tag:blogger.com,1999:blog-1459572657732470415Fri, 30 Aug 2024 11:50:42 +0000before closingmortgagesettlementbefore settlementbest rateborrowerbuyerclosingclosing costcredit scoredebtfirst-time buyerinsurancelendersloanmortgage paymentBudgeting and money-saving ideas and information that might help improve your financial status.http://medy1977.blogspot.com/noreply@blogger.com (sookie)Blogger23125tag:blogger.com,1999:blog-1459572657732470415.post-6065316949988027695Tue, 04 May 2010 06:10:00 +00002010-05-03T23:10:37.745-07:00In these economically-trying times, are you a conscientious spender or a no-care-at-all splurger? Take this quiz and find out... 1. You have a social affair to attend. It is a must for you to look your best. You would... a. dash to the mall and start picking up stuff to make your crush drop dead with admiration. b. ransack your closet to find the perfect accessories to jazz up the outfit you http://medy1977.blogspot.com/2010/05/how-do-you-spend.htmlnoreply@blogger.com (sookie)tag:blogger.com,1999:blog-1459572657732470415.post-3557877930751173448Tue, 24 Nov 2009 09:47:00 +00002009-11-24T01:47:02.153-08:00Christmas is just around the corner and we all know that during the Holiday Season of robbery and snatching become common place. One important aspect of our Christmas shopping is having access to our hard earned money whenever we need it. ATMs are a great convenience, but they can compromise your safety. A robber looking for easy prey only has to stake out an ATM in a low-traffic, dimly lit areahttp://medy1977.blogspot.com/2009/11/7-safety-tips-when-using-atm-this.htmlnoreply@blogger.com (sookie)tag:blogger.com,1999:blog-1459572657732470415.post-1356021709591822789Tue, 13 Oct 2009 10:51:00 +00002009-10-13T03:51:17.291-07:00People often accuse Jason of being too rigid with his views about money. When he was still working for a bank, his friends often joked that he would one day become the bank CEO, retire a millionaire, and never live life to the fullest because he always took money very seriously. Most of Jason’s friends spent their hard-earned money drinking and having fun while he squirreled away what little he http://medy1977.blogspot.com/2009/10/12-reasons-why-you-should-have-budget.htmlnoreply@blogger.com (sookie)tag:blogger.com,1999:blog-1459572657732470415.post-6306437365175772436Thu, 17 Sep 2009 10:54:00 +00002009-09-17T03:54:29.368-07:00Several years ago, I bought a lovely blouse for a surprisingly low price at the nearby bargain store. It was such a great buy because it was exactly the top I was looking for to complete a certain outfit. After its first visit to the laundry, I was in shock to see that the blouse was about to perfectly fit my two-year old cousin. A total bummer, indeed. I believe I'm not the only person who http://medy1977.blogspot.com/2009/09/buying-for-cheap-bargain.htmlnoreply@blogger.com (sookie)tag:blogger.com,1999:blog-1459572657732470415.post-4624331354623230771Fri, 11 Sep 2009 05:37:00 +00002009-09-10T22:37:56.408-07:00Everyone can relate to the smell of freshly baked cookies, pies or bread in the oven. We all love the smell of baking pastries, a nice crunchy pizza or dishes of all sorts lingering throughout the house. With all these smells of delectable foods buzzing in the kitchen, there is one we often take for granted —The Kitchen Oven.An age-old traditionThe oven is one of the few universal appliances thathttp://medy1977.blogspot.com/2009/09/how-to-maximize-performance-of-cooking.htmlnoreply@blogger.com (sookie)tag:blogger.com,1999:blog-1459572657732470415.post-2020471827215227451Sat, 22 Aug 2009 08:36:00 +00002011-05-23T08:25:05.368-07:00 Are you looking for free domain plus reliable hosting with great value of your money? Sure. There are hundreds of hosting companies out there that offer nice deal for you. The problem is that if you are totally new on website creation, you will get lost on what company offers the best features that fit your budget and needs. For starter, I personally suggest hosting24 because they offer http://medy1977.blogspot.com/2009/08/get-domain-free-forever.htmlnoreply@blogger.com (sookie)tag:blogger.com,1999:blog-1459572657732470415.post-5789208663871217819Thu, 13 Aug 2009 03:41:00 +00002009-08-12T20:42:15.701-07:00Your electric bill is too high. This is the scenario for most people nowadays considering the hefty fees we pay all those institutions generating our electricity. It is a real budget buster and no one is spared. Now for the most important question: how do you get it down? Well, how about looking at some of the bigger users of electricity?Did you know that your refrigerator is the cause for 20 http://medy1977.blogspot.com/2009/08/8-ways-on-cutting-electricity-costs.htmlnoreply@blogger.com (sookie)tag:blogger.com,1999:blog-1459572657732470415.post-5481927373549094125Thu, 13 Aug 2009 03:34:00 +00002009-08-12T20:35:14.378-07:00How often have you thumbed through a business opportunity magazine and felt you’d really like to get in on that…if only you had the money?If you're like most who are seeking greater opportunity and wealth, this probably happens with you more often than you care to admit, except perhaps in strictly private conversations.When the average person sees one of these opportunities or comes up with a http://medy1977.blogspot.com/2009/08/newbies-guide-on-investing-new-business.htmlnoreply@blogger.com (sookie)tag:blogger.com,1999:blog-1459572657732470415.post-2225958696745366761Thu, 19 Mar 2009 04:43:00 +00002009-03-18T21:43:40.071-07:00Banks and creditors are checking credit histories more carefully than ever. They want to know whether you pay your bills on time and other financial details of your life that could affect their risk in extending you credit. Since testimony before a Congressional subcommittee revealed that up to 40 percent of all credit files contain one or more errors, you need to know there are none in your filehttp://medy1977.blogspot.com/2009/03/check-your-credit-report.htmlnoreply@blogger.com (sookie)tag:blogger.com,1999:blog-1459572657732470415.post-3117414711855535131Tue, 24 Feb 2009 06:45:00 +00002009-02-23T23:24:01.901-08:00It's sad to know that in order for you to earn a bachelor or associate degree, you have to incur debt. It's like this debt thingy is inevitable. Most average college students, except for those who are scholars and who are from wealthy family, has to borrow money at one point in their college lives. Today's college students must be hustler. It's bad enough that more and more jobs are losing. When http://medy1977.blogspot.com/2009/02/my-student-loans-are-killing-me-any.htmlnoreply@blogger.com (sookie)tag:blogger.com,1999:blog-1459572657732470415.post-5179801641151258234Tue, 24 Feb 2009 05:39:00 +00002009-02-26T23:39:05.291-08:00There are lots of ways to save money. In times like this, you have to tighten your budget and minimize your daily expenses. It may sound challenging to others but to some, this is their practical way to save the day. Every penny counts. If you save $1 a day, that would be a savings of $30 a month, or $365 in a year. You may say that it may not be that much but this is just a way to develop your http://medy1977.blogspot.com/2009/02/5-simple-ways-to-end-up-with-boatload.htmlnoreply@blogger.com (sookie)tag:blogger.com,1999:blog-1459572657732470415.post-1292187426404473456Wed, 18 Feb 2009 06:56:00 +00002009-02-27T04:00:50.145-08:00Headlines about banks failing are scary. The thought of paying higher taxes to bail them out is infuriating. But what does it mean to you if your bank fails?The money in your account will be safe, since deposits up to $100,000 are insured. But you may be inconvenienced. For example, when one New York bank was closed for an FDIC investigation on the Friday before a long weekend, its customers http://medy1977.blogspot.com/2009/02/will-your-bank-fail-how-to-know.htmlnoreply@blogger.com (sookie)tag:blogger.com,1999:blog-1459572657732470415.post-3397240663459138820Wed, 18 Feb 2009 06:26:00 +00002009-02-17T22:49:13.678-08:00Do you know that over 34 million cars are damaged in accidents every year? If yours becomes one of them, fast thinking and hard questions can save you a lot of aggravation and money.The repair shop--With the variety and complexity of cars today, the shop must have the equipment and experience to fix your kind of car. If the car must be towed, have it stored until you decide who will do the http://medy1977.blogspot.com/2009/02/what-to-know-if-your-car-is-damaged-in.htmlnoreply@blogger.com (sookie)tag:blogger.com,1999:blog-1459572657732470415.post-473940797638817793Wed, 18 Feb 2009 02:07:00 +00002009-02-17T22:55:37.476-08:00Some tax breaks are regularly overlooked by people when they fill out their returns. If you fall into any of the categories below, you may be eligible for one.You're married:*Filing separately can save you money. Most of the time, of course, it doesn't. But if you itemize your deductions and you had big unreimbursed health care bills last year--for example, for psychotherapy, which is rarely http://medy1977.blogspot.com/2009/02/well-kept-tax-secrets.htmlnoreply@blogger.com (sookie)tag:blogger.com,1999:blog-1459572657732470415.post-7918607312263331517Tue, 17 Feb 2009 10:38:00 +00002009-02-17T18:05:45.526-08:00Many of us fill out our tax returns exactly the same way year after year, without stopping to ask ourselves whether our approach still makes sense. Here are five common tax habits that it may be time to reconsider.1. Mailing your tax returnIf you file your return by mail, it usually takes six to eight weeks to get your refund. Now, however, it's possible to file electronically and get your refundhttp://medy1977.blogspot.com/2009/02/5-tax-habits-that-you-need-to-break-in.htmlnoreply@blogger.com (sookie)tag:blogger.com,1999:blog-1459572657732470415.post-1250913410066522194Thu, 12 Feb 2009 12:03:00 +00002009-02-13T05:23:37.385-08:00During these times in which global economic crisis and unemployment loom every industry in almost every country, it is expected that you have to live within your means. Or else, you will find yourself starving and live from the charitable support of the social welfare. You have to prepare for the worst because many economists and world finanial analysts predict that the effect of the economic http://medy1977.blogspot.com/2009/02/three-prosperity-building-habits.htmlnoreply@blogger.com (sookie)tag:blogger.com,1999:blog-1459572657732470415.post-2847384258698041150Thu, 12 Feb 2009 09:28:00 +00002009-02-13T05:29:17.588-08:00Some of us cannot avoid to have debts. That is a very hard fact of life. Why is this happening? Well, there are various reasons for that. But the problem lies with the $10-dollar question: When can you pay off all your debts? Don't let yourself be a slave of debt. Today, we are very much into "instant gratification." We want it-and we want it NOW. Well, for certain purposes, modern credit is a http://medy1977.blogspot.com/2009/02/three-simple-steps-to-end-slavery-to.htmlnoreply@blogger.com (sookie)tag:blogger.com,1999:blog-1459572657732470415.post-7858361062902710582Thu, 12 Feb 2009 07:48:00 +00002009-02-13T03:06:52.096-08:00Going through life paycheck to paycheck, using up all your money even before the next paycheck, is like locking yourself up in financial prison and throwing away the key.This negative cycle MUST be broken before you can ever hope to get ahead. You break it by obeying "The Only Law About Money You Ever Really Need To Know." This "Law" requires a habit that, over time, changes the lives of all who http://medy1977.blogspot.com/2009/02/only-law-about-money-you-ever-really.htmlnoreply@blogger.com (sookie)tag:blogger.com,1999:blog-1459572657732470415.post-8558001660637593965Fri, 06 Feb 2009 02:40:00 +00002009-02-13T03:09:06.894-08:00before closingbuyerclosing costfirst-time buyermortgagesettlementIf you are first-time home buyer, chances are, you could be or might be one of those home buyers who face a lot of challenges at the settlement. Of course, you don't want to undergo the stress and pressure associated with the process. Heck! No way! You know that there is definitely some ways to ease up the journey of home ownership. Yes, there are. So get a cup of coffee as you read on below.Herehttp://medy1977.blogspot.com/2009/02/7-steps-to-hassle-free-settlement.htmlnoreply@blogger.com (sookie)tag:blogger.com,1999:blog-1459572657732470415.post-8556340718494695198Fri, 06 Feb 2009 01:37:00 +00002009-02-13T03:36:31.648-08:00before closingbefore settlementclosingsettlementYou are so excited to finally own that house that you have dreamed of. But at the same time, you are a little bit nervous. If you are a first-time home buyer and you want to avoid any inconvenience that might delay the settlement process, you should do the three important things below. These three tasks can help you in terms of avoiding possible headaches and frustrations that can be avoided http://medy1977.blogspot.com/2009/02/3-important-things-to-do-before.htmlnoreply@blogger.com (sookie)tag:blogger.com,1999:blog-1459572657732470415.post-2160197525595051775Thu, 05 Feb 2009 12:41:00 +00002009-02-13T03:38:59.451-08:00best rateborrowercredit scoredebtinsurancelendersloanmortgagemortgage paymentAre you a first-time home buyer? First time on applying for mortgage? Wondering if you're qualified for it? So much debt and no down payment? Read on to know the basics of getting a mortgage.Lending companies look at three things when you apply for a mortgage: credit score, debt-to-income ratio and downpayment. If you have two out of those three mentioned, then you are in good shape to buy your http://medy1977.blogspot.com/2009/02/mortgage-what-you-need-to-know-first.htmlnoreply@blogger.com (sookie)tag:blogger.com,1999:blog-1459572657732470415.post-5754896352931484339Mon, 02 Feb 2009 12:00:00 +00002009-02-13T04:44:28.453-08:00Keep your information superhighway. I'll sail on the electronic ocean, thank you. Need crew for the Wednesday night club race? Post an electronic mail message and you could fill the boat in minutes. Look up a design review online, check the electronic classified ads for the price and availability, then join an electronic discussion and ask for opinions from other sailors. It's all possible now, http://medy1977.blogspot.com/2009/02/sailing-on-electronic-ocean.htmlnoreply@blogger.com (sookie)tag:blogger.com,1999:blog-1459572657732470415.post-8907608312913568041Wed, 20 Jun 2007 06:36:00 +00002009-02-13T04:56:38.376-08:00Some say that motherhood is the most difficult job in the whole world. I agree to that. There is no formal training a woman undergoes to be prepared for this kind of role. Women became mothers because of various reasons, like unwanted/unplanned pregnancy, financial need, practical reason etc. Whatever the reason is, society already has expected you to carry such enormous responsibilities from thehttp://medy1977.blogspot.com/2007/06/some-say-that-motherhood-is-most.htmlnoreply@blogger.com (sookie)