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	<title>credit card forum [the blog]</title>
	
	<link>http://creditcardforum.com/blog</link>
	<description>our rants and raves about credit card and financial news...</description>
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		<title>Bank of America Student Credit Card Review</title>
		<link>http://creditcardforum.com/blog/bank-of-america-student-credit-card/</link>
		<comments>http://creditcardforum.com/blog/bank-of-america-student-credit-card/#comments</comments>
		<pubDate>Wed, 23 May 2012 12:17:51 +0000</pubDate>
		<dc:creator>CreditCardGuru</dc:creator>
				<category><![CDATA[Reviews]]></category>
		<category><![CDATA[bank of america]]></category>
		<category><![CDATA[student credit cards]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=10379</guid>
		<description><![CDATA[Most student cards on the market are a rotten deal. I’m not denying the fact that the 18-24 age range is a riskier group for the banks – but still – that’s not an excuse for the excessive APRs and crappy benefits! I had a BofA credit card at age 19. It wasn’t a student [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Gas Only Credit Card = Only For Suckers In 2012</title>
		<link>http://creditcardforum.com/blog/gas-only-credit-card-for-suckers/</link>
		<comments>http://creditcardforum.com/blog/gas-only-credit-card-for-suckers/#comments</comments>
		<pubDate>Mon, 21 May 2012 12:37:56 +0000</pubDate>
		<dc:creator>CreditCardGuru</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[gas only cards]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=10165</guid>
		<description><![CDATA[With the insanely high prices at the pump, I’ve been asked by more than one person what are the best credit cards for gas only (in other words, not major credit cards that can be used everywhere). The answer? Most downright suck! Reason #1: Rewards are pathetic or non-existent Rewind back a decade ago and [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Is Discover a good credit card or not?</title>
		<link>http://creditcardforum.com/blog/is-discover-a-good-credit-card/</link>
		<comments>http://creditcardforum.com/blog/is-discover-a-good-credit-card/#comments</comments>
		<pubDate>Fri, 18 May 2012 16:14:01 +0000</pubDate>
		<dc:creator>CreditCardGuru</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[discover card]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=10347</guid>
		<description><![CDATA[Q: Every credit card I’ve had has either been a Visa or MasterCard. I’ve seen those commercials for 5% cash back from Discover but I have no experience using them. Is Discover card good to have or not? A: In my personal opinion, yes. I’ve had an account with them for 4 years now and [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>American Express Business Platinum Card Review</title>
		<link>http://creditcardforum.com/blog/american-express-business-platinum-card-review/</link>
		<comments>http://creditcardforum.com/blog/american-express-business-platinum-card-review/#comments</comments>
		<pubDate>Wed, 16 May 2012 11:53:16 +0000</pubDate>
		<dc:creator>CreditCardGuru</dc:creator>
				<category><![CDATA[Reviews]]></category>
		<category><![CDATA[american express]]></category>
		<category><![CDATA[business credit cards]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=10638</guid>
		<description><![CDATA[Let’s be honest… in the business world, portraying the right image means everything. Think about it… what goes thru your client’s mind if you whip out a sub-prime card for bad credit to pay for a dinner? The client is probably thinking “How can I trust him with my money, when he obviously can’t even [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>780 Credit Score = The Magic Number?</title>
		<link>http://creditcardforum.com/blog/780-credit-score/</link>
		<comments>http://creditcardforum.com/blog/780-credit-score/#comments</comments>
		<pubDate>Mon, 14 May 2012 14:02:19 +0000</pubDate>
		<dc:creator>CreditCardGuru</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[780 FICO score]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=10202</guid>
		<description><![CDATA[What’s the minimum credit score needed to get the best rates on everything? There’s a lot of debate as to where that threshold lies. Is a credit score of 800 good enough to get the best mortgage rates, credit card offers, and loan rates? Here are 3 compelling reasons why it might be the magic [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Discover Card Balance Transfer Offers Might Be a Bad Idea</title>
		<link>http://creditcardforum.com/blog/discover-card-balance-transfer-offers-might-be-a-bad-idea/</link>
		<comments>http://creditcardforum.com/blog/discover-card-balance-transfer-offers-might-be-a-bad-idea/#comments</comments>
		<pubDate>Fri, 11 May 2012 16:12:49 +0000</pubDate>
		<dc:creator>CreditCardGuru</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[balance transfers]]></category>
		<category><![CDATA[discover]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=10299</guid>
		<description><![CDATA[Although I personally haven’t used a balance transfer offer in at least a couple years, since I run CreditCardForum obviously I am constantly staying on top of who’s giving what. As a Discover cardholder, they periodically solicit me with balance transfer promotions (as do most credit card companies). Here is an example of an email [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Sallie Mae Credit Card Review: 2-5% Cash Back?!</title>
		<link>http://creditcardforum.com/blog/sallie-mae-credit-card-review/</link>
		<comments>http://creditcardforum.com/blog/sallie-mae-credit-card-review/#comments</comments>
		<pubDate>Wed, 09 May 2012 11:54:15 +0000</pubDate>
		<dc:creator>CreditCardGuru</dc:creator>
				<category><![CDATA[Reviews]]></category>
		<category><![CDATA[cash back credit cards]]></category>
		<category><![CDATA[sallie mae]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=10573</guid>
		<description><![CDATA[According to the website Amplicate, which measures social media, “currently more than 97% of people hate Sallie Mae.” Ouch! But whether you love ‘em or hate ‘em there is one thing I think everyone can agree on… their credit card rewards are a surprisingly good deal! Two hidden gems for cash back Not many people [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>My First Credit Card Advice: 10 Tips I Learned Along The Way</title>
		<link>http://creditcardforum.com/blog/my-first-credit-card-advice/</link>
		<comments>http://creditcardforum.com/blog/my-first-credit-card-advice/#comments</comments>
		<pubDate>Mon, 07 May 2012 12:16:33 +0000</pubDate>
		<dc:creator>CreditCardGuru</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[first credit card tips]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=10280</guid>
		<description><![CDATA[I remember when I got my first credit card. I was 18 and still a senior in high school. Rather than shopping around for the best credit card offer, I simply filled out an application at the same bank my checking and savings accounts were located, KeyBank (sidenote: I stopped banking with them long ago). [...]]]></description>
		<wfw:commentRss>http://creditcardforum.com/blog/my-first-credit-card-advice/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Show MasterCard? Show Me Better!</title>
		<link>http://creditcardforum.com/blog/show-mastercard/</link>
		<comments>http://creditcardforum.com/blog/show-mastercard/#comments</comments>
		<pubDate>Fri, 04 May 2012 11:25:55 +0000</pubDate>
		<dc:creator>CreditCardGuru</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Bryant State Bank]]></category>
		<category><![CDATA[Show credit card]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=10265</guid>
		<description><![CDATA[Recently a forum member received an application in the mail for the Bryant State Bank Show MasterCard. She wanted to know if it was worth applying for? Well, it’s definitely not for me! But let’s see if it makes sense for you… Who’s it for? It’s an offer that’s marketed to people with no/bad credit. [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Morgan Stanley Credit Card Offers From American Express</title>
		<link>http://creditcardforum.com/blog/morgan-stanley-credit-card-offers-from-american-express/</link>
		<comments>http://creditcardforum.com/blog/morgan-stanley-credit-card-offers-from-american-express/#comments</comments>
		<pubDate>Wed, 02 May 2012 11:41:32 +0000</pubDate>
		<dc:creator>CreditCardGuru</dc:creator>
				<category><![CDATA[Reviews]]></category>
		<category><![CDATA[Morgan Stanley American Express]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=10256</guid>
		<description><![CDATA[Disappointed with my broker, I’ve been shopping around for a new one lately. While researching Morgan Stanley, I noticed they have a couple new credit card offers out which were launched in 2012. There is no application online and the website only provides very basic details about the two cards. For example on the first [...]]]></description>
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		<slash:comments>0</slash:comments>
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