<link>http://www.bankbazaar.com/guide</link> <description /> <pubDate>Wed, 11 Nov 2009 06:40:39 +0000</pubDate> <generator>http://wordpress.org/?v=2.7.1</generator> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="self" href="http://feeds.feedburner.com/BankBazaarGuide" type="application/rss+xml" /><feedburner:emailServiceId>BankBazaarGuide</feedburner:emailServiceId><feedburner:feedburnerHostname>http://feedburner.google.com</feedburner:feedburnerHostname><atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="hub" href="http://pubsubhubbub.appspot.com" /><item> <title>What you need to know about hedge funds http://feedproxy.google.com/~r/BankBazaarGuide/~3/3oPlGz8n2TI/ http://www.bankbazaar.com/guide/what-you-need-to-know-about-hedge-funds/#comments Wed, 11 Nov 2009 02:32:42 +0000 BankBazaar.com http://www.bankbazaar.com/guide/?p=1642 While hedge funds aim to reduce market volatility, they can still lose money for themselves and their clients, or provide disappointing returns. Hedge fund managers can also charge very high fees, and some funds are not at all transparent, because they do not reveal their trading strategies.

]]> While hedge funds aim to reduce market volatility, they can still lose money for themselves and their clients, or provide disappointing returns. Hedge fund managers can also charge very high fees, and some funds are not at all transparent, because they do not reveal their trading strategies.

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]]> http://www.bankbazaar.com/guide/what-you-need-to-know-about-hedge-funds/feed/ http://www.bankbazaar.com/guide/what-you-need-to-know-about-hedge-funds/ 7 golden ways to beat inflation woes http://feedproxy.google.com/~r/BankBazaarGuide/~3/fEtQiDoi978/ http://www.bankbazaar.com/guide/7-golden-ways-to-beat-inflation-woes/#comments Wed, 11 Nov 2009 02:25:56 +0000 BankBazaar.com http://www.bankbazaar.com/guide/?p=538

According to the 2008 Economic Survey report, the Reserve Bank of India had targeted trimming down India’s inflation rate from 5.77 per cent in 2007 to 4.1 per cent. However, by July 2008, the key Indian Inflation Rate, the Wholesale Price Index, had risen above 11 per cent; it’s highest in 13 years. This is more than 6 per cent higher than a year earlier and almost three times RBI’s target of 4.1 per cent. Such desperate situations call for desperate measures.

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According to the 2008 Economic Survey report, the Reserve Bank of India had targeted trimming down India’s inflation rate from 5.77 per cent in 2007 to 4.1 per cent. However, by July 2008, the key Indian Inflation Rate, the Wholesale Price Index, had risen above 11 per cent; it’s highest in 13 years. This is more than 6 per cent higher than a year earlier and almost three times RBI’s target of 4.1 per cent. Such desperate situations call for desperate measures.

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]]> http://www.bankbazaar.com/guide/7-golden-ways-to-beat-inflation-woes/feed/ http://www.bankbazaar.com/guide/7-golden-ways-to-beat-inflation-woes/ Factors that influence your loan rate http://feedproxy.google.com/~r/BankBazaarGuide/~3/a6l4o-ljWbE/ http://www.bankbazaar.com/guide/factors-that-influence-your-loan-rate/#comments Tue, 10 Nov 2009 03:10:21 +0000 Abitha http://www.bankbazaar.com/guide/?p=474 Banks have something called the benchmark prime lending rate, which is a reference interest rate that is used as a benchmark to determine the interest rate that is passed on to the customer. This will accordingly reflect in the EMI the borrower has to shell out to repay his loan. The interest rate that is finally passed on to the customer is X% plus or minus this benchmark prime lending rate and will correspondingly increase or decrease his EMI or loan tenure, at the time of applying for his loan.

]]> Banks have something called the benchmark prime lending rate, which is a reference interest rate that is used as a benchmark to determine the interest rate that is passed on to the customer. This will accordingly reflect in the EMI the borrower has to shell out to repay his loan. The interest rate that is finally passed on to the customer is X% plus or minus this benchmark prime lending rate and will correspondingly increase or decrease his EMI or loan tenure, at the time of applying for his loan.

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]]> http://www.bankbazaar.com/guide/factors-that-influence-your-loan-rate/feed/ http://www.bankbazaar.com/guide/factors-that-influence-your-loan-rate/ Whacky Insurance Covers – Body Parts! http://feedproxy.google.com/~r/BankBazaarGuide/~3/Yawbk2Gwdzw/ http://www.bankbazaar.com/guide/whacky-insurance-covers-%e2%80%93-body-parts/#comments Tue, 10 Nov 2009 02:20:14 +0000 BankBazaar.com http://www.bankbazaar.com/guide/?p=2395 Little is known about a wine taster who insured his nose for $8 million. The man’s name is Ilya Gort, and his nose is so vital to his job at his French vineyard that Lloyd’s of London wrote an insurance policy protecting him should he lose either his nose or his sense of smell!

]]> Little is known about a wine taster who insured his nose for $8 million. The man’s name is Ilya Gort, and his nose is so vital to his job at his French vineyard that Lloyd’s of London wrote an insurance policy protecting him should he lose either his nose or his sense of smell!

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]]> http://www.bankbazaar.com/guide/whacky-insurance-covers-%e2%80%93-body-parts/feed/ http://www.bankbazaar.com/guide/whacky-insurance-covers-%e2%80%93-body-parts/ Should you rely on EPS for stock performance? http://feedproxy.google.com/~r/BankBazaarGuide/~3/S67TXHWlLuU/ http://www.bankbazaar.com/guide/should-you-rely-on-eps-for-stock-performance/#comments Tue, 10 Nov 2009 01:50:10 +0000 BankBazaar.com http://www.bankbazaar.com/guide/?p=1810

EPS denotes Earnings Per Share. It is a ratio that denotes the net profit or loss credited to the share holders for every share held. It is a widely used ratio that plays a vital role in valuation of the shares of the company. The term “earnings” used here denotes the part of the company’s income that rightfully belongs to the shareholders. It is obtained by subtracting preferential dividends and the taxes levied on them from the net profit and loss after taking into account special income and expenses incurred during the financial year.

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EPS denotes Earnings Per Share. It is a ratio that denotes the net profit or loss credited to the share holders for every share held. It is a widely used ratio that plays a vital role in valuation of the shares of the company. The term “earnings” used here denotes the part of the company’s income that rightfully belongs to the shareholders. It is obtained by subtracting preferential dividends and the taxes levied on them from the net profit and loss after taking into account special income and expenses incurred during the financial year.

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]]> http://www.bankbazaar.com/guide/should-you-rely-on-eps-for-stock-performance/feed/ http://www.bankbazaar.com/guide/should-you-rely-on-eps-for-stock-performance/ Are you insured against floods? http://feedproxy.google.com/~r/BankBazaarGuide/~3/PyOha0ZKXEQ/ http://www.bankbazaar.com/guide/are-you-insured-against-floods/#comments Mon, 09 Nov 2009 03:11:42 +0000 BankBazaar.com http://www.bankbazaar.com/guide/?p=2629 Flood insurance denotes the specific insurance coverage against property loss from flooding. The protection offered by most policy covers losses incurred due to some failure at the home itself. However, Flood insurance indemnifies the insured for the loss of property that occurs specifically due to overflowing water bodies or flood. Flood insurance is specifically needed for properties situated in flood-prone areas.

]]> Flood insurance denotes the specific insurance coverage against property loss from flooding. The protection offered by most policy covers losses incurred due to some failure at the home itself. However, Flood insurance indemnifies the insured for the loss of property that occurs specifically due to overflowing water bodies or flood. Flood insurance is specifically needed for properties situated in flood-prone areas.

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]]> http://www.bankbazaar.com/guide/are-you-insured-against-floods/feed/ http://www.bankbazaar.com/guide/are-you-insured-against-floods/ Don’t let NAV(Net Asset Value) mislead you! http://feedproxy.google.com/~r/BankBazaarGuide/~3/_qo07dEn3NQ/ http://www.bankbazaar.com/guide/don-not-let-nav-mislead-you/#comments Mon, 09 Nov 2009 01:34:19 +0000 BankBazaar.com http://www.bankbazaar.com/guide/?p=2279 NAV of a mutual fund is grossly misunderstood by the investors as well as the mutual fund. Low NAV does not indicate the fund is cheap, nor does it impact the returns in any way. So always remember this when selecting fund for investment. Rather focus on the quality of fund, which will greatly impact your returns.

]]> NAV of a mutual fund is grossly misunderstood by the investors as well as the mutual fund. Low NAV does not indicate the fund is cheap, nor does it impact the returns in any way. So always remember this when selecting fund for investment. Rather focus on the quality of fund, which will greatly impact your returns.

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]]> http://www.bankbazaar.com/guide/don-not-let-nav-mislead-you/feed/ http://www.bankbazaar.com/guide/don-not-let-nav-mislead-you/ How to step up your home loan http://feedproxy.google.com/~r/BankBazaarGuide/~3/xi1Eig-yuRs/ http://www.bankbazaar.com/guide/how-to-step-up-your-home-loan/#comments Mon, 09 Nov 2009 01:32:02 +0000 Abitha https://www.bankbazaar.com/guide/?p=213

This type of home loan offers the flexibility of an increased loan amount eligibility keeping in mind the future, career growth, prospects of the home loan borrower. You can either opt for an increasing EMI component with time or a higher EMI payment initially, which reduces in later years. It can be structured according to your wish in accordance with your repayment capacity at any given point in time.

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This type of home loan offers the flexibility of an increased loan amount eligibility keeping in mind the future, career growth, prospects of the home loan borrower. You can either opt for an increasing EMI component with time or a higher EMI payment initially, which reduces in later years. It can be structured according to your wish in accordance with your repayment capacity at any given point in time.

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]]> http://www.bankbazaar.com/guide/how-to-step-up-your-home-loan/feed/ http://www.bankbazaar.com/guide/how-to-step-up-your-home-loan/ How does a premium waiver rider benefit you? http://feedproxy.google.com/~r/BankBazaarGuide/~3/0s0YhXPEKRA/ http://www.bankbazaar.com/guide/how-does-a-premium-waiver-rider-benefit-you/#comments Sat, 07 Nov 2009 02:30:09 +0000 BankBazaar.com http://www.bankbazaar.com/guide/?p=2379 One of the most popular and important riders added to an insurance policy is the ‘Waiver of Premium’  rider. If this rider is a part of one’s insurance policy, it ensures that the premiums to be paid by the insured are waived in the event that the insured becomes ‘completely disabled’ or loses his source of revenue because of unemployment owing to an injury or sickness. In such a situation, even though the premiums are not paid by the insured, the policy does not lapse.

]]> One of the most popular and important riders added to an insurance policy is the ‘Waiver of Premium’  rider. If this rider is a part of one’s insurance policy, it ensures that the premiums to be paid by the insured are waived in the event that the insured becomes ‘completely disabled’ or loses his source of revenue because of unemployment owing to an injury or sickness. In such a situation, even though the premiums are not paid by the insured, the policy does not lapse.

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]]> http://www.bankbazaar.com/guide/how-does-a-premium-waiver-rider-benefit-you/feed/ http://www.bankbazaar.com/guide/how-does-a-premium-waiver-rider-benefit-you/ An apartment for rent? Here is your checklist! http://feedproxy.google.com/~r/BankBazaarGuide/~3/d2pXgmLdGnQ/ http://www.bankbazaar.com/guide/an-apartment-for-rent-here-is-your-checklist/#comments Sat, 07 Nov 2009 02:25:22 +0000 BankBazaar.com http://www.bankbazaar.com/guide/?p=2647 No matter how you find the place you are deciding to rent a personal tour is absolutely crucial, even if it is recommended by your best friend. Visit, visit and visit the apartment. This is because only you know what exactly will make you comfortable in your house, what difficulties you have faced in the place you lived earlier etc. Go from room to room, preferably with your family and let each one state their opinions. This way you will not miss out on anything.

]]> No matter how you find the place you are deciding to rent a personal tour is absolutely crucial, even if it is recommended by your best friend. Visit, visit and visit the apartment. This is because only you know what exactly will make you comfortable in your house, what difficulties you have faced in the place you lived earlier etc. Go from room to room, preferably with your family and let each one state their opinions. This way you will not miss out on anything.

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