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	<title>Christian Finance</title>
	
	<link>http://www.christianfinancialblog.com</link>
	<description>Financial Intelligence - Applying wisdom in a modern world</description>
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		<title>What is the Value?</title>
		<link>http://feedproxy.google.com/~r/ChristianFinancial/~3/fi9BDLpahuc/</link>
		<comments>http://www.christianfinancialblog.com/2009/06/the-value-of-money/#comments</comments>
		<pubDate>Wed, 01 Jul 2009 02:08:30 +0000</pubDate>
		<dc:creator>Brian Geisel</dc:creator>
				<category><![CDATA[Budgeting and Saving]]></category>
		<category><![CDATA[Self-Improvement]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[dollar]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[eternal]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[stewardship]]></category>
		<category><![CDATA[temporal]]></category>
		<category><![CDATA[value]]></category>
		<category><![CDATA[values]]></category>
		<category><![CDATA[worth]]></category>

		<guid isPermaLink="false">http://www.christianfinancialblog.com/?p=18</guid>
		<description><![CDATA[This is a guest post by Terri Geisel.   If you enjoy her post, please thank her by visiting her Prayer and Worship Music site.
Saturday morning I headed out for caffeine and a few treats, before starting a busy day working on my music.  As I pulled up to the local bakery, a few nagging [...]]]></description>
			<content:encoded><![CDATA[<p><em>This is a guest post by Terri Geisel.   If you enjoy her post, please thank her by visiting her <a title="Soak In His Presence - Instrumental Worship Music" href="http://www.soakinhispresence.com">Prayer and Worship Music</a> site.</em></p>
<div class="wp-caption alignleft" style="width: 260px"><img title="Too much cappuccino" src="/i/cappuccino.jpg" alt="When to say When!" width="250" height="299" /><p class="wp-caption-text">When to say When!</p></div>
<p>Saturday morning I headed out for caffeine and a few treats, before starting a busy day working on my music.  As I pulled up to the local bakery, a few nagging thoughts jumped to mind. First, I had received stale baked goods from this place in the past, and second, I really didn&#8217;t want to spend the extra money considering the pastries were $2.25 each.  Visions of sugarplums dancing in my head, however, made my sweet tooth win out.</p>
<p>My strategy, as I entered the shop, was to be very specific with the cashier about which items I wanted, thereby insuring freshness.  From behind the counter, she boxed up the pastries and announced the total.  Reaching for my wallet, I thought, &#8220;Wow, including my cappuccino, this is the  same cost as my CD.  And THIS will be consumed in about 15 minutes, totally gone!&#8221;  Then I thought, &#8220;At least, this time, I&#8217;m getting fresh pastries.&#8221;</p>
<p>Or so I thought.  When I got to my car and opened the box, there lay two old crusty, dried-up pastries and no sign of &#8220;fresh&#8221;!  I couldn&#8217;t believe it. I was ready to rush back into the store when I suddenly had a thought to stop and pray.  Anger wouldn&#8217;t accomplish anything and I truly wanted to be a good witness for Christ in this situation.</p>
<p>I felt the Lord tell me to wait until the customers left, then return and offer to buy another pastry.  A surprised cashier looked up when I entered the shop.  I explained that I wanted to buy a Fresh pastry this time.  That unfortunately, the previous ones, were not.</p>
<p>Immediately she began to insist that all the baked goods in the store were fresh, reaching for one to prove her point.  I turned and left the store, returning with the offending box of rocks.  We then compared. Huge, fresh and creamy vs. small, burnt and stale. I told her this had happened to me several times before and she admitted that they were indeed, told to sell all the old pastries first.  She apologized profusely as she tucked the pastry into my box, stating it was free of charge.</p>
<p>I thanked her and headed home.  I thanked the Lord that He always handles things in such caring ways, and for the giftings that He places in us.  His gifts are eternal treasures.</p>
<p>I rediscovered the value of a dollar in these tough, economic times, but more than that I remembered how quickly the temporal evaporates,  but the eternal blesses on and on.</p>
<p><strong>Isaiah 55:1,2</strong> &#8220;Ho, everyone who thirsts, come to the waters. You who have no money, come buy and eat&#8230;.Why do you spend money for what does not satisfy&#8230;delight yourself in My Abundance.&#8221;</p>
<p><em>There are some really great nuggets in this piece from Terri.  What she didn&#8217;t mention in the article is that she initially insisted on paying for the fresh (additional) pastry.  It was only after the clerk refused to take her money that she received it as complimentary.  Sometimes we can certainly get things free by being pushy, but isn&#8217;t it better when we honor God and then we see how He has blessed us? </em></p>
<p><em>Terri is a Pianist and a Worshiper and has recently released an <a title="Terri's Soaking Music Website" href="http://www.soakinhispresence.com">Instrumental Piano Worship Album</a>.  The CD is available for download from her website and even includes one free song.<br />
</em></p>
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		<item>
		<title>Improve your Organization Skills</title>
		<link>http://feedproxy.google.com/~r/ChristianFinancial/~3/L683Gl_hbRQ/</link>
		<comments>http://www.christianfinancialblog.com/2009/05/improve-your-organization-skills/#comments</comments>
		<pubDate>Sat, 30 May 2009 23:31:23 +0000</pubDate>
		<dc:creator>Brian Geisel</dc:creator>
				<category><![CDATA[Organizing]]></category>
		<category><![CDATA[Self-Improvement]]></category>
		<category><![CDATA[daily planner]]></category>
		<category><![CDATA[goal setting]]></category>
		<category><![CDATA[mission statement]]></category>
		<category><![CDATA[organize]]></category>
		<category><![CDATA[planner]]></category>
		<category><![CDATA[planning]]></category>
		<category><![CDATA[stewardship]]></category>
		<category><![CDATA[values]]></category>

		<guid isPermaLink="false">http://www.christianfinancialblog.com/?p=12</guid>
		<description><![CDATA[Study great men (or women) and you will learn to grow like them.  Lately I have started reading biographies of individuals who have accomplished a great purpose of some kind in their lifetimes.  Despite their differences of time period, situations, personalities and temperaments, and chosen professions I find a great many things in [...]]]></description>
			<content:encoded><![CDATA[<div class="wp-caption alignleft" style="width: 260px"><img title="Get yourself Organized" src="/i/plannerorganized.jpg" alt="Getting Organized" width="250" height="306" /><p class="wp-caption-text">&quot;Organization is a process&quot;</p></div>
<p>Study great men (or women) and you will learn to grow like them.  Lately I have started reading biographies of individuals who have accomplished a great purpose of some kind in their lifetimes.  Despite their differences of time period, situations, personalities and temperaments, and chosen professions I find a great many things in common with these men.  Found within nearly all of these various examples of success are discipline and organization.</p>
<p>Building wealth is not just about money, but rather it&#8217;s about maturing as an individual.  Jesus said in Matthew 6:33, &#8220;But seek first the kingdom of God and His righteousness, and all these things shall be added to you.&#8221;  In order to achieve good success it is important that we grow in many ways as individuals and I&#8217;d like to specifically discuss the process of getting organized here.</p>
<p>Organization is a process.  That means it isn&#8217;t just something we do one time and now we&#8217;re organized.  It&#8217;s like a good diet &#8212; we can&#8217;t just try to hurry up and lose those 15 lbs., we need to learn to eat healthier.  Well, just like that diet, we need to make a lifestyle change to improve our organization.  One of the simplest things you can do to get started is to use a daily planner.</p>
<p>Personally, I&#8217;ve been using a planner for years and it is amazing how much more organized I am with one.  There are several good planner companies and each has numerous designs &#8212; for me, I&#8217;ve found the Leadership series from <a rel="nofollow" href="http://www.anrdoezrs.net/click-3490746-10289311" target="_top">FranklinCovey</a> works best.  The pages are laid out in a way that&#8217;s convenient for me and I&#8217;m very impressed with the additional leadership tabs that the pack comes with.</p>
<p>In fact, the Goal Setting, Values, and Mission Statement sheets in the back are so good that I often recommend them to family and members of my financial group.  Before I go on telling you how good these sheets are, I should let you know that I do get commission on <a rel="nofollow" href="http://www.anrdoezrs.net/click-3490746-10289311" target="_top">FranklinCovey</a> products.  However, I joined their affiliate program specifically because of how much I love their product, so I have been recommending this product long before I could ever make commission on it (isn&#8217;t the internet wonderful though, really?).  That being said, the extra section in the Leadership pages really is a great way to start changing your lifestyle to be more goal-oriented.</p>
<p>These pages walk you through part of <a rel="nofollow" href="http://www.tkqlhce.com/click-3490746-10423027" target="_top">Stephen R. Covey&#8217;s 7 Habits </a>, which is an excellent book focused on identifying some of the most prominent habits consistently found in successful people.  The great thing about the planner pages is that they&#8217;re a shorter version of some of the topics covered in the book, and they do a good job of walking you through the process.  It even comes with a couple of pages of instruction.</p>
<p>Remember, this is a process that you&#8217;ll turn into a habit.  My habit is that I take a look at my values, mission and goals each time I&#8217;m on a commercial flight.  For me flying is relaxing and quiet, so it&#8217;s a great time to do some introspection and to reassess my goals.  You find your own time, but if you have these leadership pages in your planner, then they&#8217;ll probably be with you when you&#8217;re ready to do some self-assessment.</p>
<p>Maybe we&#8217;ll talk more about the process in the future.  Be sure to post comments if you have questions and I&#8217;ll either answer them here or write another article to address them.  One way or another, start to form a process and make organization a habit.</p>
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		<title>Biblical Prosperity – What’s the Purpose?</title>
		<link>http://feedproxy.google.com/~r/ChristianFinancial/~3/Bnj_MGKZQ_I/</link>
		<comments>http://www.christianfinancialblog.com/2009/05/biblical-prosperity-whats-the-purpose/#comments</comments>
		<pubDate>Wed, 20 May 2009 15:38:22 +0000</pubDate>
		<dc:creator>Brian Geisel</dc:creator>
				<category><![CDATA[Biblical Prosperity]]></category>
		<category><![CDATA[Biblical Wisdom]]></category>
		<category><![CDATA[biblical prosperity]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[great commission]]></category>
		<category><![CDATA[power to obtain wealth]]></category>
		<category><![CDATA[prosperity]]></category>
		<category><![CDATA[purpose of money]]></category>
		<category><![CDATA[wealth]]></category>

		<guid isPermaLink="false">http://www.christianfinancialblog.com/?p=6</guid>
		<description><![CDATA[God desires for us to be prosperous, but it's important to understand the purpose.  Here we explore some of the reasons why God has given us the ability to make wealth (Deut 8:18).]]></description>
			<content:encoded><![CDATA[<p>Written on the back of an old notebook are the words, &#8220;What&#8217;s the purpose?&#8221;.  As a youth pastor, it helped me to remember that if I didn&#8217;t have a strong biblical purpose behind my actions they probably weren&#8217;t accomplishing much.  It turns out its still true today, and it&#8217;s especially true of money.</p>
<div class="wp-caption alignleft" style="width: 260px"><img title="In God We Trust" src="/i/moneygodwetrust.jpg" alt="Is money evil?" width="250" height="167" /><p class="wp-caption-text">Is money evil?</p></div>
<p>Money can be a powerful tool.  For some, it&#8217;s enough rope to hang themselves.  For others, it&#8217;s a vice.  Some can just never have enough (we call that greed). It seems like the topic of money, maybe more than any other topic in the Bible, can throw Christians immediately into a ditch on one side of the road or the other.  It&#8217;s important that we keep a Biblical perspective, so we stay focused on Jesus so we keep marching straight.  The problem is, we don&#8217;t get to determine what &#8220;straight&#8221; is.  The Bible has already laid it out for us and it&#8217;s up to us to discover what God has said about it.</p>
<p>I&#8217;ve heard more times than I can remember, &#8220;Well, the Bible says that money is the root of all evil.&#8221;  If you&#8217;ve read I Timothy 6:10, you already know where this is going.  The Bible doesn&#8217;t say that money is the root of all evil, it says that the <strong>love</strong> of money is the root of all evil.</p>
<p><em>I Timothy 6:10 (NASB)<br />
</em></p>
<p><em>For the love of money is a root of all sorts of evil, and some by longing for it have wandered away from the faith and pierced themselves with many griefs.</em></p>
<p>We&#8217;ll talk more about this in a later article, but I want to make sure you see the scripture for yourself.  Even better, go grab a Bible (or an online version) and read the entire chapter for yourself.  It&#8217;s too easy to take things out of context when you hear a piece from someone else.  You may have been raised to believe that money was evil or at least you learned to fear it.  It&#8217;s important to reset that with a Biblical perspective.</p>
<p>It is at least as important to understand the other side of money.  God is not up in heaving raining down golden Krugerrands upon us.  Heaven doesn&#8217;t host an intergalactic lottery &#8211; so there&#8217;s no point in sitting around waiting for God to pull the one-armed-bandit in your favor.  God is not a get-rich-quick scheme and He did not institute the &#8220;Can Philosophy&#8221;.  You know &#8212; &#8220;Get all you can.  Can all you get; and sit on the can.&#8221;  Here is another reason it&#8217;s important to understand God&#8217;s taken on all of this.</p>
<p>Alright, so what is money &#8211; what <strong>is</strong> the purpose?  Let&#8217;s wind back to Deuteronomy for this.  In Deuteronomy 8:18 the Bible has this to say:</p>
<p><em>But you shall remember the LORD your God, for it is He who is giving you power to make wealth, that He may confirm His covenant which He swore to your fathers, as it is this day. (NASB)</em></p>
<p>The wording in this verse is so beautiful &#8212; let&#8217;s take a minute to disect.  First, he says &#8220;But you shall remember the Lord your God&#8221;.  Here, he&#8217;s talking to the Israelites before they go into the promised land.  He is preparing them for when they are blessed.  God has a plan to take them into &#8220;a land of milk and honey&#8221;, that is, a good land.  Essentially, God has already told them He is going to bless them.  Now He&#8217;s telling them to remember Him once they are blessed.</p>
<p>Then it says, &#8220;for it is He who is giving you power to make wealth&#8221;.  Notice it is God who is giving them the power to make wealth.  That&#8217;s significant for several reasons.  Again, God didn&#8217;t rain down gold Krugerrands on them.  Before this, in verse 9 He says &#8220;out of [the promised land's] hills you may dig copper&#8221;.  Here, God gave them the ability to dig copper (something valuable) out of the hills.  It wouldn&#8217;t do them any good to dig in their back yard, but it also wouldn&#8217;t do them any good to sit in the promised land wondering when God would bring the copper.  They had to combine human effort with God blessing.  Part of it is our responsibility (we can probably all dig) and part of that was God&#8217;s responsibility (filling hills with copper seems more like a God act, don&#8217;t you think?).</p>
<p>So God has given us the power, or ability, to make wealth.  Very often we are led to believe that there is a certain amount of wealth (money) in the world and if I take some, you have less.  We just learned from the Bible, however, that God is expecting us to <strong>make</strong> wealth.</p>
<p>Go ahead.  I&#8217;ll give you a mintue to twitch.  Better?  Perfect.</p>
<p>&#8220;Yeah, well how am I supp&#8211;&#8221;  Glad you asked.  Here&#8217;s an example.  Joe the farmer plants some apple trees (notice his work here).  Those trees grow up and produce apples.  Every year.  Now, one day Joe realizes he&#8217;s been standing for 10 years.  He would like some where to sit down.  Tim offers to make Joe a chair and in return Tim receives a year supply of apples.  What did we have at the beginning of this story?  Dirt.  Tim.  Joe.  At the end, we have Joe sitting on a new chair and Tim eating apples he didn&#8217;t have to plant.  They both put in some effort and now Joe and Tim&#8217;s world is a better place.  Obviously this is a simple example, but the entire world functions like this, just on a larger scale.  Go ahead, start to dig up your own examples.</p>
<p>Let&#8217;s get back to our verse, &#8220;that He may confirm His covenant which He swore to your fathers&#8221;.  Well, if God&#8217;s confirming His covenant with our fathers (and those of the Israelites), we should figure out what that is.  Time to back up a little more.  In Genesis 15:18, God made a covenant with Abraham regarding his seed and the promised land.  I&#8217;m going to let you dig that one up, but the point is that as part of God&#8217;s covenant with Abraham (and with Abraham&#8217;s seed, see Galatians 3:29) He gave them power to create wealth.</p>
<p>See, the creation of wealth was part of God&#8217;s covenant with man and part of His purpose and plan for us.  As with any covenant, there are two sides.  What is our side?  Well, we could read the entire New Testament for that, but let&#8217;s apply it cardinally to the great commission.  In Matthew 28:19, Jesus says:</p>
<p><em>Go therefore and make disciples of all the nations, baptizing them in the name of the Father and of the Son and of the Holy Spirit&#8230; (NKJV)</em></p>
<p>In other words, God has given us the power to create wealth to establish His kingdom on this earth.  It takes resources to preach the Gospel &#8212; both financial and not.  We can&#8217;t be so addicted to wealth that we neglect all the other things God has called us to.  At the same time, we cannot be negligent with finances or we would be neglecting the very will of God.</p>
<p>Finally, to understand the purpose of money, we need to also understand what money can do.  &#8220;Buy Stuff!&#8221;  While that is true, there&#8217;s also a deeper use behind money that&#8217;s important to see.  Money is not an end.  Our goal in life should never be focused around the acquisition of money.  That would be like our carpenter Tim spending his whole life to collect hammers.  That&#8217;s not really what carpenters do.  Neither should we be spending our lives collecting money &#8212; However, we should be <strong>using</strong> money to accomplish God&#8217;s purpose in the earth.</p>
<p>So, God has given us power to obtain wealth to establish His covenenant.  That is one of the purposes of money that we see in the Word.  Clearly there are others, such as simply to bless His children (He loves us and desires that we are blessed [III John :2]), and to give to the poor.  Wealth isn&#8217;t a bad thing, God has given it to us. With it, we are able to have a positive impact on the world we live in.</p>
<p>Get filled with God.  Create wealth.  Change the world.</p>
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