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	<title>credit card forum [the blog]</title>
	
	<link>http://creditcardforum.com/blog</link>
	<description>our rants and raves about credit card and financial news...</description>
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		<title>Are there student cards with no cosigner required?</title>
		<link>http://creditcardforum.com/blog/are-there-student-cards-with-no-cosigner-required/</link>
		<comments>http://creditcardforum.com/blog/are-there-student-cards-with-no-cosigner-required/#comments</comments>
		<pubDate>Fri, 24 May 2013 17:14:06 +0000</pubDate>
		<dc:creator>Michael Dolen</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[college students]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=14059</guid>
		<description><![CDATA[Q: I am a 19 year old freshman in college and want to start building credit, but my dad refuses to cosign for me. Not for any particular reason, it’s just that he and I are not that close. Can I apply for a student credit card by myself? A: You’ll be happy to hear [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>2013 Review: Blaze MasterCard Isn’t a Credit Card You Want</title>
		<link>http://creditcardforum.com/blog/review-blaze-mastercard-isnt-a-credit-card-you-want/</link>
		<comments>http://creditcardforum.com/blog/review-blaze-mastercard-isnt-a-credit-card-you-want/#comments</comments>
		<pubDate>Wed, 22 May 2013 12:04:39 +0000</pubDate>
		<dc:creator>Michael Dolen</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[bad credit]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=14045</guid>
		<description><![CDATA[Applications for the Blaze credit card are being mailed to people with histories of charge-offs and bankruptcies, but what’s in the fine print? To the best of my knowledge, First Savings Bank only markets this card through targeted mail. In fact if you go to their website, you can’t even access the application without providing [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Payment on Roomstore credit card, but no furniture in return?</title>
		<link>http://creditcardforum.com/blog/payment-on-roomstore-credit-card-but-no-furniture-in-return/</link>
		<comments>http://creditcardforum.com/blog/payment-on-roomstore-credit-card-but-no-furniture-in-return/#comments</comments>
		<pubDate>Mon, 20 May 2013 15:51:38 +0000</pubDate>
		<dc:creator>Michael Dolen</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[store credit cards]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=13965</guid>
		<description><![CDATA[High interest rates and 0% promotions with retroactive interest charges are just a couple reasons why I hate store credit cards. But there’s something even worse… bankruptcy. No, I’m not talking about you going bankrupt, but if the store goes bankrupt. What happens to your store card in BK? Back in December of 2011, RoomStore [...]]]></description>
		<wfw:commentRss>http://creditcardforum.com/blog/payment-on-roomstore-credit-card-but-no-furniture-in-return/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>2013 Honda Credit Card: It’s Not What You Think</title>
		<link>http://creditcardforum.com/blog/honda-credit-card-its-not-what-you-think/</link>
		<comments>http://creditcardforum.com/blog/honda-credit-card-its-not-what-you-think/#comments</comments>
		<pubDate>Fri, 17 May 2013 08:05:18 +0000</pubDate>
		<dc:creator>Michael Dolen</dc:creator>
				<category><![CDATA[Reviews]]></category>
		<category><![CDATA[Honda]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=13985</guid>
		<description><![CDATA[Q: When my father-in-law paid for dinner he accidentally pulled out a Honda rewards credit card from his wallet, which he then quickly put back in. I didn’t say anything at the time but the next day I tried to look it up and can’t find any evidence of this card even existing! Can you [...]]]></description>
		<wfw:commentRss>http://creditcardforum.com/blog/honda-credit-card-its-not-what-you-think/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>2013 Review: Carnival MasterCard vs. Chase Sapphire</title>
		<link>http://creditcardforum.com/blog/carnival-mastercard-vs-chase-sapphire/</link>
		<comments>http://creditcardforum.com/blog/carnival-mastercard-vs-chase-sapphire/#comments</comments>
		<pubDate>Thu, 16 May 2013 14:45:23 +0000</pubDate>
		<dc:creator>Michael Dolen</dc:creator>
				<category><![CDATA[Reviews]]></category>
		<category><![CDATA[Carnival MasterCard]]></category>
		<category><![CDATA[chase sapphire]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=14082</guid>
		<description><![CDATA[Surprisingly, fans of Carnival Cruises may not be getting the best deal with their branded card. Just about every travel-related company has their own branded card. The Carnival Fun Points MasterCard is one such example, but how does it really stack up against an unbranded travel card such as the Sapphire? I wish I could [...]]]></description>
		<wfw:commentRss>http://creditcardforum.com/blog/carnival-mastercard-vs-chase-sapphire/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How To Buy Gold and Silver Below Spot Price</title>
		<link>http://creditcardforum.com/blog/how-to-buy-gold-and-silver-below-spot-price/</link>
		<comments>http://creditcardforum.com/blog/how-to-buy-gold-and-silver-below-spot-price/#comments</comments>
		<pubDate>Wed, 15 May 2013 11:42:14 +0000</pubDate>
		<dc:creator>Michael Dolen</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[bonuses]]></category>
		<category><![CDATA[gold coins]]></category>
		<category><![CDATA[silver coins]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=14028</guid>
		<description><![CDATA[Thanks to credit card incentives, it might be possible to buy precious metals for less than their spot price. While there is a recent weakness in gold prices, its felt most in the paper-backed ETF outflows (GLD, IAU, SGOL). At least some of that outflow is due to higher demand for the real stuff. The [...]]]></description>
		<wfw:commentRss>http://creditcardforum.com/blog/how-to-buy-gold-and-silver-below-spot-price/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>2013 American Express Hotel Partners To Transfer Points</title>
		<link>http://creditcardforum.com/blog/american-express-hotel-partners-to-transfer-points/</link>
		<comments>http://creditcardforum.com/blog/american-express-hotel-partners-to-transfer-points/#comments</comments>
		<pubDate>Mon, 13 May 2013 15:52:31 +0000</pubDate>
		<dc:creator>Michael Dolen</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[american express]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=13977</guid>
		<description><![CDATA[It’s well known that the American Express Membership Rewards program allows you to transfer points to frequent flyer miles on a number of airlines. But don’t forget about the hotel transfer partners, too. As I write this (May 2013) the list of participating hotel programs are: Best Western: 1,000 Membership Rewards Points = 1,000 Best [...]]]></description>
		<wfw:commentRss>http://creditcardforum.com/blog/american-express-hotel-partners-to-transfer-points/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>2013 First Premier Credit Card Application Is Very Deceptive</title>
		<link>http://creditcardforum.com/blog/first-premier-credit-card-application-is-very-deceptive/</link>
		<comments>http://creditcardforum.com/blog/first-premier-credit-card-application-is-very-deceptive/#comments</comments>
		<pubDate>Fri, 10 May 2013 16:00:18 +0000</pubDate>
		<dc:creator>Michael Dolen</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[first premier bank]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=13888</guid>
		<description><![CDATA[I could probably make a lot of money advertising First Premier Bank cards on this website, but I refuse to. This is the reason why… If you want to waste your money on something – even if I disagree with the product – ultimately it’s your right to spend your money how you want, right? [...]]]></description>
		<wfw:commentRss>http://creditcardforum.com/blog/first-premier-credit-card-application-is-very-deceptive/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>ShopNBC Credit Card is a Horrible Choice For Benefits</title>
		<link>http://creditcardforum.com/blog/shopnbc-credit-card-is-a-horrible-choice-for-benefits/</link>
		<comments>http://creditcardforum.com/blog/shopnbc-credit-card-is-a-horrible-choice-for-benefits/#comments</comments>
		<pubDate>Wed, 08 May 2013 11:20:24 +0000</pubDate>
		<dc:creator>Michael Dolen</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[ShopNBC]]></category>
		<category><![CDATA[store credit cards]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=13901</guid>
		<description><![CDATA[The card’s tagline is &#8220;Smart Shopping. Serious Benefits.&#8221; but in 2013 it doesn’t exactly live up to those promises! Out of all the home shopping channels, ShopNBC has the highest price point – averaging $225 per transaction according to Wikipedia. If you’re spending that much money, you deserve something in return. But what the ShopNBC [...]]]></description>
		<wfw:commentRss>http://creditcardforum.com/blog/shopnbc-credit-card-is-a-horrible-choice-for-benefits/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>How to get 0% APR for 24 months on balance transfers in 2013?</title>
		<link>http://creditcardforum.com/blog/how-to-get-0-apr-for-24-months-on-balance-transfers/</link>
		<comments>http://creditcardforum.com/blog/how-to-get-0-apr-for-24-months-on-balance-transfers/#comments</comments>
		<pubDate>Mon, 06 May 2013 09:31:08 +0000</pubDate>
		<dc:creator>Michael Dolen</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[balance transfers]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=13918</guid>
		<description><![CDATA[Q: I had gotten a credit card with 24 months of no interest back in 2011. It’s now 2013 and the economy is better than it was back then, so you would think that the transfer offers would be comparable or even better. But everything I’m seeing is shorter… what gives? How can I get [...]]]></description>
		<wfw:commentRss>http://creditcardforum.com/blog/how-to-get-0-apr-for-24-months-on-balance-transfers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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