Best Credit Card Deals

How much can a credit score go up after a debt is paid?

creditadvisor — Mon, 16 Apr 2012 00:00:45 +0000

I recently paid two debts off and my score dropped two points is that normal? Last, how soon/much will my score go up when it is acknowledged by the credit bureau? Any info would be greatly appreciated. Thanks.

How can a person with a credit score of 520 finance purchasing a new used car?

creditadvisor — Sun, 15 Apr 2012 01:13:58 +0000

Let’s say the persons original car is literally on it’s last leg. However, they have a very low credit score and don’t have that much money in the bank living paycheck to paycheck. What other options are out there? What if the person already tried joining a credit union and was rejected because of low [...]

What is the minimum credit score needed to get a housing loan in Wisconsin?

creditadvisor — Thu, 12 Apr 2012 01:13:19 +0000

I’m wondering the minimum credit score to be approved for a housing loan in Wisconsin. My credit isnt that sharp at the moment but have recently opened credit cards and have been paying them off monthly. Im also wondering how quickly a credit score can go up with paying bills on time and avoiding hard [...]

What kind of credit score is a 20 year old suppose to have?

creditadvisor — Wed, 11 Apr 2012 01:13:50 +0000

My credit score is around 744-749. I have 2 credit cards and a small student loan in deferrment until 2014. How could I raise my score even more? Will applying for another credit card help? What kind of credit card would raise my score up more and how should I manage it monetarily? Thanks everyone.

Student loan to credit card?

creditadvisor — Mon, 09 Apr 2012 01:13:33 +0000

I currently have a student loan that I am paying on, however, I feel like I am making no headway because of the interest. Would it be better to put as much as I can of the loan, on a 0% APR credit card that way I can make paying down easier? If not, any [...]

Should I transfer some 8.5% loan balance to a 0% APR + 4% fee credit card check?

creditadvisor — Wed, 04 Apr 2012 01:15:21 +0000

I got a pair of checks in the mail today from my bank (Citizens). The target loan’s interest rate is 8.5%, (balance remaining is ,200) and my credit limit is 00, so the idea here is that I transfer 00 to my credit card and pay 0% interest (but a 4%-of-total-transfer fee). With some quick [...]

i got a new credit card from HSBC for 0% apr after 6 billing cycle? should i activate it now wait until i need?

creditadvisor — Tue, 03 Apr 2012 01:18:14 +0000

i got a new credit card from hsbc for 0%apr after 6 billing cycle? should i activate it now or wait until i need. I will need it later for a big purchase. or the 6 billing already started since the date the card was issued or it goes to effect once i active it. [...]

Why did liberals not care to mention that Obama inherited an AAA credit rating from Bush?

creditadvisor — Fri, 30 Mar 2012 01:17:42 +0000

They are always talking about the wars, debt, patriot act (which Obama has done nothing about, bastard), but never mention Bush’s credit rating, which Obama couldn’t uphold. dear; ♥. That’s fine and all, but I never said I liked Bush completely. Last time I checked we are still in a big wasteful war, and Obama [...]

Credit cards 10 years from now – 0% APR for 5 years?

creditadvisor — Thu, 29 Mar 2012 00:00:36 +0000

Why not – I saw one with 0% for 18 months. How far will they go?

I applied for a medical credit card at a dentist office, but they didnt give me an instant credit approval.?

creditadvisor — Tue, 27 Mar 2012 02:25:16 +0000

it said the application was pending and that an instant credit decision is not available at this time, so did i get decline or i just have to wait?