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		<title>How to Increase Giving in Your Church (Without Running Another Campaign)</title>
		<link>https://seedtime.com/increase-giving/</link>
					<comments>https://seedtime.com/increase-giving/#respond</comments>
		
		<dc:creator><![CDATA[Bob Lotich, CEPF®]]></dc:creator>
		<pubDate>Thu, 27 Aug 2026 22:50:06 +0000</pubDate>
				<category><![CDATA[Saving Money]]></category>
		<guid isPermaLink="false">https://seedtime.com/?p=60505</guid>

					<description><![CDATA[<p>Most churches trying to increase giving start in the same place. Better vision casting. A giving app. A campaign with a thermometer in the lobby. Testimony videos. Maybe a stewardship Sunday. All of that helps a little. And most churches I&#8217;ve talked to have already done all of it and are still looking at flat [&#8230;]</p>
<p>The post <a rel="nofollow" href="https://seedtime.com/increase-giving/">How to Increase Giving in Your Church (Without Running Another Campaign)</a> appeared first on <a rel="nofollow" href="https://seedtime.com"></a>.</p>
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		<title>Financial Peace University vs. True Financial Freedom: An Honest Comparison for Church Leaders</title>
		<link>https://seedtime.com/fpu-vs-tff/</link>
		
		<dc:creator><![CDATA[Bob Lotich, CEPF®]]></dc:creator>
		<pubDate>Mon, 16 Mar 2026 16:57:49 +0000</pubDate>
				<category><![CDATA[Saving Money]]></category>
		<guid isPermaLink="false">https://seedtime.com/?p=60085</guid>

					<description><![CDATA[<p>Over the past 2 years, we&#8217;ve helped 100+ churches launch a successful financial class. Naturally, one of the questions I get most often is: &#8220;We&#8217;re looking at Financial Peace University and True Financial Freedom. What&#8217;s the difference? Which one should we use?&#8221; And every time someone asks, I give them a relatively similar answer. But [&#8230;]</p>
<p>The post <a rel="nofollow" href="https://seedtime.com/fpu-vs-tff/">Financial Peace University vs. True Financial Freedom: An Honest Comparison for Church Leaders</a> appeared first on <a rel="nofollow" href="https://seedtime.com"></a>.</p>
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		<title>Having the “Money Conversation” as a Church…</title>
		<link>https://seedtime.com/money-conversation-as-a-church/</link>
		
		<dc:creator><![CDATA[Bob Lotich, CEPF®]]></dc:creator>
		<pubDate>Thu, 05 Mar 2026 22:34:45 +0000</pubDate>
				<category><![CDATA[Saving Money]]></category>
		<guid isPermaLink="false">https://seedtime.com/?p=60034</guid>

					<description><![CDATA[<p>Fairhaven Church wanted to help their people with money. But they&#8217;d seen how these things usually go: People leave feeling like all the church wants is their wallet. The ones already struggling feel worse. And everyone braces for impact when they hear a passage about money from stage. And that&#8217;s because money is SO personal. [&#8230;]</p>
<p>The post <a rel="nofollow" href="https://seedtime.com/money-conversation-as-a-church/">Having the “Money Conversation” as a Church…</a> appeared first on <a rel="nofollow" href="https://seedtime.com"></a>.</p>
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		<title>The Easy Way to Run a Financial Class</title>
		<link>https://seedtime.com/top-lessons-from-churches/</link>
		
		<dc:creator><![CDATA[Bob Lotich, CEPF®]]></dc:creator>
		<pubDate>Thu, 05 Mar 2026 22:24:21 +0000</pubDate>
				<category><![CDATA[Saving Money]]></category>
		<guid isPermaLink="false">https://seedtime.com/?p=60033</guid>

					<description><![CDATA[<p>Top Lessons from 100+ Churches Since we launched our 6-week financial class, True Financial Freedom, we&#8217;ve talked to a lot of churches about how to run an easy, well-attended financial class.&#160; And here&#8217;s what we&#8217;ve noticed: the ones that overthink it tend to stall out. The ones that actually get it done? They pick a [&#8230;]</p>
<p>The post <a rel="nofollow" href="https://seedtime.com/top-lessons-from-churches/">The Easy Way to Run a Financial Class</a> appeared first on <a rel="nofollow" href="https://seedtime.com"></a>.</p>
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		<title>Before You Launch a Church Financial Class</title>
		<link>https://seedtime.com/before-you-launch-financial-class/</link>
		
		<dc:creator><![CDATA[Bob Lotich, CEPF®]]></dc:creator>
		<pubDate>Thu, 05 Mar 2026 22:17:28 +0000</pubDate>
				<category><![CDATA[Saving Money]]></category>
		<guid isPermaLink="false">https://seedtime.com/?p=60031</guid>

					<description><![CDATA[<p>5 Traps That Keep Churches From Getting Started We&#8217;ve walked a lot of churches through the process of picking and starting a financial class.&#160; Many had everything you&#8217;d think they&#8217;d need: a pastor who was on board, a volunteer ready to lead it, and even a budget set aside. Sounds good on paper—but what if [&#8230;]</p>
<p>The post <a rel="nofollow" href="https://seedtime.com/before-you-launch-financial-class/">Before You Launch a Church Financial Class</a> appeared first on <a rel="nofollow" href="https://seedtime.com"></a>.</p>
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		<title>7 Ways Churches Are Using Their TFF Subscription</title>
		<link>https://seedtime.com/7-ways-churches-are-using-tff/</link>
		
		<dc:creator><![CDATA[Bob Lotich, CEPF®]]></dc:creator>
		<pubDate>Sat, 17 Jan 2026 18:41:47 +0000</pubDate>
				<category><![CDATA[Saving Money]]></category>
		<guid isPermaLink="false">https://seedtime.com/?p=59956</guid>

					<description><![CDATA[<p>Beyond the big class: getting full value from your investment Most churches picture one thing when they think about running True Financial Freedom: a big group in a room, watching videos together for six weeks.&#160; That&#8217;s a great option. But it&#8217;s not the only one.&#160; Here&#8217;s how churches are actually using their subscription to reach [&#8230;]</p>
<p>The post <a rel="nofollow" href="https://seedtime.com/7-ways-churches-are-using-tff/">7 Ways Churches Are Using Their TFF Subscription</a> appeared first on <a rel="nofollow" href="https://seedtime.com"></a>.</p>
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		<title>Who’s Paying for This?</title>
		<link>https://seedtime.com/whos-paying-for-this/</link>
		
		<dc:creator><![CDATA[Bob Lotich, CEPF®]]></dc:creator>
		<pubDate>Sat, 17 Jan 2026 18:36:31 +0000</pubDate>
				<category><![CDATA[Saving Money]]></category>
		<guid isPermaLink="false">https://seedtime.com/?p=59955</guid>

					<description><![CDATA[<p>5 Approaches to Funding a Church Class That Actually Work Here&#8217;s a pattern we’ve seen over and over: Everyone agrees their church should do something about financial discipleship. There&#8217;s initial excitement, maybe some research into options. And then it stalls on one question—&#8220;OK, but where&#8217;s the money coming from?&#8221; Depending on how your church handles [&#8230;]</p>
<p>The post <a rel="nofollow" href="https://seedtime.com/whos-paying-for-this/">Who&#8217;s Paying for This?</a> appeared first on <a rel="nofollow" href="https://seedtime.com"></a>.</p>
]]></description>
		
		
		
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		<title>Is Your Church’s Financial Class Doing More Harm Than Good?</title>
		<link>https://seedtime.com/financial-class-doing-good/</link>
		
		<dc:creator><![CDATA[Bob Lotich, CEPF®]]></dc:creator>
		<pubDate>Sat, 17 Jan 2026 18:30:06 +0000</pubDate>
				<category><![CDATA[Saving Money]]></category>
		<guid isPermaLink="false">https://seedtime.com/?p=59951</guid>

					<description><![CDATA[<p>The hidden cost of compromise in financial discipleship—and what church leaders can do about it Churches across America have been running financial classes for decades. Yet here&#8217;s an uncomfortable question worth asking: If these classes are working, why isn&#8217;t the church becoming measurably more financially free—or more generous? The data tells a sobering story. Consumer [&#8230;]</p>
<p>The post <a rel="nofollow" href="https://seedtime.com/financial-class-doing-good/">Is Your Church&#8217;s Financial Class Doing More Harm Than Good?</a> appeared first on <a rel="nofollow" href="https://seedtime.com"></a>.</p>
]]></description>
		
		
		
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		<title>The 3 Money Dimensions</title>
		<link>https://seedtime.com/money-dimensions/</link>
		
		<dc:creator><![CDATA[Bob Lotich, CEPF®]]></dc:creator>
		<pubDate>Mon, 28 Jul 2025 15:18:27 +0000</pubDate>
				<category><![CDATA[Biblical Personal Finance]]></category>
		<category><![CDATA[bible and money]]></category>
		<category><![CDATA[managing money]]></category>
		<category><![CDATA[Money Lessons]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[money management tips]]></category>
		<category><![CDATA[personal finance]]></category>
		<guid isPermaLink="false">https://seedtime.com/?p=59416</guid>

					<description><![CDATA[<p>I used to think I was terrible with money. Every budget failed. Every financial plan crashed. I felt like I was constantly fighting against myself. Then I realized something: Most Christians struggle with money, not because they lack discipline. They struggle because they&#8217;re trying to be someone they&#8217;re not. Researchers (Dr. Eileen Gallo)* have discovered [&#8230;]</p>
<p>The post <a rel="nofollow" href="https://seedtime.com/money-dimensions/">The 3 Money Dimensions</a> appeared first on <a rel="nofollow" href="https://seedtime.com"></a>.</p>
]]></description>
		
		
		
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		<item>
		<title>The credit score is a scam — and It’s Keeping You in Financial Bondage</title>
		<link>https://seedtime.com/credit-score-is-a-scam/</link>
		
		<dc:creator><![CDATA[Bob Lotich, CEPF®]]></dc:creator>
		<pubDate>Fri, 25 Jul 2025 16:53:20 +0000</pubDate>
				<category><![CDATA[Debt Help]]></category>
		<category><![CDATA[Credit Score]]></category>
		<guid isPermaLink="false">https://seedtime.com/?p=59229</guid>

					<description><![CDATA[<p>Ok, so if you can&#8217;t tell from that title, this is going to be an article where I am not pulling any punches and sharing an uncommon opinion. But stay with me because I believe this is a huge mindset change that we as Christians need to understand. So starting with the truth I wish [&#8230;]</p>
<p>The post <a rel="nofollow" href="https://seedtime.com/credit-score-is-a-scam/">The credit score is a scam — and It’s Keeping You in Financial Bondage</a> appeared first on <a rel="nofollow" href="https://seedtime.com"></a>.</p>
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