing appliance or room full of abandoned furniture is much easier to address before everyone signs than after the keys change hands.MY TAKEI never treat the final walk-through as ceremonial—and I never recommend skipping it simply because everyone is busy or the closing attorney’s office is across town.Most walk-throughs are wonderfully uneventful. That is exactly what we want! But occasionally we discover something that needs attention: a repair that appears incomplete, movers who damaged a wall or an item that was supposed to remain but somehow disappeared onto the moving truck.The goal is not to delay closing or manufacture a problem. The goal is to make sure the home is delivered in the condition the parties agreed upon. If something is wrong, the contract terms and circumstances determine what happens next, which is why buyers should immediately involve their agent rather than trying to resolve it after closing.“The best surprises at closing are no surprises at all.”Have you ever discovered something unexpected during a final walk-through?&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/charlotte+dilworth+debe+banner+704.jpg"&gt;
DEBE MAXWELL, CRS*Broker | Savvy + Company
&lt;img style="float: left;width: 160px;height: 210px;margin-left: -23px;margin-top:-9px;" src="https://activerain.com/image_store/uploads/agents/craigda/files/debe+pink+oval.png"&gt;(704) 491-3310CALL OR TEXT
Email Me
OFFICE(704) 330-83261920 E 7th StreetCharlotte, NC 28204
My Blog  |  About Me
iCharlotteHomes.com
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/fb-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/tw-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/li-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/ig-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/yt-dm.png"&gt;
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/maxwell+savvy+265.png"&gt;
Search Homes  |  TestimonialsFree Home Valuation
*Certified Residential Specialist (CRS) is the highest credential awarded to residential sales agents, managers and brokers.
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/crs-designation-logo_vertical300.png"&gt;     &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/CLHMS_Guild_Color300.png"&gt;</description>
      <dc:creator>Debe Maxwell, CRS, The RIGHT CHARLOTTE REALTOR! (Savvy + Company (704) 491-3310)</dc:creator>
      <pubDate>Tue, 15 Sep 2026 04:00:05 -0700</pubDate>
      <link>https://activerain.com/blogsview/5949040/--myth-busting-tuesday--the-final-walk-through-is-just-a-formality</link>
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      <guid>https://activerain.com/blogsview/5949026/speechless-sundays---could-you-say-no-to-this-face-</guid>
      <title>Speechless Sundays — Could You Say No to This Face?</title>
      <description>Speechless Sundays — Could You Say No to This Face?I thought I would attempt to revive one of my favorite groups--Speechless Sundays. Share your best photo of the week and a little blurb about it on a Sunday post! We all LOVE photos! Some pictures need very few words. My sweet Gabriela Ava—our Gabby—was perched on the sofa in her adorable pink harness, looking as though she had something terribly important to tell me. Those soulful eyes, that windswept hair and that irresistible little face say everything. Welcome back, Speechless Sundays! Sometimes love really does leave us speechless. 💕&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/charlotte+dilworth+debe+banner+704.jpg"&gt;
DEBE MAXWELL, CRS*Broker | Savvy + Company
&lt;img style="float: left;width: 160px;height: 210px;margin-left: -23px;margin-top:-9px;" src="https://activerain.com/image_store/uploads/agents/craigda/files/debe+pink+oval.png"&gt;(704) 491-3310CALL OR TEXT
Email Me
OFFICE(704) 330-83261920 E 7th StreetCharlotte, NC 28204
My Blog  |  About Me
iCharlotteHomes.com
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/fb-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/tw-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/li-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/ig-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/yt-dm.png"&gt;
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/maxwell+savvy+265.png"&gt;
Search Homes  |  TestimonialsFree Home Valuation
*Certified Residential Specialist (CRS) is the highest credential awarded to residential sales agents, managers and brokers.
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/crs-designation-logo_vertical300.png"&gt;     &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/CLHMS_Guild_Color300.png"&gt;</description>
      <dc:creator>Debe Maxwell, CRS, The RIGHT CHARLOTTE REALTOR! (Savvy + Company (704) 491-3310)</dc:creator>
      <pubDate>Sun, 20 Sep 2026 05:00:02 -0700</pubDate>
      <link>https://activerain.com/blogsview/5949026/speechless-sundays---could-you-say-no-to-this-face-</link>
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      <guid>https://activerain.com/blogsview/5948944/charlotte-broker-brief---september-14--2026</guid>
      <title>Charlotte Broker Brief — September 14, 2026</title>
      <description>Charlotte Broker Brief — September 14, 2026Average Price Leads—But the Median Tells a Different StoryCity of Charlotte — AUGUST 2026● Average sales price: $629,472, up 8.1% year over year● Median sales price: $430,000, down 2.3% year over year● Active inventory: 3,754 homes● Months of supply: 3.7 months● Average days on market: 40 days● Original list price received: 96.5% &lt;img style="display: block;margin-left: auto;margin-right: auto;" src="https://activerain.com/image_store/uploads/agents/debe/files/Prices+tell+2+stories.png"&gt;16-county Charlotte Region — August 2026● Average sales price: $545,079, up 7.0% year over year● Median sales price: $410,000, up 1.1% year over year● Active inventory: 13,589 homes, up 6.9% year over year● Closed sales: 4,142, up 1.6% year over year● Average days on market: 47 days, up from 44 days in July 2025● Months of supply: 3.9 months, up 8.3% year over year● Original list price received: 95.9%, unchanged year over yearWhat changed?For the 16-county Charlotte Region, inventory increased from 13,082 homes in June to 13,589 in July, while the average sales price eased from $552,988 to $545,079 and the median moved from $416,893 to $410,000. Average market time reached 47 days.The large gap between average and median price growth is important. The regional average rose 7.0% year over year while the median rose only 1.1%; inside the City of Charlotte, the average rose 8.1% while the median declined 2.3%. That pattern points to a higher-priced mix of closings—not uniform appreciation across every neighborhood and price point.Why it mattersAn experienced broker should not tell a client that “Charlotte appreciated 7%” based on the regional average alone. The correct pricing conversation begins with the property’s specific geography, price band, condition and competition. For South Charlotte, Cotswold and intown listings, a neighborhood comp set remains considerably more useful than a regional headline.Leverage: More Choice, but Not a Blanket Buyer’s MarketCanopy’s latest posted weekly report, for the week ending August 22, showed 16-county Charlotte Region inventory up 9.0% year over year while pending sales were down 4.0%. Combined with 3.9 months of regional supply and sellers receiving 95.9% of original list price in July, the evidence supports a more selective market—not a distressed one.Broker interpretationBuyers have gained time and negotiating room where a listing has accumulated days, needs work or competes with several substitutes. Sellers retain leverage when the home is fresh, accurately priced and difficult to replace. The market is increasingly dividing into two tracks: compelling listings and everything buyers feel comfortable postponing.For active transactions, inspect the immediate competitive set again before submitting or responding to an offer. A market-wide label is less useful than knowing what appeared, reduced or went under contract within the last seven to fourteen days. &lt;img style="display: block;margin-left: auto;margin-right: auto;" src="https://activerain.com/image_store/uploads/agents/debe/files/16+county+clt+region+more+choice+higher+costs.png"&gt;Mortgage Rates: Affordability Tightened AgainFreddie Mac’s national weekly average for a 30-year fixed mortgage reached 6.76% on September 10, up from 6.71% on September 3 and 6.66% on August 27. The 15-year average was 6.09%. Freddie MacWhy it matters in CharlotteThe ten-basis-point rise since August 27 is not dramatic by itself, but it moves payments in the wrong direction while prices remain elevated. Before writing an offer, buyers should have the lender rerun payment, cash-to-close and qualification at the current rate—not the rate used for an older preapproval.For sellers, a financing concession can sometimes produce more buyer relief than the same dollars applied to a price reduction. The comparison must be lender-specific, and any temporary buydown should be explained alongside the payment after the buydown expires.Lending and Insurance: Treat the Quote as an Underwriting ItemCharlotte homeowners’ insurance base rates increased 9.2% effective June 1, 2026, following a 9.3% increase in 2025. This is a base-rate change, not the expected increase for every policy; actual pricing and eligibility vary by property, roof, coverage, deductibles, claims history and borrower factors. North Carolina rate-settlement reportTransaction impactOn financed purchases, insurance affects both the monthly payment and the lender’s qualification calculations. Order the property-specific quote at the beginning of due diligence. If the premium, deductible or roof restriction is problematic, the buyer and lender need time to compare carriers and reassess qualification before the due-diligence deadline.Local Development Watch: Office-to-Residential Conversion in UptownPlans announced September 9 call for the foreclosed 34-story tower at 400 South Tryon Street in Uptown Charlotte to become a W hotel plus 399 studio, one-, two- and three-bedroom apartments. The project is expected to take 30 to 32 months, with an anticipated opening by the end of 2029; a groundbreaking date has not been announced. Axios Charlotte.Why it mattersThis is rental—not for-sale—inventory, so it should not be presented as additional condominium supply. Its significance is the reuse of obsolete office space and the addition of residents, hospitality and street-level activity in Uptown. Nearby condo owners and buyers should watch the project for potential amenity and investment benefits alongside years of construction disruption and more rental competition.Does It Impact You?Charlotte remains resilient, but the advantage is becoming property-specific. Average prices look strong, yet medians are much flatter and inventory is expanding. Buyers have more room to think, but higher mortgage and insurance costs can erase part of the benefit. Sellers can still perform well, but pricing to the actual competitive set—and making the home easy to choose—matters more than relying on a broad Charlotte headline. &lt;img src="https://activerain.com/image_store/uploads/agents/debe/files/Bottom+Line+Brand+Colors.png"&gt;Charlotte is not one market moving in one direction. Higher averages show continued strength at the upper end, while flatter medians, more inventory and longer market times give buyers more choices. The winning strategy is to price and negotiate from the home’s immediate competition—not from the headline number.&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/charlotte+dilworth+debe+banner+704.jpg"&gt;
DEBE MAXWELL, CRS*Broker | Savvy + Company
&lt;img style="float: left;width: 160px;height: 210px;margin-left: -23px;margin-top:-9px;" src="https://activerain.com/image_store/uploads/agents/craigda/files/debe+pink+oval.png"&gt;(704) 491-3310CALL OR TEXT
Email Me
OFFICE(704) 330-83261920 E 7th StreetCharlotte, NC 28204
My Blog  |  About Me
iCharlotteHomes.com
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/fb-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/tw-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/li-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/ig-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/yt-dm.png"&gt;
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/maxwell+savvy+265.png"&gt;
Search Homes  |  TestimonialsFree Home Valuation
*Certified Residential Specialist (CRS) is the highest credential awarded to residential sales agents, managers and brokers.
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/crs-designation-logo_vertical300.png"&gt;     &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/CLHMS_Guild_Color300.png"&gt;</description>
      <dc:creator>Debe Maxwell, CRS, The RIGHT CHARLOTTE REALTOR! (Savvy + Company (704) 491-3310)</dc:creator>
      <pubDate>Mon, 14 Sep 2026 10:34:47 -0700</pubDate>
      <link>https://activerain.com/blogsview/5948944/charlotte-broker-brief---september-14--2026</link>
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      <guid>https://activerain.com/blogsview/5948939/wednesday-wisdom---summer-isn-t-finished-quite-yet</guid>
      <title>Wednesday Wisdom — Summer Isn’t Finished Quite Yet</title>
      <description>Wednesday Wisdom — Summer Isn’t Finished Quite YetThe first day of fall arrives next Tuesday, September 22—which means summer still has a few good days left, despite the pumpkins already taking over every store in Charlotte!I’m planning to enjoy one more summer evening outside before officially welcoming cooler mornings. What’s one thing you want to squeeze into these final days of summer?One More Tip Before Fall Arrives!Take one slow walk around the outside of your home—with your phone’s camera ready. Look for loose shingles, damaged siding, cracked caulk, clogged gutters and branches touching the roof.Those little things are much easier to spot and address before falling leaves hide them and winter weather turns them into bigger problems. Of course, pumpkin-spice coffee is optional—but highly encouraged! ☕🍂&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/charlotte+dilworth+debe+banner+704.jpg"&gt;
DEBE MAXWELL, CRS*Broker | Savvy + Company
&lt;img style="float: left;width: 160px;height: 210px;margin-left: -23px;margin-top:-9px;" src="https://activerain.com/image_store/uploads/agents/craigda/files/debe+pink+oval.png"&gt;(704) 491-3310CALL OR TEXT
Email Me
OFFICE(704) 330-83261920 E 7th StreetCharlotte, NC 28204
My Blog  |  About Me
iCharlotteHomes.com
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/fb-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/tw-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/li-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/ig-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/yt-dm.png"&gt;
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/maxwell+savvy+265.png"&gt;
Search Homes  |  TestimonialsFree Home Valuation
*Certified Residential Specialist (CRS) is the highest credential awarded to residential sales agents, managers and brokers.
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/crs-designation-logo_vertical300.png"&gt;     &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/CLHMS_Guild_Color300.png"&gt;</description>
      <dc:creator>Debe Maxwell, CRS, The RIGHT CHARLOTTE REALTOR! (Savvy + Company (704) 491-3310)</dc:creator>
      <pubDate>Wed, 16 Sep 2026 04:00:04 -0700</pubDate>
      <link>https://activerain.com/blogsview/5948939/wednesday-wisdom---summer-isn-t-finished-quite-yet</link>
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      <guid>https://activerain.com/blogsview/5948745/--timely-homebuyer-tip--compare-the-whole-loan-not-just-the-rate</guid>
      <title>🏡 TIMELY HOMEBUYER TIP: Compare the Whole Loan—Not Just the Rate</title>
      <description>🏡 TIMELY HOMEBUYER TIP: Compare the Whole Loan—Not Just the RateWhile I am NOT a lender, nor do I give 'detailed' lending information to clients, we do have an obligation to point out what is obvious to us when it comes to our clients obtaining a mortgage. So, let's talk a couple of basics to mortgage lending! Mortgage rates have been doing what mortgage rates love to do—moving just enough to keep everyone guessing! The average 30-year fixed mortgage was 6.76% on September 10, up slightly from 6.71% the week before, according to Freddie Mac. But buyers should not make a major decision based solely on one national average—or one lender’s advertised rate. Two lenders can quote the same interest rate and still offer very different loans.The difference may be hiding in:
Origination and underwriting fees
Discount points
Mortgage insurance
Lender credits
Rate-lock terms
Cash required at closing
The actual monthly payment
That is why I encourage buyers to compare written Loan Estimates, not just rates quoted during a quick phone call. Ask each lender to calculate the same purchase price, down payment, loan type and lock period so you are comparing apples to apples.A slightly lower rate may not be the better deal if it requires thousands of dollars in points. Conversely, paying points could make sense for someone planning to remain in the home long enough to reach the break-even point.My best advice: Get fully preapproved, compare at least two detailed loan scenarios and ask each lender to explain the total cost—not simply the number that looks prettiest in an advertisement.The right home matters. So does choosing the right way to finance it. And remember: mortgage rates can change. A costly loan structure may follow you for years.What questions do you encourage buyers to ask their lenders before making an offer? &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/charlotte+dilworth+debe+banner+704.jpg"&gt;
DEBE MAXWELL, CRS*Broker | Savvy + Company
&lt;img style="float: left;width: 160px;height: 210px;margin-left: -23px;margin-top:-9px;" src="https://activerain.com/image_store/uploads/agents/craigda/files/debe+pink+oval.png"&gt;(704) 491-3310CALL OR TEXT
Email Me
OFFICE(704) 330-83261920 E 7th StreetCharlotte, NC 28204
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&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/maxwell+savvy+265.png"&gt;
Search Homes  |  TestimonialsFree Home Valuation
*Certified Residential Specialist (CRS) is the highest credential awarded to residential sales agents, managers and brokers.
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/crs-designation-logo_vertical300.png"&gt;     &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/CLHMS_Guild_Color300.png"&gt;</description>
      <dc:creator>Debe Maxwell, CRS, The RIGHT CHARLOTTE REALTOR! (Savvy + Company (704) 491-3310)</dc:creator>
      <pubDate>Sat, 12 Sep 2026 13:32:55 -0700</pubDate>
      <link>https://activerain.com/blogsview/5948745/--timely-homebuyer-tip--compare-the-whole-loan-not-just-the-rate</link>
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      <guid>https://activerain.com/blogsview/5948655/recipe--creamy-angel-chicken-pasta</guid>
      <title>RECIPE: Creamy Angel Chicken Pasta</title>
      <description>RECIPE: Creamy Angel Chicken PastaThe Sunday Supper That Feels Like a HugSunday dinner calls for something a little comforting, but that does not mean we need a sink full of dishes or an afternoon-long project. This Creamy Angel Chicken Pasta brings tender golden chicken, delicate pasta and a silky herb sauce together in about 40 minutes—and it looks every bit as lovely as it tastes.It is easy to understand the appeal of this style of Sunday supper. It has familiar flavors, pantry-friendly ingredients and just enough richness to make an ordinary evening feel special. My version uses mushrooms, Parmesan, lemon and Italian herbs for a fresh, balanced sauce without relying on condensed soup or a seasoning packet.Grocery List&lt;img style="border-width:2px;border-style:solid;margin:8px;float: right;" src="https://activerain.com/image_store/uploads/agents/debe/files/Chicken+Pasta+photo.png"&gt;Meat: Four small boneless, skinless chicken breasts or two large breasts cut horizontallyProduce: Eight ounces mushrooms, three garlic cloves, one lemon and fresh parsleyDairy: Butter, cream cheese and Parmesan cheesePantry: Angel hair pasta, olive oil, low-sodium chicken broth, Italian seasoning, garlic powder, kosher salt, black pepper and optional red pepper flakesSimple Preparation NotesChoose chicken pieces of similar thickness so they finish at the same time. Have the sauce ingredients measured before the chicken goes into the skillet because the recipe moves quickly after that. Angel hair needs only a few minutes to cook, so start checking it early and reserve a little pasta water before draining.Creamy Angel Chicken PastaPrep time: 15 minutesCook time: 25 minutesTotal time: 40 minutesServes: 4–6Ingredients
4 small boneless, skinless chicken breasts, about 6 ounces each
1 teaspoon kosher salt, divided
½ teaspoon black pepper
½ teaspoon garlic powder
1½ tablespoons olive oil
2 tablespoons unsalted butter, divided
8 ounces cremini mushrooms, sliced
3 garlic cloves, minced
1½ cups low-sodium chicken broth
4 ounces cream cheese, softened and cubed
½ cup freshly grated Parmesan cheese, plus more for serving
1 teaspoon Italian seasoning
¼ teaspoon red pepper flakes, optional
1 teaspoon finely grated lemon zest
1 tablespoon fresh lemon juice
12 ounces angel hair pasta
2 tablespoons chopped fresh parsley
Instructions
Pat the chicken dry. Season both sides with ¾ teaspoon salt, the black pepper and garlic powder.
Heat the olive oil and 1 tablespoon butter in a large skillet over medium-high heat. Add the chicken and cook for 4 to 6 minutes per side, until golden and the thickest part reaches 165°F. Transfer to a plate and loosely cover.
Reduce the heat to medium. Add the remaining butter and mushrooms; cook for 5 minutes, until browned. Add the garlic and cook for 30 seconds.
Pour in the broth, scraping up the flavorful browned bits. Reduce the heat to medium-low. Whisk in the cream cheese, Parmesan, Italian seasoning, red pepper flakes and remaining ¼ teaspoon salt until smooth. Simmer gently for 3 to 4 minutes; do not boil.
Meanwhile, cook the angel hair in well-salted water according to package directions until al dente. Reserve ½ cup pasta water, then drain.
Stir the lemon zest and juice into the sauce. Add splashes of pasta water until the sauce is silky enough to coat the pasta.
Return the chicken and any juices to the skillet and warm for 2 minutes. Serve over angel hair and finish with parsley and Parmesan.
Refrigerate leftovers within two hours in shallow, covered containers for up to 3 days. Reheat gently until the chicken reaches 165°F, adding a splash of broth if the sauce has thickened.Debe’s Kitchen Tip ❤️Creamy sauces prefer gentle heat. Once the cream cheese and Parmesan go into the skillet, keep the sauce below a boil and whisk patiently. A splash of starchy pasta water at the end brings everything together and gives you that glossy restaurant-style finish.&lt;img style="display: block;margin-left: auto;margin-right: auto;" src="https://activerain.com/image_store/uploads/agents/debe/files/RECIPE+CARD+Creamy+Angel+Chicken+Pasta.png"&gt;Shared with Love ❤️A warm Sunday supper does not have to be complicated—it just has to make everyone glad they came to the table. Another BananaTude recipe!From My Charlotte Kitchen to Yours,Debe ❤️&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/charlotte+dilworth+debe+banner+704.jpg"&gt;
DEBE MAXWELL, CRS*Broker | Savvy + Company
&lt;img style="float: left;width: 160px;height: 210px;margin-left: -23px;margin-top:-9px;" src="https://activerain.com/image_store/uploads/agents/craigda/files/debe+pink+oval.png"&gt;(704) 491-3310CALL OR TEXT
Email Me
OFFICE(704) 330-83261920 E 7th StreetCharlotte, NC 28204
My Blog  |  About Me
iCharlotteHomes.com
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/fb-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/tw-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/li-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/ig-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/yt-dm.png"&gt;
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Search Homes  |  TestimonialsFree Home Valuation
*Certified Residential Specialist (CRS) is the highest credential awarded to residential sales agents, managers and brokers.
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/crs-designation-logo_vertical300.png"&gt;     &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/CLHMS_Guild_Color300.png"&gt;</description>
      <dc:creator>Debe Maxwell, CRS, The RIGHT CHARLOTTE REALTOR! (Savvy + Company (704) 491-3310)</dc:creator>
      <pubDate>Sun, 13 Sep 2026 03:00:02 -0700</pubDate>
      <link>https://activerain.com/blogsview/5948655/recipe--creamy-angel-chicken-pasta</link>
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      <guid>https://activerain.com/blogsview/5948650/recipe--classic-southern-pimento-cheese</guid>
      <title>RECIPE: Classic Southern Pimento Cheese</title>
      <description>RECIPE: Classic Southern Pimento CheeseThe Little Bowl That Belongs at Every GatheringI’m hosting my bookclub on Tuesday and searching for recipes that I will create for the gathering. This one will be front and center as it is always a hit!Some recipes simply do not need reinvention. They merely need good ingredients and someone willing to grate the cheese! Pimento cheese is one of those familiar Southern favorites that always seems right at home—on a Saturday snack board, tucked into a sandwich, spooned onto a burger or enjoyed straight from the bowl with a crisp cracker.This version has the creamy texture we love with enough freshly grated sharp cheddar to give it real personality! A little Worcestershire sauce, garlic powder and smoked paprika add flavor without taking it too far from the classic. Best of all, it takes about 15 minutes to mix together and tastes even better after a short rest in the refrigerator.Grocery List&lt;img style="border-width:2px;border-style:solid;margin:8px;float: right;" src="https://activerain.com/image_store/uploads/agents/debe/files/Pimento+cheese+photo.png"&gt;Dairy: One 8-ounce block sharp cheddar, one 8-ounce block extra-sharp cheddar and one 8-ounce package cream cheeseJarred and refrigerated: One 4-ounce jar diced pimentos and mayonnaisePantry: Worcestershire sauce, garlic powder, onion powder, smoked paprika, cayenne pepper, kosher salt and black pepperFor serving: Buttery crackers, celery sticks, mini sweet peppers, bread or slider rollsSimple Preparation NotesGrate the cheddar from blocks rather than buying it pre-shredded. Packaged shredded cheese contains a coating that keeps the strands separate but can make pimento cheese less creamy. Let the cream cheese soften at room temperature for about 30 minutes and drain the pimentos very well so the finished spread stays rich rather than watery.Classic Southern Pimento CheesePrep time: 15 minutesChill time: 30 minutesTotal time: 45 minutesServes: 10–12Ingredients
8 ounces sharp cheddar cheese, freshly grated
8 ounces extra-sharp cheddar cheese, freshly grated
8 ounces cream cheese, softened
½ cup mayonnaise
1 (4-ounce) jar diced pimentos, thoroughly drained
1 teaspoon Worcestershire sauce
½ teaspoon garlic powder
¼ teaspoon onion powder
¼ teaspoon smoked paprika
⅛ teaspoon cayenne pepper, optional
¼ teaspoon freshly ground black pepper
Kosher salt, to taste
Sliced green onions, optional for garnish
Instructions
Place the softened cream cheese and mayonnaise in a medium bowl. Beat with a hand mixer on low speed for about 30 seconds, or stir vigorously with a sturdy spoon, until mostly smooth.
Add the Worcestershire sauce, garlic powder, onion powder, smoked paprika, cayenne and black pepper. Mix until evenly combined.
Fold in the grated cheddar and well-drained pimentos. Stir only until everything is evenly distributed; a little texture is part of the charm.
Taste before adding salt because the cheeses and Worcestershire sauce are already salty. Season only as needed.
Cover and refrigerate for at least 30 minutes. Let it stand at room temperature for 10 to 15 minutes before serving so it becomes perfectly spreadable.
Keep pimento cheese refrigerated and do not leave it at room temperature for more than two hours. Store covered in the refrigerator for up to 5 days. My Kitchen Tip ❤️Grate the cheddar while it is cold, but mix everything after the cream cheese has softened. You will get clean, fluffy shreds and a creamy spread without overworking the cheese. And drain those pimentos twice—once through a strainer and once on a paper towel!&lt;img style="display: block;margin-left: auto;margin-right: auto;" src="https://activerain.com/image_store/uploads/agents/debe/files/RECIPE+CARD+Southern+Pimento+Cheese.png"&gt; Shared with Love ❤️Some of the best recipes are not fancy at all—they are simply the ones everyone hopes you remembered to bring.From My Charlotte Kitchen to Yours,Debe ❤️&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/charlotte+dilworth+debe+banner+704.jpg"&gt;
DEBE MAXWELL, CRS*Broker | Savvy + Company
&lt;img style="float: left;width: 160px;height: 210px;margin-left: -23px;margin-top:-9px;" src="https://activerain.com/image_store/uploads/agents/craigda/files/debe+pink+oval.png"&gt;(704) 491-3310CALL OR TEXT
Email Me
OFFICE(704) 330-83261920 E 7th StreetCharlotte, NC 28204
My Blog  |  About Me
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&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/fb-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/tw-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/li-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/ig-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/yt-dm.png"&gt;
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/maxwell+savvy+265.png"&gt;
Search Homes  |  TestimonialsFree Home Valuation
*Certified Residential Specialist (CRS) is the highest credential awarded to residential sales agents, managers and brokers.
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/crs-designation-logo_vertical300.png"&gt;     &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/CLHMS_Guild_Color300.png"&gt;</description>
      <dc:creator>Debe Maxwell, CRS, The RIGHT CHARLOTTE REALTOR! (Savvy + Company (704) 491-3310)</dc:creator>
      <pubDate>Sat, 12 Sep 2026 03:00:02 -0700</pubDate>
      <link>https://activerain.com/blogsview/5948650/recipe--classic-southern-pimento-cheese</link>
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      <guid>https://activerain.com/blogsview/5948380/diary-of-a-charlotte-realtor----two-pools--two-closings-and-one-margarita-machine-</guid>
      <title>Diary of a Charlotte Realtor® — Two Pools, Two Closings and One Margarita Machine!</title>
      <description>Diary of a Charlotte Realtor® — Two Pools, Two Closings and One Margarita Machine!This week, we’re Closing on two absolutely gorgeous homes with pools—7005 Shadow Rock Court and 12909 Sandpiper Grove Court.&lt;table style="border-collapse: collapse;width: 100%;" border="1"&gt;&lt;tbody&gt;&lt;tr&gt;
&lt;td style="width: 48.14%;"&gt;&lt;img src="https://activerain.com/image_store/uploads/agents/debe/files/12909+Sandpiper+for+Diary+Post.jpg"&gt;&lt;/td&gt;
&lt;td style="width: 48.14%;"&gt;&lt;img src="https://activerain.com/image_store/uploads/agents/debe/files/7005+Shadow+Rock+CT+for+Diary+of+a+Realtor.jpg"&gt;&lt;/td&gt;
&lt;/tr&gt;&lt;/tbody&gt;&lt;/table&gt;Both homes had back-up buyers waiting in the wings, undoubtedly hoping our first buyers wouldn’t perform. Sorry, folks—not a chance with either one!The Closings have been especially fun because I’ve gotten to hear how much the buyers love their new homes while also hearing the absolute glee from sellers who once wondered whether they could achieve the sales prices they wanted.You KNOW I love that!Sandpiper Grove also gave us quite a story. We held its Open House precisely three days after my ankle surgery, when I was completely non-weight-bearing. Thankfully, it was a gorgeous one-level home, so I rolled right in on my scooter with help from my wonderful team member, Amanda.Amanda picked up both me and my scooter, stayed through the Open House and missed the Carolina Panthers–Buffalo Bills preseason game to do it. If you know Amanda, you understand the magnitude of that sacrifice! She delivered me home safely and just in time to begin negotiating multiple Offers.We found our back-up buyers at that Open House—but the winning buyers had seen our Open House announcement and instructed their agent to submit their Offer before the doors even opened. They were prepared, decisive and ultimately won the home.&lt;img src="https://activerain.com/image_store/uploads/agents/debe/files/Scooting+Gracie+2026.jpg"&gt;Since then, my trusty scooter has become the most popular seat in the house. Sweet Maddie was the first to give it her approval, but Gracie soon claimed the fluffy pink cushion as her personal throne. Anyone who knows me—or has followed me on ActiveRain for long—knows my fur babies are family.Yes, I am a proud adoptoholic!And then came one of the sweetest surprises of the week. The sellers brought a HUGE box to Closing—for me! Inside was their margarita machine.Apparently, when a home with a fabulous pool changes hands, some of its entertaining spirit has to come home with the Realtor®!&lt;img src="https://activerain.com/image_store/uploads/agents/debe/files/Margarita+Machine+for+Diary+of+a+Realtor.png"&gt;Hats off to Amanda, congratulations to four very happy parties and cheers to two beautiful Charlotte-area homes beginning their next chapters!&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/charlotte+dilworth+debe+banner+704.jpg"&gt;
DEBE MAXWELL, CRS*Broker | Savvy + Company
&lt;img style="float: left;width: 160px;height: 210px;margin-left: -23px;margin-top:-9px;" src="https://activerain.com/image_store/uploads/agents/craigda/files/debe+pink+oval.png"&gt;(704) 491-3310CALL OR TEXT
Email Me
OFFICE(704) 330-83261920 E 7th StreetCharlotte, NC 28204
My Blog  |  About Me
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&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/maxwell+savvy+265.png"&gt;
Search Homes  |  TestimonialsFree Home Valuation
*Certified Residential Specialist (CRS) is the highest credential awarded to residential sales agents, managers and brokers.
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/crs-designation-logo_vertical300.png"&gt;     &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/CLHMS_Guild_Color300.png"&gt;</description>
      <dc:creator>Debe Maxwell, CRS, The RIGHT CHARLOTTE REALTOR! (Savvy + Company (704) 491-3310)</dc:creator>
      <pubDate>Fri, 11 Sep 2026 03:00:08 -0700</pubDate>
      <link>https://activerain.com/blogsview/5948380/diary-of-a-charlotte-realtor----two-pools--two-closings-and-one-margarita-machine-</link>
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      <guid>https://activerain.com/blogsview/5948066/charlotte-broker-brief---september-8--2026</guid>
      <title>Charlotte Broker Brief — September 8, 2026</title>
      <description>Charlotte Broker Brief — September 8, 2026The newest complete Charlotte-region market statistics are still for July, so there is no sense putting last week’s numbers in a new outfit and pretending they are news!What has changed is the financing environment—and it could affect buyers and sellers more immediately than a small movement in home prices.Mortgage rates are no longer simply “holding steady”The national average 30-year fixed mortgage rate increased to 6.71% on September 3, up from 6.66% the previous week and 6.50% one year ago. That is the highest weekly average since July 2025. The average 15-year fixed rate rose to 6.04%. Read more from Freddie Mac.What changed: Rates have moved gradually higher after spending much of the summer in the mid-6% range.Why it matters: A few hundredths of a percentage point will not necessarily derail a transaction, but the cumulative movement matters. On a $400,000, 30-year loan, the difference between 5.98%—where the Freddie Mac average stood in late February—and 6.71% is approximately $190 per month in principal and interest.That is why buyers should update their loan estimates before making an Offer rather than relying on the payment calculation they received several weeks—or several months—ago.&lt;img style="display: block;margin-left: auto;margin-right: auto;" src="https://activerain.com/image_store/uploads/agents/debe/files/What+a+rate+change+can+cost+you.png"&gt;Charlotte buyers are adjusting, not disappearing. The higher-rate environment has not eliminated buyer demand. Canopy’s weekly activity report for the Charlotte region showed pending sales slightly ahead of the same week last year, even as inventory continued to grow.What changed: Buyers have more homes to consider, but those who genuinely need or want to move are still purchasing.Why it matters: More inventory and higher mortgage rates create a more selective buyer—not necessarily an absent buyer.Homes that are well-positioned, properly priced and easy to show can still attract attention. Properties that need work or begin with an overly ambitious price are more likely to sit while buyers compare them with better alternatives.For sellers, this is not the market for “Let’s try this price and see what happens.” We already know what frequently happens: the listing collects days on market while the competition collects buyers!Negotiating the payment may matter more than negotiating the price. Buyers naturally focus on purchase price, but the lowest price does not always produce the lowest monthly payment.A seller-paid Closing-cost contribution, temporary rate buy-down or permanent rate buy-down may sometimes provide a buyer with more immediate financial relief than an equivalent reduction in the purchase price. Every option should be evaluated with the buyer’s lender because the benefit depends on the loan program, borrower qualifications and anticipated ownership period.Why it matters for buyers: Before requesting a price reduction simply because it feels like the obvious negotiating move, ask the lender to calculate which concession provides the greatest actual benefit.Why it matters for sellers: A strategically structured financing concession may help preserve the contract price while solving the buyer’s affordability concern.That does not mean concessions are appropriate in every transaction. A property attracting multiple Offers may not need them. Once again, leverage belongs to the individual property—not to a sweeping market headline.Local growth to watch: Huntersville and the future Red LineVeer Development is seeking rezoning for 101 townhomes near a planned Red Line station in Huntersville. The proposed Northline Row project is another example of residential development beginning to align with anticipated transit expansion. Read more from the Charlotte Business Journal.&lt;img style="display: block;margin-left: auto;margin-right: auto;" src="https://activerain.com/image_store/uploads/agents/debe/files/Huntersville+Townhome+Project+Proposed.png"&gt;Why it matters: Transit-oriented development can add housing options and support nearby businesses, while also changing traffic patterns, density and the competitive landscape for surrounding properties.For brokers, proposed transit and development plans belong in our market awareness—but not in our promises. Until rezoning, funding and construction are finalized, clients should understand the difference between what is proposed and what is guaranteed.Does It Impact You?Buyers: Confirm your current rate and payment before writing an Offer. If affordability is tight, compare the benefit of a price reduction with Closing-cost assistance or a rate buydown.Sellers: More inventory means your home must compete on price, condition and presentation. If a qualified buyer’s obstacle is financing, a well-structured concession may be more effective than simply reducing the price.Brokers: This is the market for payment strategy, property-specific analysis and very clear communication. Our clients need more than a rate headline or a regional average—they need to understand how the numbers affect their transaction.&lt;img src="https://activerain.com/image_store/uploads/agents/debe/files/Bottom+Line+Brand+Colors.png"&gt;Charlotte’s market is not standing still, even when the monthly statistics have not yet changed. Rates are moving, buyers are recalculating and sellers are discovering that the strongest negotiation is not always about price.Sometimes the question is not simply, “What will the seller accept?” It is, “Which combination of price and terms makes this transaction work?”Are financing concessions becoming a larger part of your negotiations in today’s market?&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/charlotte+dilworth+debe+banner+704.jpg"&gt;
DEBE MAXWELL, CRS*Broker | Savvy + Company
&lt;img style="float: left;width: 160px;height: 210px;margin-left: -23px;margin-top:-9px;" src="https://activerain.com/image_store/uploads/agents/craigda/files/debe+pink+oval.png"&gt;(704) 491-3310CALL OR TEXT
Email Me
OFFICE(704) 330-83261920 E 7th StreetCharlotte, NC 28204
My Blog  |  About Me
iCharlotteHomes.com
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/fb-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/tw-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/li-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/ig-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/yt-dm.png"&gt;
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*Certified Residential Specialist (CRS) is the highest credential awarded to residential sales agents, managers and brokers.
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/crs-designation-logo_vertical300.png"&gt;     &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/CLHMS_Guild_Color300.png"&gt;</description>
      <dc:creator>Debe Maxwell, CRS, The RIGHT CHARLOTTE REALTOR! (Savvy + Company (704) 491-3310)</dc:creator>
      <pubDate>Tue, 08 Sep 2026 11:00:02 -0700</pubDate>
      <link>https://activerain.com/blogsview/5948066/charlotte-broker-brief---september-8--2026</link>
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      <guid>https://activerain.com/blogsview/5947951/timely-home-seller-tip--your-list-price-is-not-set-it-and-forget-it</guid>
      <title>TIMELY HOME SELLER TIP: Your List Price Is Not Set-It-and-Forget-It</title>
      <description>TIMELY HOME SELLER TIP: Your List Price Is Not Set-It-and-Forget-ItSome sellers think that once their home is listed, the pricing decision has been made. Put the sign in the yard, upload the photographs and wait for buyers to discover how wonderful their home is.Unfortunately, today’s buyers are doing plenty of discovering—and comparing--and 'sleeping on it!'The latest available August snapshot from Canopy MLS showed that Charlotte-region sellers received 94.9% of their original list price during the week ending August 15. While the complete August monthly report has not yet been released, that current figure reinforces an important point: buyers are still buying, but they are not automatically paying whatever sellers ask.That does not mean sellers should automatically reduce their price every week. It means the pricing strategy should be reviewed every week.What new competition entered the market? Which comparable homes reduced their prices? Which ones went under contract—and which ones are still sitting? Are showings slowing down? Are buyers repeatedly making the same comment?Your listing is not competing only against the homes that were available when we chose the price. It is competing against what buyers can and do choose today.A price adjustment should never be a knee-jerk reaction. Sometimes the better response is improved presentation, corrected marketing or addressing an objection buyers keep mentioning. But when the market consistently tells us the price is the problem, ignoring that message rarely makes the home more valuable.My seller tip: Treat your list price as part of an active strategy, not a number carved into the kitchen countertop.“The market speaks through showings, offers and silence. Smart sellers listen to all three.” —me&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/charlotte+dilworth+debe+banner+704.jpg"&gt;
DEBE MAXWELL, CRS*Broker | Savvy + Company
&lt;img style="float: left;width: 160px;height: 210px;margin-left: -23px;margin-top:-9px;" src="https://activerain.com/image_store/uploads/agents/craigda/files/debe+pink+oval.png"&gt;(704) 491-3310CALL OR TEXT
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OFFICE(704) 330-83261920 E 7th StreetCharlotte, NC 28204
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Search Homes  |  TestimonialsFree Home Valuation
*Certified Residential Specialist (CRS) is the highest credential awarded to residential sales agents, managers and brokers.
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/crs-designation-logo_vertical300.png"&gt;     &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/CLHMS_Guild_Color300.png"&gt;</description>
      <dc:creator>Debe Maxwell, CRS, The RIGHT CHARLOTTE REALTOR! (Savvy + Company (704) 491-3310)</dc:creator>
      <pubDate>Sun, 06 Sep 2026 21:01:09 -0700</pubDate>
      <link>https://activerain.com/blogsview/5947951/timely-home-seller-tip--your-list-price-is-not-set-it-and-forget-it</link>
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      <guid>https://activerain.com/blogsview/5947852/--the-view-from-here---what-does-slowing-down-really-mean-</guid>
      <title>✨ THE VIEW FROM HERE — What Does Slowing Down Really Mean?</title>
      <description>✨ THE VIEW FROM HERE — What Does Slowing Down Really Mean?
I have spent most of my life being needed.First as a nurse, then a single mom, as a caregiver, a stay-at-home mom and eventually as a real estate broker. The work changed, but one thing remained remarkably consistent: someone was--and still is--always counting on me.When you’ve spent a lifetime working, slowing down doesn’t necessarily come naturally.Work becomes more than the way we earn a living. It shapes our routines, organizes our days and becomes tangled up with how we see ourselves. Being productive feels good. Solving problems feels useful. Helping someone through an important moment gives the day true meaning.Perhaps that’s why the idea of eventually “slowing down” can feel so complicated.What does it really mean? Does it mean working fewer hours? Saying 'no' more often? Taking longer vacations? Turning off the phone without wondering what might be happening while we’re unavailable? Or does slowing down have less to do with how much we do and more to do with becoming intentional about what receives our time??I positively don’t want to stop being productive! I still completely enjoy helping people, finding solutions and doing work that matters. Real estate continues to challenge me, energize me and occasionally test every ounce of patience I possess! But I also understand something now that I may not have understood years ago: every open space on the calendar does not need to be filled.There should be room for family, friendships, travel, laughter and quiet afternoons that don’t produce anything measurable. There should be time to enjoy the life we worked so hard to build—not only maintain it.Maybe slowing down doesn’t mean stepping away from everything that gives us purpose. Maybe it means releasing the things we’ve carried out of habit, obligation or the belief that everything will fall apart if we aren’t personally holding it together. It means choosing what still matters—and giving ourselves permission to put down what no longer does.I’m still learning this. I suspect many of us are. After a lifetime of working, perhaps the goal isn’t to stop. Perhaps it’s to create a life in which our work has a place—but no longer takes up every available space.THE THING I KNOW NOW: Slowing down isn’t about becoming less useful. It’s about becoming more thoughtful about where we choose to be useful.Has your relationship with work changed over the years—or are you still figuring out what slowing down means for you--or do you even want to slow down?&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/charlotte+dilworth+debe+banner+704.jpg"&gt;
DEBE MAXWELL, CRS*Broker | Savvy + Company
&lt;img style="float: left;width: 160px;height: 210px;margin-left: -23px;margin-top:-9px;" src="https://activerain.com/image_store/uploads/agents/craigda/files/debe+pink+oval.png"&gt;(704) 491-3310CALL OR TEXT
Email Me
OFFICE(704) 330-83261920 E 7th StreetCharlotte, NC 28204
My Blog  |  About Me
iCharlotteHomes.com
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Search Homes  |  TestimonialsFree Home Valuation
*Certified Residential Specialist (CRS) is the highest credential awarded to residential sales agents, managers and brokers.
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/crs-designation-logo_vertical300.png"&gt;     &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/CLHMS_Guild_Color300.png"&gt;</description>
      <dc:creator>Debe Maxwell, CRS, The RIGHT CHARLOTTE REALTOR! (Savvy + Company (704) 491-3310)</dc:creator>
      <pubDate>Thu, 10 Sep 2026 04:00:09 -0700</pubDate>
      <link>https://activerain.com/blogsview/5947852/--the-view-from-here---what-does-slowing-down-really-mean-</link>
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      <guid>https://activerain.com/blogsview/5947851/--myth-busting-tuesday--more-inventory-means-buyers-can-lowball-every-seller-</guid>
      <title>🏡 MYTH-BUSTING TUESDAY: More Inventory Means Buyers Can Lowball Every Seller?</title>
      <description>🏡 MYTH-BUSTING TUESDAY: More Inventory Means Buyers Can Lowball Every Seller? Buyers are finally seeing more choices in the Charlotte region—and after years of fighting over nearly every decent listing, that feels like a very welcome change. But more homes on the market does not mean every seller is standing at the front door waving a white flag! THE MYTH“More inventory means buyers can lowball every seller.” THE REALITYMore inventory gives buyers breathing room. They may have time to compare homes, negotiate thoughtfully and include protections that were harder to keep during the frenzy. What it does not create is a universal clearance sale.According to Canopy Realtor® Association’s latest weekly market update, Charlotte-region inventory was up 9% for the week ending August 22. Yet July sellers still received an average of 95.9% of their original list price. That tells us buyers have gained choices and some leverage—but well-priced, well-prepared homes are still attracting serious offers.Every property has its own little market. Condition, location, price, competition and days on market all matter. A home that has been sitting for weeks with multiple price reductions may invite a more aggressive offer. A beautifully presented new listing priced correctly in a popular neighborhood may not.MY TAKEThe smartest offer is not automatically the lowest one. It is the offer supported by the home’s value, current competition and the buyer’s goals.I love seeing buyers regain the ability to think instead of sprint. But there is a big difference between negotiating from evidence and tossing out a number simply because inventory has increased. One can open a productive conversation. The other may end it before it begins.“More choices create opportunity—not permission to ignore value.” — Debe MaxwellAre buyers in your market negotiating more confidently—or simply testing how low sellers will go?&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/charlotte+dilworth+debe+banner+704.jpg"&gt;
DEBE MAXWELL, CRS*Broker | Savvy + Company
&lt;img style="float: left;width: 160px;height: 210px;margin-left: -23px;margin-top:-9px;" src="https://activerain.com/image_store/uploads/agents/craigda/files/debe+pink+oval.png"&gt;(704) 491-3310CALL OR TEXT
Email Me
OFFICE(704) 330-83261920 E 7th StreetCharlotte, NC 28204
My Blog  |  About Me
iCharlotteHomes.com
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/fb-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/tw-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/li-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/ig-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/yt-dm.png"&gt;
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Search Homes  |  TestimonialsFree Home Valuation
*Certified Residential Specialist (CRS) is the highest credential awarded to residential sales agents, managers and brokers.
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/crs-designation-logo_vertical300.png"&gt;     &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/CLHMS_Guild_Color300.png"&gt;</description>
      <dc:creator>Debe Maxwell, CRS, The RIGHT CHARLOTTE REALTOR! (Savvy + Company (704) 491-3310)</dc:creator>
      <pubDate>Tue, 08 Sep 2026 04:00:06 -0700</pubDate>
      <link>https://activerain.com/blogsview/5947851/--myth-busting-tuesday--more-inventory-means-buyers-can-lowball-every-seller-</link>
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      <guid>https://activerain.com/blogsview/5947849/recipe--bottom-of-the-greek-salad-dip</guid>
      <title>RECIPE: Bottom of the Greek Salad Dip</title>
      <description>RECIPE: Bottom of the Greek Salad Dip
The Best Part of the Salad Is at the Bottom!
You know that delicious little puddle left at the bottom of a really good Greek salad—the one filled with tomato juice, olive oil, feta, herbs and all that briny goodness? Well, someone finally had the good sense to stop treating it like an afterthought and turn it into the main event!This Bottom of the Greek Salad Dip is fresh, colorful and just about perfect for a late-summer Sunday. There is no oven required, it comes together in about 15 minutes and is always a big hit with guests.Grocery List
2 large ripe tomatoes
1 English cucumber
Kalamata olives
1 small red onion
4 ounces feta cheese
Fresh dill
Dried oregano
Red wine vinegar
Extra-virgin olive oil
Salt and black pepper
Warm pita or crusty bread for serving
Bottom of the Greek Salad Dip
Prep time: 15 minutes
Rest time: 10 minutes
Serves: 6
Ingredients
2 large ripe tomatoes, finely chopped
1 English cucumber, finely chopped
1/3 cup Kalamata olives, chopped
1/4 cup red onion, very thinly sliced
4 ounces feta cheese, crumbled
2 tablespoons fresh dill, chopped
1 teaspoon dried oregano
2 tablespoons red wine vinegar
3 tablespoons extra-virgin olive oil
Salt and freshly ground black pepper, to taste
Warm pita wedges or crusty bread, for serving
InstructionsAdd the tomatoes, cucumber, olives and red onion to a shallow serving bowl.Sprinkle the feta, dill and oregano over the top.Drizzle with the red wine vinegar and olive oil.Season lightly with salt and black pepper. Remember that the feta and olives already bring plenty of saltiness.Toss gently, then let the dip rest for about 10 minutes so the tomatoes release their juices and all those wonderful flavors mingle.Serve with warm pita wedges or slices of crusty bread—and encourage everyone to scoop all the way to the bottom! ❤️My Kitchen TipThis is the time to use the ripest, juiciest tomatoes you can find. And please do not drain the bowl! That tangy mixture of tomato juice, vinegar, olive oil, feta and herbs is exactly what makes this dish so good.Simple ingredients, very little effort and a bowl people will gather around until the last pita wedge disappears. That sounds like a pretty good Sunday recipe to me!Shared with Love…from my Charlotte kitchen to yours. ❤️&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/charlotte+dilworth+debe+banner+704.jpg"&gt;
DEBE MAXWELL, CRS*Broker | Savvy + Company
&lt;img style="float: left;width: 160px;height: 210px;margin-left: -23px;margin-top:-9px;" src="https://activerain.com/image_store/uploads/agents/craigda/files/debe+pink+oval.png"&gt;(704) 491-3310CALL OR TEXT
Email Me
OFFICE(704) 330-83261920 E 7th StreetCharlotte, NC 28204
My Blog  |  About Me
iCharlotteHomes.com
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&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/maxwell+savvy+265.png"&gt;
Search Homes  |  TestimonialsFree Home Valuation
*Certified Residential Specialist (CRS) is the highest credential awarded to residential sales agents, managers and brokers.
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/crs-designation-logo_vertical300.png"&gt;     &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/CLHMS_Guild_Color300.png"&gt;</description>
      <dc:creator>Debe Maxwell, CRS, The RIGHT CHARLOTTE REALTOR! (Savvy + Company (704) 491-3310)</dc:creator>
      <pubDate>Sun, 06 Sep 2026 04:00:04 -0700</pubDate>
      <link>https://activerain.com/blogsview/5947849/recipe--bottom-of-the-greek-salad-dip</link>
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      <guid>https://activerain.com/blogsview/5947848/national-teddy-bear-day--comfort-never-goes-out-of-style</guid>
      <title>National Teddy Bear Day: Comfort Never Goes Out of Style</title>
      <description>National Teddy Bear Day: Comfort Never Goes Out of StyleToday is National Teddy Bear Day—a celebration of that faithful childhood friend who listened to every secret, survived countless adventures and never once offered unsolicited advice!Perhaps that is part of what makes a house feel like home: the familiar things that bring us comfort, hold our memories and remind us where we belong.“Some of our oldest friends have button eyes, well-loved fur and a permanent place in our hearts.” -meDid you have a favorite teddy bear—and do you still have it?&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/charlotte+dilworth+debe+banner+704.jpg"&gt;
DEBE MAXWELL, CRS*Broker | Savvy + Company
&lt;img style="float: left;width: 160px;height: 210px;margin-left: -23px;margin-top:-9px;" src="https://activerain.com/image_store/uploads/agents/craigda/files/debe+pink+oval.png"&gt;(704) 491-3310CALL OR TEXT
Email Me
OFFICE(704) 330-83261920 E 7th StreetCharlotte, NC 28204
My Blog  |  About Me
iCharlotteHomes.com
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/fb-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/tw-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/li-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/ig-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/yt-dm.png"&gt;
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/maxwell+savvy+265.png"&gt;
Search Homes  |  TestimonialsFree Home Valuation
*Certified Residential Specialist (CRS) is the highest credential awarded to residential sales agents, managers and brokers.
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/crs-designation-logo_vertical300.png"&gt;     &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/CLHMS_Guild_Color300.png"&gt;</description>
      <dc:creator>Debe Maxwell, CRS, The RIGHT CHARLOTTE REALTOR! (Savvy + Company (704) 491-3310)</dc:creator>
      <pubDate>Wed, 09 Sep 2026 03:00:04 -0700</pubDate>
      <link>https://activerain.com/blogsview/5947848/national-teddy-bear-day--comfort-never-goes-out-of-style</link>
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      <guid>https://activerain.com/blogsview/5947846/recipe--spicy-shrimp-tacos-with-avocado-lime-slaw</guid>
      <title>RECIPE: Spicy Shrimp Tacos with Avocado-Lime Slaw</title>
      <description>RECIPE: Spicy Shrimp Tacos with Avocado-Lime SlawA Cool, Colorful Dinner for a Hot WeekendWhen it is nearly 100º outside, I want dinner to taste fresh, look cheerful and spend as little time over the heat as possible! These Spicy Shrimp Tacos with Avocado-Lime Slaw check every box. The shrimp cook in just a few minutes, the slaw is cool and creamy and the avocado makes the whole meal feel a little extra special without adding any fuss.Shrimp tacos with avocado and lime continue to be a favorite among easy summer dinners, and I can certainly understand why. This Prime Recipes version gives the shrimp a smoky little kick, then balances it with crisp cabbage, sweet corn and a creamy avocado-lime dressing. Set out the toppings and let everyone build their own—easy, colorful and perfect for a relaxed weekend supper. Grocery List
Produce: 2 ripe avocados, 3 limes, 1 small bunch cilantro, 1 jalapeño, 1 small red cabbage or bagged shredded cabbage, 1 pint cherry tomatoes and 1 bunch green onions
Seafood: 1½ pounds large raw shrimp, peeled and deveined
Dairy: Plain Greek yogurt or sour cream and optional crumbled cotija cheese
Pantry: 12 small flour or corn tortillas, olive oil, honey, chili powder, smoked paprika, ground cumin, garlic powder, kosher salt and black pepper
Frozen: 1 cup corn, thawed
Simple Prep NotesChoose avocados that yield to gentle pressure but are not mushy. Pat the shrimp very dry before seasoning so they sear instead of steaming. The slaw can be prepared about an hour ahead, but fold in the diced avocado shortly before serving so it stays beautifully green. If you prefer less heat, remove the jalapeño seeds or leave it out entirely. Spicy Shrimp Tacos with Avocado-Lime Slaw
Prep time: 20 minutes
Cook time: 8 minutes
Total time: 28 minutes
Serves: 4–6
Ingredients:Avocado-Lime Slaw
1 ripe avocado
⅓ cup plain Greek yogurt or sour cream
¼ cup fresh lime juice
1 tablespoon honey
2 tablespoons chopped fresh cilantro
½ teaspoon kosher salt
4 cups finely shredded red cabbage
1 cup corn, thawed
1 green onion, thinly sliced
1 second avocado, diced
1 small jalapeño, seeded and finely chopped, optional
Spicy Shrimp and Tacos
1½ pounds large raw shrimp, peeled, deveined and patted dry
1½ tablespoons olive oil
2 teaspoons chili powder
1 teaspoon smoked paprika
½ teaspoon ground cumin
½ teaspoon garlic powder
¾ teaspoon kosher salt
¼ teaspoon black pepper
12 small flour or corn tortillas
Halved cherry tomatoes, cilantro, lime wedges and crumbled cotija, optional
Instructions:Make the dressing by blending one avocado, Greek yogurt, lime juice, honey, cilantro and salt until smooth. Add 1 to 2 tablespoons of water if needed to make it pourable.Place the cabbage, corn, green onion and jalapeño in a large bowl. Add about three-quarters of the dressing and toss until lightly coated. Gently fold in the diced avocado. Refrigerate while you cook the shrimp.In a bowl, toss the dry shrimp with olive oil, chili powder, smoked paprika, cumin, garlic powder, salt and pepper.Heat a large skillet over medium-high heat. Cook the shrimp in a single layer for about 2 minutes per side, just until pink, opaque and curled into a loose C shape. Cook in two batches if necessary; shrimp should reach 145°F.Warm the tortillas briefly in the skillet, on a grill or wrapped in a barely damp paper towel in the microwave.Fill each tortilla with avocado-lime slaw and spicy shrimp. Finish with tomatoes, cilantro, cotija cheese, lime and the reserved dressing.Refrigerate cooked shrimp and slaw within two hours. Enjoy leftovers within 3 days.My Kitchen Tip ❤️Dry shrimp are happy shrimp! Blot them thoroughly with paper towels before adding the oil and spices, then give them room in a hot skillet. They will develop those gorgeous golden edges instead of releasing water—and because shrimp cook so quickly, pull them from the pan the moment they turn opaque.&lt;img style="display: block;margin-left: auto;margin-right: auto;" src="https://activerain.com/image_store/uploads/agents/debe/files/RECIPE+Spicy+Shrimp+Tacos+and+Avocado+Slaw.png"&gt;Shared with Love ❤️The prettiest summer dinners are often the simplest—something colorful, something fresh and plenty of avocado!From My Charlotte Kitchen to Yours,Debe&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/charlotte+dilworth+debe+banner+704.jpg"&gt;
DEBE MAXWELL, CRS*Broker | Savvy + Company
&lt;img style="float: left;width: 160px;height: 210px;margin-left: -23px;margin-top:-9px;" src="https://activerain.com/image_store/uploads/agents/craigda/files/debe+pink+oval.png"&gt;(704) 491-3310CALL OR TEXT
Email Me
OFFICE(704) 330-83261920 E 7th StreetCharlotte, NC 28204
My Blog  |  About Me
iCharlotteHomes.com
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Search Homes  |  TestimonialsFree Home Valuation
*Certified Residential Specialist (CRS) is the highest credential awarded to residential sales agents, managers and brokers.
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/crs-designation-logo_vertical300.png"&gt;     &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/CLHMS_Guild_Color300.png"&gt;</description>
      <dc:creator>Debe Maxwell, CRS, The RIGHT CHARLOTTE REALTOR! (Savvy + Company (704) 491-3310)</dc:creator>
      <pubDate>Sat, 05 Sep 2026 20:15:59 -0700</pubDate>
      <link>https://activerain.com/blogsview/5947846/recipe--spicy-shrimp-tacos-with-avocado-lime-slaw</link>
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      <guid>https://activerain.com/blogsview/5947685/---what-labor-day-means-when-you-ve-spent-a-lifetime-working</guid>
      <title>🇺🇸 What Labor Day Means When You’ve Spent a Lifetime Working</title>
      <description>🇺🇸 What Labor Day Means When You’ve Spent a Lifetime WorkingLabor Day is supposed to be a pause—a long weekend set aside to recognize the contributions of American workers and ideally, give them a well-earned break.Some of us apparently missed the part about the break!!After a lifetime of working, slowing down doesn’t always come naturally. Work becomes more than something we do. It shapes our routines, gives structure to our days and, when we’re fortunate, provides us with a sense of purpose.My work has changed considerably over the years. I’ve been a nurse, a stay-at-home mother and a real estate broker. Each chapter has required something different from me, but they have all had one thing in common: other people were counting on me. Perhaps that’s why it can be difficult to simply flip the switch to “off.”This Labor Day weekend, while others are gathering around the grill, heading to the lake or enjoying one final unofficial weekend of summer, I’ll be showing homes to two different buyers.Apparently, my celebration of labor will include actual labor!! 🤣But here’s what I’ve learned: slowing down doesn’t necessarily mean doing nothing. Sometimes it means becoming more intentional about what we agree to do. It means recognizing which responsibilities still bring us satisfaction and which ones we’ve simply carried for so long that we’ve forgotten we’re allowed to put them down.At this stage of life, I don’t want to stop being productive. I still enjoy helping people, solving problems and doing work that matters. I simply want to leave a little more room around it—for family, friendships, travel, laughter and the occasional afternoon when absolutely nothing needs my attention. I’m still learning that part.Maybe Labor Day isn’t only a celebration of the work we’ve done. Perhaps it’s also an invitation to consider what we want our relationship with work to look like in the years ahead. Mine will still include weekend showings—but definitely followed by something delicious from the grill!Has your relationship with work changed over the years—or are you still learning how to slow down, too? Have a wonderful Labor Day weekend!&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/charlotte+dilworth+debe+banner+704.jpg"&gt;
DEBE MAXWELL, CRS*Broker | Savvy + Company
&lt;img style="float: left;width: 160px;height: 210px;margin-left: -23px;margin-top:-9px;" src="https://activerain.com/image_store/uploads/agents/craigda/files/debe+pink+oval.png"&gt;(704) 491-3310CALL OR TEXT
Email Me
OFFICE(704) 330-83261920 E 7th StreetCharlotte, NC 28204
My Blog  |  About Me
iCharlotteHomes.com
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/fb-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/tw-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/li-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/ig-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/yt-dm.png"&gt;
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/maxwell+savvy+265.png"&gt;
Search Homes  |  TestimonialsFree Home Valuation
*Certified Residential Specialist (CRS) is the highest credential awarded to residential sales agents, managers and brokers.
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/crs-designation-logo_vertical300.png"&gt;     &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/CLHMS_Guild_Color300.png"&gt;</description>
      <dc:creator>Debe Maxwell, CRS, The RIGHT CHARLOTTE REALTOR! (Savvy + Company (704) 491-3310)</dc:creator>
      <pubDate>Fri, 04 Sep 2026 09:12:12 -0700</pubDate>
      <link>https://activerain.com/blogsview/5947685/---what-labor-day-means-when-you-ve-spent-a-lifetime-working</link>
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      <guid>https://activerain.com/blogsview/5947281/if-i-could-eliminate-one-task-forever--it-would-be-repair-negotiations</guid>
      <title>If I Could Eliminate One Task Forever, It Would Be Repair Negotiations</title>
      <description>If I Could Eliminate One Task Forever, It Would Be Repair NegotiationsThis post spawned from a question in the Q&amp;amp;A by John Palmer, asking if you could eliminate one task in your daily routine, what would it be? Of course, besides eliminating at least 20 spam texts from my phone each day, my other strong reaction was repair negotiations!And before anyone says, “It’s your job—get used to it!” I know. Believe me, I know.Negotiating repairs is a significant part of representing buyers and sellers, and after decades in real estate, I’m certainly not surprised when the process gets complicated. I’m simply answering the question: If I could eliminate one annoying task from my workday forever, what would it be?Repair negotiations. Without hesitation.No matter how thoroughly we prepare buyers, many emerge from the inspection wanting everything repaired. The dripping faucet. The loose doorknob. The fogged window. The HVAC system that is older—but still performing the function for which it was intended.Suddenly, an inspection report becomes a shopping list.On the other side, no matter how carefully we prepare sellers, some respond to the first repair request with:“Let them walk! I’m not fixing a thing. They aren’t buying new construction!”And there I am, trying to prevent a perfectly good transaction from imploding over an aging water heater, a few questionable outlets and approximately $7 worth of caulk.&lt;img style="border-width:2px;border-style:solid;" src="https://activerain.com/image_store/uploads/agents/debe/files/First+class+tantrum.png"&gt;Inspections Don’t Come With Automatic UpgradesAn inspection is meant to help buyers understand the condition of the home they are purchasing. It may uncover legitimate safety concerns, defects, deferred maintenance or systems that are no longer functioning properly.Those issues deserve thoughtful consideration.But an inspection is not necessarily an opportunity to have every older component replaced with a brand-new one. A 15-year-old HVAC system may make a buyer nervous—and understandably so—but if it is operating properly, replacing it is not automatically the seller’s responsibility.Of course, explaining that during an inspection period can be like trying to calmly discuss umbrella etiquette in the middle of a hurricane.Then There Is the Principle of the ThingNorth Carolina’s Due Diligence Fee adds another layer of drama. It is paid directly to the seller and is generally nonrefundable if the buyer terminates the contract during the Due Diligence Period. The buyer may walk away for any reason—or no reason at all—but the seller typically keeps that money.I have seen buyers put down a $10,000 Due Diligence Fee, receive a repair estimate of approximately $3,000 and threaten to walk away from the entire transaction if the seller refuses to make the repairs.Yes, you read that correctly.They are willing to lose $10,000 over a $3,000 disagreement. Let me repeat that: they are willing walk away from $10,000 over a $3,000 disagreement.  Why? “It’s the principle.”Meanwhile, I’m quietly trying to determine when principle stopped understanding basic math!!Sellers can become just as entrenched. They may risk losing a qualified buyer, returning their home to the market and explaining why the previous contract fell apart—all to avoid addressing repairs that the next buyer’s inspector may identify, too.At that point, it is no longer entirely about the repairs. It becomes emotional. Buyers feel the seller is being unreasonable. Sellers feel the buyer is taking advantage of them. Both sides begin digging trenches and preparing for battle.The Real Negotiation Is Often About PerspectiveAnd thank goodness for a skilled, communicative agent on the other side! A good agent keeps the conversation moving, presents the options to their client and helps everyone remain focused on finding a workable solution. Heaven help us, however, when the other agent is non-responsive—or worse, attempts to negotiate based on what they think should happen without even consulting their client. A repair negotiation that might have been resolved with one thoughtful conversation can quickly become unnecessarily contentious. But that, my friends, is an entirely different blog post!This is where experienced agents earn their keep. We help buyers separate true concerns from wish-list items. We help sellers understand the difference between saying no strategically and saying no simply because they resent being asked. We even help other agents understand too sometimes.We gather estimates, explain the risks, suggest credits or price adjustments when appropriate and keep reminding everyone of the bigger picture:Do you still want to buy or sell this house?Most repair negotiations do eventually reach a reasonable resolution. The buyers get help with the concerns that matter most. The sellers avoid making every requested repair. Everyone takes a breath and moves toward Closing.But if someone offered me a magic wand that could make one part of every real estate transaction disappear forever? Yep, you guessed it! I would wave goodbye to repair negotiations before they could finish asking the question!What is the one task in your workday that you would happily eliminate forever—even though you know it is part of the job?&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/charlotte+dilworth+debe+banner+704.jpg"&gt;
DEBE MAXWELL, CRS*Broker | Savvy + Company
&lt;img style="float: left;width: 160px;height: 210px;margin-left: -23px;margin-top:-9px;" src="https://activerain.com/image_store/uploads/agents/craigda/files/debe+pink+oval.png"&gt;(704) 491-3310CALL OR TEXT
Email Me
OFFICE(704) 330-83261920 E 7th StreetCharlotte, NC 28204
My Blog  |  About Me
iCharlotteHomes.com
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/fb-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/tw-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/li-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/ig-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/yt-dm.png"&gt;
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/maxwell+savvy+265.png"&gt;
Search Homes  |  TestimonialsFree Home Valuation
*Certified Residential Specialist (CRS) is the highest credential awarded to residential sales agents, managers and brokers.
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/crs-designation-logo_vertical300.png"&gt;     &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/CLHMS_Guild_Color300.png"&gt;</description>
      <dc:creator>Debe Maxwell, CRS, The RIGHT CHARLOTTE REALTOR! (Savvy + Company (704) 491-3310)</dc:creator>
      <pubDate>Wed, 02 Sep 2026 04:00:05 -0700</pubDate>
      <link>https://activerain.com/blogsview/5947281/if-i-could-eliminate-one-task-forever--it-would-be-repair-negotiations</link>
    </item>
    <item>
      <guid>https://activerain.com/blogsview/5947092/september-2026-ar-challenge-you-bring-the-topic--we-ll-bring-the-round-table-</guid>
      <title>September 2026 AR Challenge—You Bring the Topic, We’ll Bring the Round Table!</title>
      <description>September 2026 ActiveRain Challenge—You Bring the Topic, We’ll Bring the Round Table!Carol Williams and I are delighted to be hosting the September Challenge together again—and this month, we’re putting the conversation in your hands!Over the years, our Tuesday ActiveRain Zoom calls have included presentations, demonstrations, interviews and plenty of lively conversations. But when we ask attendees which calls they enjoy most, we hear the same answer again and again: The Round Tables!It makes perfect sense. ActiveRain has always been at its best when members share their experiences, exchange ideas and help one another work through the challenges we face in business—and in life.So, for September, we’re asking:What Would YOU Like to Discuss?Your challenge is to write a post suggesting a topic for an upcoming ActiveRain Zoom round table.Choose something you would genuinely like to explore with other members. It might be a challenge you’re currently facing, a change you’re seeing in your market or a question you suspect others are asking, too.Your post should include:
Your proposed round-table topic
Why the topic matters right now
Two or three questions that could help guide the conversation
What you hope to learn—or what experience you could contribute
Your topic does not need to support a formal presentation. In fact, the best round-table subjects are open-ended questions that encourage members to share different perspectives, practical strategies and real-life experiences.And remember, our round tables do not have to be limited to real estate or business. ActiveRain friendships have always reached far beyond the closing table, and many of us are navigating similar seasons of life.Supporting older family members, adjusting after a major loss or change, creating a fulfilling life on your own, keeping important relationships strong, making our well-being a priority and planning wisely for the years ahead could all inspire thoughtful and valuable conversations. If it matters to you, chances are someone else in the Rain would welcome the opportunity to talk about it, too.Need a little inspiration? Here are a few possibilities:
What are agents doing when listings aren’t getting showings?
How are buyer agents navigating contingent offers?
Which prospecting methods are actually working today?
Are open houses producing meaningful business?
How are agents using AI while preserving their authentic voices?
What do experienced agents do when a transaction begins to unravel?
How do you stay motivated during a slower or changing market?
How do you balance caring for others with taking care of yourself?
What helps friendships remain meaningful as our lives change?
How can we prepare for a new chapter before it arrives?
How do we maintain a sense of purpose and connection as our roles, responsibilities and circumstances change?
These are only examples. We want to hear what you believe deserves a place at the table!We will review the submissions and use them to create a topic bank for future Tuesday Zoom calls. Similar suggestions may be combined into broader conversations, giving us the opportunity to explore a subject from several different angles.Selected topics will become part of our upcoming Zoom schedule—so your challenge entry could help shape one of our most engaging conversations yet! Challenge Guidelines
Write a post of at least 300 words proposing a topic for an upcoming ActiveRain Zoom round table.
Explain why the topic matters and include two or three questions that could help guide the conversation.
Include at least one image.
Post a link to your entry in the comment section below.
Submit your entry by September 30, 2026, at 11:59 PM Pacific Time.
Earn 1,500 ActiveRain bonus points for participating.
You’re more than welcome to include more than one proposed topic in your post, but one well-developed idea is all you need to complete the challenge!You have told us how much you enjoy the round tables. We listened. Now, help us build the conversations you want to have!We can’t wait to read your ideas—and then gather around the Zoom table to talk about them!Carol Williams &amp;amp; Debe Maxwell&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/charlotte+dilworth+debe+banner+704.jpg"&gt;
DEBE MAXWELL, CRS*Broker | Savvy + Company
&lt;img style="float: left;width: 160px;height: 210px;margin-left: -23px;margin-top:-9px;" src="https://activerain.com/image_store/uploads/agents/craigda/files/debe+pink+oval.png"&gt;(704) 491-3310CALL OR TEXT
Email Me
OFFICE(704) 330-83261920 E 7th StreetCharlotte, NC 28204
My Blog  |  About Me
iCharlotteHomes.com
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/fb-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/tw-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/li-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/ig-dm.png"&gt;  &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/yt-dm.png"&gt;
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/maxwell+savvy+265.png"&gt;
Search Homes  |  TestimonialsFree Home Valuation
*Certified Residential Specialist (CRS) is the highest credential awarded to residential sales agents, managers and brokers.
&lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/crs-designation-logo_vertical300.png"&gt;     &lt;img src="https://activerain.com/image_store/uploads/agents/craigda/files/CLHMS_Guild_Color300.png"&gt;</description>
      <dc:creator>Debe Maxwell, CRS, The RIGHT CHARLOTTE REALTOR! (Savvy + Company (704) 491-3310)</dc:creator>
      <pubDate>Tue, 01 Sep 2026 03:00:03 -0700</pubDate>
      <link>https://activerain.com/blogsview/5947092/september-2026-ar-challenge-you-bring-the-topic--we-ll-bring-the-round-table-</link>
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