Property Investment Articles

Ten ways to increase your borrowing capacity

Wed, 26 May 2010 10:55:35 +1000

Banks have progressively tightened their lending criteria in the wake of the GFC, frustrating investors who can’t source finance for their next purchase. Here API investigates 10 ways to break through the credit ceiling and increase your serviceability limit.

Nine devastating mistakes homebuyers must avoid

Thu, 25 Feb 2010 15:10:06 +1000

API asks a number of experts for a list of the most destructive mistakes home buyers commonly make.

Top five reasons borrowers are rejected

Wed, 30 Sep 2009 09:00:40 +1000

Lending criteria has been tougher in the past 12 months due to the global financial crisis, deflating property prices and increasing the unemployment rate, according to MyRate.com.au managing director Kevin Sherman, who recently revealed his top five reasons why borrowers were being rejected.

FHOG clears to reveal a simple strategy

Tue, 19 May 2009 14:52:26 +1000

As reduced grants take the heat out of the first homebuyer's market, investors should stick to solid properties and avoid adventures.

Buying real estate in Australia (for overseas investors)

Tue, 07 Apr 2009 07:37:15 +1000

Foreigners seeking to buy residential real estate in Australia in many cases need to seek prior approval from the Foreign Investment Review Board (FIRB). However, there are still many opportunities for foreigners to acquire and develop real estate in Australia, both through certain exemptions from needing approval and through situations where approval is usually granted.

Buying property through your superannuation fund

Tue, 03 Mar 2009 19:08:43 +1000

Is using your superannuation to invest in real estate the right option for you?

A seller's nightmare - one sale, two commissions owing

Tue, 03 Mar 2009 18:44:22 +1000

One day was all that saved this seller from having to pay a double commission on the sale of her property.

Understanding negative gearing and positive cash flow

Tue, 03 Mar 2009 17:08:11 +1000

What's the difference between being negatively geared and having positive cash flow? And how will it affect your bottom line?

What fees can you claim as tax deductions?

Mon, 02 Mar 2009 19:51:47 +1000

You might be pleasantly surprised to discover some of the professional fees you’re entitled to claim in relation to your investment property.

Asset protection and your property portfolio

Mon, 02 Mar 2009 14:59:40 +1000

Creating a substantial property portfolio can be a lifetime's work, so serious investors need to know how to keep their assets safe.

12 tips to getting a great property valuation

Thu, 05 Feb 2009 14:33:56 +1000

It's quite frustrating to have your home loan application knocked back or the loan amount reduced because the valuation came in too low. Here's 12 ways to get a good one.

New stages in the life cycle

Thu, 05 Feb 2009 14:04:21 +1000

There are other ways of looking at the market for property other than the preferences and peccadilloes of baby boomers, Generation Xers and Generation Ys. It’s called life cycle segmentation and here are the new segments and their property traits.