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<li><a href="/Loans/ApplyOnline/?xcid=pers_megamenu_applyloan" title="Loan application" class="notcurrent">Apply for a loan</a></li>
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<h2><a href="/Investments/TypesofInvestments/?xcid=pers_megamenu_typesinvest" title="Types of investments">Types of investments</a></h2>
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<h2><a href="/AdviceAndPlanning/FinancialPlanning/Calculators/?xcid=pers_megamenu_plancalc" title="Planning calculators">Planning calculators</a></h2>
<ul>
<li><a href="/AdviceAndPlanning/FinancialPlanning/RetirementPlanning/RRSPs/RetirementPlanner/?xcid=pers_megamenu_retplanner" title="Retirement Assessment Tool  " class="notcurrent">Retirement planner</a></li>
<li><a href="/Investments/InvestmentCalculators/RrifCalculator/?xcid=pers_megamenu_rrifcalc" title="RRIF payment calculator" class="notcurrent">RRIF calculator</a></li>
<li><a href="/AdviceAndPlanning/FinancialPlanning/Calculators/?xcid=pers_megamenu_allplancalc" title="Calculators" class="notcurrent">See all planning calculators</a></li>
</ul></div>
		</div>
		<div class="contentColumn contentColumn2">
<div class="section simple">
<h2>Helpful links</h2>
<ul>
<li><a href="http://mycusthelp.ca/vancityfinancialplanning/_cs/FindAnswers.aspx?COID=5FFA01443B7CD762A537" target="_blank" onclick="return loadWindow(this,750,550,10,10,'1','1','1','1','1','1','1');">Planning FAQs</a></li>
<li><a href="/AboutVancity/VisionAndValues/ValuesBasedBanking/FinancialLiteracyAndBasicBanking/?xcid=pers_megamenu_financialliteracy" title="Financial literacy and basic banking" class="notcurrent">Financial tips and tools</a></li>
<li><a href="/Investments/InvestmentServices/WealthManagementProfessionals/?xcid=pers_megamenu_meetfinplan" title="Our wealth management professionals" class="notcurrent">Meet with a financial planner</a></li>
</ul></div>
		</div>
	</div>
</div>

   </div>
  </li>
  <li class="primaryListItem link8 linkN">
   <a href="/Rates/?xcid=pers_megamenu_rates" title="Rates">Rates</a>
   <div class="flyout">

<div class="section contentColumns FlyOutMenus">
	<div class="columnGroup columnGroup0 columnGroupN columnGroup4Col">
		<div class="contentColumn contentColumn0">
<div class="section simple">
<h2><a href="/Rates/ForeignExchange/?xcid=pers_megamenu_fxrates" title="Foreign exchange">Foreign exchange</a></h2>
<ul>
<li><a href="/Rates/ForeignExchange/?xcid=pers_megamenu_fxcashrates" title="Foreign currency & exchange rates" class="notcurrent">Foreign exchange cash rates<br /></a></li>
</ul></div>
		</div>
		<div class="contentColumn contentColumn1">
<div class="section simple">
<h2><a href="/Rates/AccountInterest/?xcid=pers_megamenu_accrates" title="Accounts">Accounts</a></h2>
<ul>
<li><a href="/Rates/AccountInterest/?xcid=pers_megamenu_cheqrate" title="Chequing / Savings" class="notcurrent">Chequing accounts</a></li>
<li><a href="/Rates/AccountInterest/?xcid=pers_megamenu_savrate" title="Chequing / Savings" class="notcurrent">Savings accounts</a></li>
<li><a href="/Rates/BusinessAccounts/?xcid=pers_megamenu_busrate" title="Business accounts rates" class="notcurrent">Business accounts</a></li>
</ul></div>
		</div>
		<div class="contentColumn contentColumn2">
<div class="section simple">
<h2><a href="/Rates/TermDeposits/?xcid=pers_megamenu_termrates" title="Term deposits">Term deposits</a></h2>
<ul>
<li><a href="/Rates/TermDeposits/Flexible/?xcid=pers_megamenu_flexrate" title="Flexible term deposit rates" class="notcurrent">Flexible</a></li>
<li><a href="/Rates/TermDeposits/NonRedeemable/?xcid=pers_megamenu_nonredrate" title="Non-redeemable term deposit rates" class="notcurrent">Non-redeemable</a></li>
<li><a href="/Rates/TermDeposits/Redeemable/?xcid=pers_megamenu_redrate" title="Redeemable term deposits" class="notcurrent">Redeemable</a></li>
<li><a href="/Rates/TermDeposits/?xcid=pers_megamenu_othertermrate" title="Term deposit  / GIC rates" class="notcurrent">Other term deposits</a></li>
</ul></div>
		</div>
		<div class="contentColumn contentColumn3">
<div class="section simple">
<h2><a href="/Rates/Mortgages/?xcid=pers_megamenu_mortloanrate" title="Mortgages & Loans">Mortgages & Loans</a></h2>
<ul>
<li><a href="/Rates/Mortgages/?xcid=pers_megamenu_mortrate" title="Mortgage rates" class="notcurrent">Mortgages</a></li>
<li><a href="/Rates/Loans/?xcid=pers_megamenu_loanrate" title="Loan rates" class="notcurrent">Loans</a></li>
<li><a href="/Rates/LinesofCredit/?xcid=pers_megamenu_locrate" title="Lines of credit" class="notcurrent">Lines of credit</a></li>
</ul></div>
		</div>
	</div>
</div>

   </div>
  </li>
 </ul>
</div>




		
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	  		<a href="https://support.vancity.com/11-new-log-in/?utm_campaign=Login&utm_medium=HP-Banner&utm_source=Vancity-Web" title="Log in with the last 10 digits on your MEMBER CARD debit card&nbsp;(New Window)" target="_blank" onclick="return loadWindow(this,750,550,10,10,'1','1','1','1','1','1','1');" class="linkedImage" tabindex="0"><img  src="/SharedContent/campaigns/2016/BAR/PANLogin/PANLogin-Banner3.JPG" alt="Log in with the last 10 digits on your MEMBER CARD debit card"></a>
</div>




<div class="slide slide2 ">
	  		<a href="http://blog.vancity.com/joinus?utm_source=hpbannerredirect&utm_medium=digital&utm_campaign=brand" title="Good Money makes solutions possible.&nbsp;(New Window)" target="_blank" onclick="return loadWindow(this,750,550,10,10,'1','1','1','1','1','1','1');" class="linkedImage" tabindex="0"><img  data-lazy="/SharedContent/campaigns/2017/Brand/Brand-JoinUs-Banner.jpg" alt="Good Money makes solutions possible."></a>
</div>




<div class="slide slide3 ">
	  		<a href="/Investments/TypesofInvestments/SociallyResponsibleInvestments/?xcid=hp_banner_SRI" title="Why not build wealth AND build a better world at the same time? Find out how." class="linkedImage" tabindex="0"><img  data-lazy="/SharedContent/campaigns/2017/SRI/SRI-Banner.jpg" alt="Why not build wealth AND build a better world at the same time? Find out how."></a>
</div>




<div class="slide slide4 ">
	  		<a href="/AboutVancity/Membership/MemberBenefits/SharedSuccess/?xcid=hp_banner_SharedSuccess" title="Together, we share our success. Thank you. We're sharing $18,500,000 with members and communities." class="linkedImage" tabindex="0"><img  data-lazy="/SharedContent/campaigns/2017/SharedSuccess/SS-Banner.jpg" alt="Together, we share our success. Thank you. We're sharing $18,500,000 with members and communities."></a>
</div>




<div class="slide slide5 ">
	  		<a href="/AboutVancity/CalltoArtists/?xcid=xcid=hp_banner_calltoartist" title="We're looking for artists to submit proposals for art commissions" class="linkedImage" tabindex="0"><img  data-lazy="/SharedContent/campaigns/2016-CallToArtists/CallToArtists-banner.jpg" alt="We're looking for artists to submit proposals for art commissions"></a>
</div>




<div class="slide slide6 ">
	  		<a href="/Investments/UnderstandingInvesting/InvestmentFees/?xcid=hp_banner_understandingfees" title="Understanding wealth management fees" class="linkedImage" tabindex="0"><img  data-lazy="/SharedContent/images/banner/2016-SWMfees.jpg" alt="Understanding wealth management fees"></a>
</div>


</div>
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			<div class="loginPortlet">
				

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				<h3>Online banking</h3>
			
	
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				<!--loginform.jsp-->

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      // Account:
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	<div class="hiddenInputs">
		<input type="hidden" name="LOGON" value="LOGON2" />
		<input type="hidden" name="action" value="panlogin" />
		<input type="hidden" name="fromUsecase" value="Logon" />
		<input type="hidden" name="fromStep" value="Step1" />
		
<script language="javascript">
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	<input type="hidden" class="hidden" name="branch" id="branch" value="000">


		

<div class="required account">
	<label
		for="acctnum"
		accesskey="A"
		title="Enter your Account Number here.">
		MEMBER CARD #
	</label>
	<div class="input">
		
			<span class="panprefix">581353</span>
		
		<input
			type="text"
			name="acctnum"
		
			size="11"
			maxlength="10"
			id="acctnum"
		
			 />
	</div>
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<div class="required pac">
    <label
        for="pac"
        accesskey="P"
        title="Enter your Personal Access Code here.">
        PAC
    </label>
    <div class="input">
        <input
            style="margin-bottom: 5px;"
            type="password"
            name="pac"
            value=""
            size="9"
            maxlength="8"
            id="pac"
            title="PAC" />
            
            <!-- placeholder="PAC" -->

        <a  href="https://www.vancity.com/BusinessBanking/AccountsAndServices/WaysToBank/Online/FAQ/#ForgotPAC"
            style="font-size:10px;text-decoration:none;">
            Forgot Your PAC?
        </a>
    </div>
</div>


		
		


		
<div class="submit">
    <input type="submit" title="Login to Online Banking" name="Continue" id="Continue" value="Log in"/>
</div>

		
		

<div class="control">
	<ul>

	
		<li class="link1"><a href="/ManageSavedAccounts/?step=Step2" rel="nofollow" title="Manage Saved Member Cards" accesskey="N">Manage Saved Member Cards <br /> <a href="/MDContent/HelpTopic?usecase=Logon" title="Help" target="_blank" onclick="openNewWindow('/MDContent/HelpTopic?usecase=Logon','width=750,height=550,top=100,left=100,toolbar=0,location=0,directories=0,status=0,menubar=0,scrollbars=1,resizable=0');return false;">Help</a></a></li>
	


		<li class="link2"><a href="/BusinessBanking/OnlineBanking/" title="Online Banking" class="notcurrent">Business banking</a></li>
	
		<li class="link3"><a href="http://www.credentialdirect.com/Default.aspx?cu=16100-809" target="_blank" onclick="return loadWindow(this,750,550,10,10,'1','1','1','1','1','1','1');">Online Brokerage</a></li>
		<li class="link4 linkN"><a href="https://www.myvisaaccount.com" target="_blank" onclick="return loadWindow(this,750,550,10,10,'1','1','1','1','1','1','1');">My Visa account</a></li>
	</ul>
</div>

	</div>
	

<script type="text/javascript" charset="utf-8">
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</script>
<noscript>
<div class="warning">
    <p>To log in to online banking, you must have JavaScript and cookies enabled.</p>
</div>
</noscript>

	
	
	<div class="loginPortletAppendText">
	
		<a href="/Banking/WaysToBank/OnlineBanking/MySecurity/" title="Security" class="notcurrent">Online banking is guaranteed secure</a>
	</div>


</form>

<!--/loginform.jsp-->

			
			
		
</div>
<!--/loggedOutOpen.jsp-->

			
	
<!--/home.jsp-->

				<div class="portlet">
		<h3>Not a member?</h3>
		<a href="/AboutVancity/Membership/MembershipApplication/" title="Membership Application" class="vcBtn notcurrent">Join us</a>
	</div>

			</div>
			<div class="colOneTwoThree">
				<div class="mainContent" id="mainContent">
					<div class="section contentColumns Component-ContentColumns ">
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<h2>Quick links</h2>
<!--?xml:namespace prefix = "util" /--><!--?xml:namespace prefix = "util" /--><!--?xml:namespace prefix = "util" /--><!--?xml:namespace prefix = util /--><!--?xml:namespace prefix = "util" /--><!--?xml:namespace prefix = "util" /--><!--?xml:namespace prefix = "util" /-->
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<ul class="splitLeft">
<li><a href="/Banking/ChequingAccounts/?xcid=hp_pod_chequing" title="Chequing accounts" class="notcurrent">Chequing accounts</a></li>
<li><a href="/Banking/SavingsAccounts/?xcid=hp_pod_savings" title="Savings accounts" class="notcurrent">Saving accounts</a></li>
<li><a href="/Banking/ForeignExchange/?xcid=hp_pod_fx" title="Foreign exchange" class="notcurrent">Foreign exchange</a></li>
<li><a href="/Banking/Transfers/WireTransfers/?xcid=hp_pod_wires" title="Wire transfers" class="notcurrent">Wire transfers</a></li>
</ul>
<ul class="splitRight">
<li><a href="/OnlineBanking/?xcid=hp_pod_onlinebanking" title="Online Banking" class="notcurrent">Online banking</a></li>
<li><a href="/Banking/WaysToBank/MobileBanking/?xcid=hp_pod_mobile" title="Mobile banking" class="notcurrent">Mobile banking</a></li>
<li><a href="/BusinessBanking/?xcid=hp_pod_businessbanking" title="Business banking" class="notcurrent">Business banking</a></li>
<li><a href="/ContactUs/?xcid=hp_pod_contact" title="Contact us " class="notcurrent">Contact us</a></li>
<li><a href="https://blog.vancity.com/?utm_campaign=VC-HP&amp;utm_medium=HP-Pod-Blog&amp;utm_source=Vancity-Web" target="_blank" onclick="return loadWindow(this,750,550,10,10,'1','1','1','1','1','1','1');">Blog</a></li>
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?xcid=hp_pod_CAMPAIGNID

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utm_campaign= (ADD CAMPAIGN ID)
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Floating Icon:
<a href="https://support.vancity.com/?utm_campaign=Banking-System-Complete&utm_medium=HP-Pod&utm_source=Vancity-Web"><img src="/SharedContent/campaigns/2016/BAR/PostBAR/question-icon.jpg" style="width:80px;
    margin: 0px 20px 5px 4px;
    float: left;" alt=""/></a>
-->

<div style="padding: 20px 25px 10px 25px; height: 

165px;" class="podContent">


<h2><a href="https://support.vancity.com/63-income-tax-receipt/?utm_campaign=Mailing-Income-Tax-Receipts&utm_medium=HP-Pod&utm_source=Vancity-Web">We’re mailing official income tax receipts as follows:</a>
</h2>

<p>- RSP Contribution – <em>Balance of year 2016</em>: <strong>February 21</strong> </br>
- T4RIF, T4RSP, T5: <strong>February 27</strong> </br>
- RSP Contribution - <em>First 60 days 2017</em>, NR4 will be mailed in <strong>March 2017</strong></p>

<ul>
<li class="nav-highligh"><a href="https://support.vancity.com/63-income-tax-receipt/?utm_campaign=Mailing-Income-Tax-Receipts&utm_medium=HP-Pod&utm_source=Vancity-Web"><b>Learn more</b></a></li>
</ul>
</div>
</div>


		</div>
		<div class="contentColumn contentColumn2 imageOnly no-mobile">

<div class="section simple Component-HTML ">
<div style="padding: 20px 4px 10px 25px; height: 165px;" class="podContent">

<h2>
<a href="https://support.vancity.com/11-new-log-in/?utm_campaign=NewLogin&utm_medium=HP-Pod&utm_source=Vancity-Web" target="_blank">A new way to log in</a>
</h2>

<p>To log in to online, mobile and telephone banking, you need to enter the last 10 digits on your MEMBER CARD® debit card and your existing PAC # (Personal Access Code).</p>

<!--<img src="/SharedContent/campaigns/2016/BAR/PostBAR/statement-icon.JPG" style="width:80px;
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<li class="nav-highligh"><a href="https://support.vancity.com/11-new-log-in/?utm_campaign=NewLogin&utm_medium=HP-Pod&utm_source=Vancity-Web" target="_blank"><b>Learn more</b></a></li>
</ul>

</div>
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<!--mc:link pageName="Commonsecuritythreats" query="xcid=hp_pod_privacysecurity"><!--/mc:link-->

<a href="http://blog.vancity.com/how-to-lower-credit-card-debt/?utm_campaign=blog&utm_medium=hp-pod4&utm_source=Vancity-Web" target="_blank">
<img src="/SharedContent/images/Pods/creditdebt-vertical-pod.jpg" style="float:right; margin: 0;" />
</a>


<div class="podContent" style="padding: 30px 15px 0 15px;">
	<p style="font-family: AgendaRegular, Arial; font-size: 19px; color: #ca1905; line-height: 1.2em;"><strong>Tackling debt</strong><br><br>
Follow the 5 steps to lower your debt the right way.</p>
	<ul>
		<li>
<a href="http://blog.vancity.com/how-to-lower-credit-card-debt/?utm_campaign=blog&utm_medium=hp-pod4&utm_source=Vancity-Web" target="_blank">
<b>
Read more</b></a></li>

<!--mc:link pageName="Commonsecuritythreats" query="xcid=hp_pod_privacysecurity"-->
<!--/mc:link-->
	</ul>
</div>

</div>

		</div>
		<div class="contentColumn contentColumn1">

<div class="section simple Component-StandardContent ">
<h2><a href="/Rates/?xcid=hp_pod_memberpreferredrates" title="Rates">Rates</a></h2>
<!--?xml:namespace prefix = "util" /-->
<p><!--?xml:namespace prefix = "mc" /--><a href="/Rates/?xcid=hp_pod_memberpreferredrates" title="Rates" class="btn notcurrent">Member preferred rates</a></p>
<ul class="splitLeft">
<li><a href="/Rates/Mortgages/?xcid=hp_pod_mortgage" title="Mortgage rates" class="notcurrent">Mortgage</a></li>
<li><a href="/Rates/ForeignExchange/?xcid=hp_pod_fxrate" title="Foreign currency & exchange rates" class="notcurrent">Foreign exchange</a></li>
<li><a href="/Rates/TermDeposits/?xcid=hp_pod_termrate" title="Term deposit  / GIC rates" class="notcurrent">Term deposits</a></li>
<li><a href="/Rates/TFSAs/?xcid=hp_pod_tfsarate" title="TFSAs" class="notcurrent">TFSAs</a></li>
<li><a href="/Rates/RRSPs/?xcid=hp_pod_rrsprate" title="RRSPs" class="notcurrent">RRSPs</a></li>
<li><a href="/Rates/AccountInterest/?xcid=hp_pod_chequingrate" title="Chequing / Savings" class="notcurrent">Chequing and savings</a></li>
</ul>
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<li><a href="/Rates/LinesofCredit/?xcid=hp_pod_escalating" title="Lines of credit" class="notcurrent">Lines of credit</a></li>
<li><a href="/Rates/Loans/?xcid=hp_pod_loansrate" title="Loan rates" class="notcurrent">Loans</a></li>
<li><a href="/Rates/RRIFs/?xcid=hp_pod_rrifrate" title="RRIFs" class="notcurrent">RRIFs</a></li>
<li><a href="/Rates/RESPs/?xcid=hp_pod_resprate" title="RESPs" class="notcurrent">RESPs</a></li>
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