CreditFYI.com

Foreclosures Can Have Lasting Credit Effects

nataliya@creditfyi.com (CreditFYI) — Wed, 27 Oct 2010 05:00:00 GMT

Foreclosure leaves a large, damaging mark on credit histories.

New Mortgage Rules Help Seniors

nataliya@creditfyi.com (CreditFYI) — Thu, 21 Oct 2010 05:00:00 GMT

The limit on federally–backed reverse mortgages was raised to $625,500.

Delinquent Payments Fall to New Lows

nataliya@creditfyi.com (CreditFYI) — Mon, 18 Oct 2010 05:00:00 GMT

Lower consumer spending levels translate to less consumer debt.

Delinquency Rates Still Dropping; Credit Card Companies Worry About Profits

nataliya@creditfyi.com (CreditFYI) — Wed, 22 Sep 2010 05:00:00 GMT

As cardholders become more responsible, issuers need to find new revenue streams.

New York AG Tries to Enhance Credit CARD Act's Student Protections

nataliya@creditfyi.com (CreditFYI) — Thu, 16 Sep 2010 05:00:00 GMT

Andrew Cuomo issues a code of credit–card conduct for in–state schools.

Bank of America to Eliminate Overdraft Fees

nataliya@creditfyi.com (CreditFYI) — Fri, 09 Apr 2010 05:00:00 GMT

Protections are similar to those passed by the Federal Reserve Board.

Consumers May Find Debt Help Through Spring Cleaning

nataliya@creditfyi.com (CreditFYI) — Wed, 07 Apr 2010 05:00:00 GMT

A growing resell industry gives consumers more outlets.

Pennsylvania Man Convicted for Identity Theft

nataliya@creditfyi.com (CreditFYI) — Mon, 15 Mar 2010 05:00:00 GMT

He used his brother's VA benefits to get medical treatment.

Consumer Confidence Drops in February

nataliya@creditfyi.com (CreditFYI) — Fri, 12 Mar 2010 06:00:00 GMT

Americans are worried about their earning potentials.

Financial Literacy May Protect Consumers in Tough Times

nataliya@creditfyi.com (CreditFYI) — Tue, 09 Mar 2010 06:00:00 GMT

A program for students may help them manage debt before it's too late.

FTC Takes Action Against Deceptive Credit Report Marketing

nataliya@creditfyi.com (CreditFYI) — Mon, 08 Mar 2010 06:00:00 GMT

New disclosures will send consumers to the government–backed website.

Consumer Credit Woes Force Some to High Interest Rates

nataliya@creditfyi.com (CreditFYI) — Fri, 05 Mar 2010 06:00:00 GMT

Credit card issuers target the weakest among us.

Survey: Americans Less Concerned About Finances than in Early 2009

nataliya@creditfyi.com (CreditFYI) — Fri, 05 Mar 2010 06:00:00 GMT

Many report they don't have savings plans with specific goals.

New Credit Card Regulations Irk Some Retailers

nataliya@creditfyi.com (CreditFYI) — Tue, 23 Feb 2010 06:00:00 GMT

The new rules could dissuade the use of store–issued cards.

Consumer Credit Difficulties Leading to More Bankruptcies

nataliya@creditfyi.com (CreditFYI) — Wed, 17 Feb 2010 06:00:00 GMT

Bankruptcy filings are up 32 percent in the last year.

FHA Credit Score Guidelines Will Change This Summer

nataliya@creditfyi.com (CreditFYI) — Fri, 05 Feb 2010 06:00:00 GMT

You'll need at least a 580 credit score to qualify for a 3.5% down payment.

State Seeks Ban on Insurers' Use of Credit Scores

nataliya@creditfyi.com (CreditFYI) — Wed, 03 Feb 2010 06:00:00 GMT

A state commissioner says bad credit could raise rates by 50 percent.

Iowa Looks to Loosen Link Between Insurance and Credit Scores

nataliya@creditfyi.com (CreditFYI) — Wed, 03 Feb 2010 06:00:00 GMT

Natural disasters shouldn't lower your credit score, state says.

Foreclosure Program Has Touched Over 1 Million Homeowners

nataliya@creditfyi.com (CreditFYI) — Mon, 25 Jan 2010 06:00:00 GMT

More than 110,000 homeowners have been offered permanent modifications.

HAMP May Have Hurt Credit Scores

nataliya@creditfyi.com (CreditFYI) — Fri, 22 Jan 2010 06:00:00 GMT

An outdated reporting code was tied to partial loan payments.