Personal Loan Finder*

When applying for a personal loan, some Lenders may require minimum or all items (listed below) to ensure that customers who apply for a loan are financially responsible and can pay that loan back.

Valid Identification

• Must be over the age of 18
• Must be a citizen or legal permanent resident of the United States
• Must have a valid Social Security Number

Verifiable Regular Income

• Full/Part time employment income
• Self-employment or small business income
• Disability benefits or Social Security income

Checking Account

A valid checking account is required in order to qualify for a personal loan due to the fact that the funds are deposited directly should the loan be approved.

Credit History and Credit Score

Customers with a less than perfect credit history may also be eligible for loans.

Note that: Meeting the criteria stated above will not guarantee loan approval, but it greatly increases the possibility of getting approved.