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	<title>Create Wealth 2.0</title>
	
	<link>http://santos.ph/money</link>
	<description>Managing Your Finances To The Next Level</description>
	<pubDate>Sun, 14 Feb 2010 15:55:03 +0000</pubDate>
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		<title>Happy New Year!</title>
		<link>http://feedproxy.google.com/~r/3m-MakingAndManagingMoney/~3/yc-PQHhCao4/</link>
		<comments>http://santos.ph/money/2009/12/31/happy-new-year/#comments</comments>
		<pubDate>Thu, 31 Dec 2009 15:52:37 +0000</pubDate>
		<dc:creator>Sonnie</dc:creator>
		
		<category><![CDATA[Economy]]></category>

		<category><![CDATA[Life Principle]]></category>

		<guid isPermaLink="false">http://santos.ph/money/?p=1238</guid>
		<description>Let&amp;#8217;s pray that the grass will be greener on 2010

Additional Reading:Make Your Money GrowA New Economic Order?How To Invest In The FutureAnother Money TalkWhat's Wrong With The News?&lt;img src="http://feeds.feedburner.com/~r/3m-MakingAndManagingMoney/~4/yc-PQHhCao4" height="1" width="1"/&gt;</description>
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		<feedburner:origLink>http://santos.ph/money/2009/12/31/happy-new-year/</feedburner:origLink></item>
		<item>
		<title>How To Invest In The Future</title>
		<link>http://feedproxy.google.com/~r/3m-MakingAndManagingMoney/~3/7D8_LDXPZVg/</link>
		<comments>http://santos.ph/money/2009/10/27/how-to-invest-in-the-future/#comments</comments>
		<pubDate>Mon, 26 Oct 2009 22:14:17 +0000</pubDate>
		<dc:creator>Sonnie</dc:creator>
		
		<category><![CDATA[Financial Literacy]]></category>

		<category><![CDATA[Make Money]]></category>

		<category><![CDATA[Manage Money]]></category>

		<category><![CDATA[Money Talk]]></category>

		<guid isPermaLink="false">http://santos.ph/money/?p=1233</guid>
		<description>A must attend learning session&amp;#8230; Don&amp;#8217;t miss this learning session.
Additional Reading:How To Get RichA Time To Invest?Rational Spending And SavingFinancial FreedomAnother Money Talk&lt;img src="http://feeds.feedburner.com/~r/3m-MakingAndManagingMoney/~4/7D8_LDXPZVg" height="1" width="1"/&gt;</description>
		<wfw:commentRss>http://santos.ph/money/2009/10/27/how-to-invest-in-the-future/feed/</wfw:commentRss>
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		<item>
		<title>How To Get Rich</title>
		<link>http://feedproxy.google.com/~r/3m-MakingAndManagingMoney/~3/AM9oeVLS4Rk/</link>
		<comments>http://santos.ph/money/2009/07/03/how-to-get-rich/#comments</comments>
		<pubDate>Fri, 03 Jul 2009 01:31:16 +0000</pubDate>
		<dc:creator>Sonnie</dc:creator>
		
		<category><![CDATA[Financial Literacy]]></category>

		<category><![CDATA[Money Talk]]></category>

		<guid isPermaLink="false">http://santos.ph/money/?p=1223</guid>
		<description>Last week, I attended a learning session facilitated by Randell Tiongson about the basics of financial management. This blogger event was made possible by schooltalk.ph.
According to Randell,  there are 3 ways to get rich.

Inheritance
Marriage
Spend less, save and invest.

Most of us are not eligible for items 1 and 2. But we can roll our sleeves to [...]&lt;img src="http://feeds.feedburner.com/~r/3m-MakingAndManagingMoney/~4/AM9oeVLS4Rk" height="1" width="1"/&gt;</description>
		<wfw:commentRss>http://santos.ph/money/2009/07/03/how-to-get-rich/feed/</wfw:commentRss>
		<feedburner:origLink>http://santos.ph/money/2009/07/03/how-to-get-rich/</feedburner:origLink></item>
		<item>
		<title>Earn.. Tithe.. Save</title>
		<link>http://feedproxy.google.com/~r/3m-MakingAndManagingMoney/~3/UELY5ch5sUc/</link>
		<comments>http://santos.ph/money/2009/06/15/earn-tithe-save/#comments</comments>
		<pubDate>Sun, 14 Jun 2009 16:20:11 +0000</pubDate>
		<dc:creator>Sonnie</dc:creator>
		
		<category><![CDATA[Financial Literacy]]></category>

		<category><![CDATA[Life Principle]]></category>

		<category><![CDATA[Money Talk]]></category>

		<guid isPermaLink="false">http://santos.ph/money/?p=1219</guid>
		<description>Summer is over, tomorrow my kids will go back to school after a week of postponement because of A(H1N1). During summer, wifey and I taught our kids three important lessons:
To earn.. to honor God with the tithe&amp;#8230;and to save money. 
At the start of vacation, I asked my kids (ages 11 and 9) what they [...]&lt;img src="http://feeds.feedburner.com/~r/3m-MakingAndManagingMoney/~4/UELY5ch5sUc" height="1" width="1"/&gt;</description>
		<wfw:commentRss>http://santos.ph/money/2009/06/15/earn-tithe-save/feed/</wfw:commentRss>
		<feedburner:origLink>http://santos.ph/money/2009/06/15/earn-tithe-save/</feedburner:origLink></item>
		<item>
		<title>Build Diverse Streams Of Income</title>
		<link>http://feedproxy.google.com/~r/3m-MakingAndManagingMoney/~3/2Hi6nbplauo/</link>
		<comments>http://santos.ph/money/2009/05/24/build-diverse-streams-of-income/#comments</comments>
		<pubDate>Sat, 23 May 2009 18:57:58 +0000</pubDate>
		<dc:creator>Sonnie</dc:creator>
		
		<category><![CDATA[Passive Income]]></category>

		<category><![CDATA[Make Money]]></category>

		<guid isPermaLink="false">http://santos.ph/money/?p=1212</guid>
		<description>The recent survey of Nielsen showed more Filipinos are now cutting back expenses and saving, in light of the uncertainty brought about by the crisis. Since we are known as nation of spenders, definitely, learning how to save is not a bad move.
But there is even a better approach to address the fear of uncertainty [...]&lt;img src="http://feeds.feedburner.com/~r/3m-MakingAndManagingMoney/~4/2Hi6nbplauo" height="1" width="1"/&gt;</description>
		<wfw:commentRss>http://santos.ph/money/2009/05/24/build-diverse-streams-of-income/feed/</wfw:commentRss>
		<feedburner:origLink>http://santos.ph/money/2009/05/24/build-diverse-streams-of-income/</feedburner:origLink></item>
		<item>
		<title>Hierarchy of Needs and Spending</title>
		<link>http://feedproxy.google.com/~r/3m-MakingAndManagingMoney/~3/Ye0GT7j12u0/</link>
		<comments>http://santos.ph/money/2009/05/14/hierarchy-of-needs-and-spending/#comments</comments>
		<pubDate>Thu, 14 May 2009 07:13:00 +0000</pubDate>
		<dc:creator>Sonnie</dc:creator>
		
		<category><![CDATA[Financial Literacy]]></category>

		<category><![CDATA[Manage Money]]></category>

		<guid isPermaLink="false">http://santos.ph/money/?p=1205</guid>
		<description>I believe, before we attain  financial freedom, we must manage our spending and save. And from our savings, we must learn to invest in low risk ventures and slowly build different streams of passive income.
One of the reasons why we can&amp;#8217;t seem to save money is our mixed up spending priorities. I was blog hopping [...]&lt;img src="http://feeds.feedburner.com/~r/3m-MakingAndManagingMoney/~4/Ye0GT7j12u0" height="1" width="1"/&gt;</description>
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		<item>
		<title>Buffer Fund</title>
		<link>http://feedproxy.google.com/~r/3m-MakingAndManagingMoney/~3/_9sHQeZ2jG8/</link>
		<comments>http://santos.ph/money/2009/05/07/buffer-fund/#comments</comments>
		<pubDate>Thu, 07 May 2009 00:23:30 +0000</pubDate>
		<dc:creator>Sonnie</dc:creator>
		
		<category><![CDATA[Buffer Fund]]></category>

		<category><![CDATA[Manage Money]]></category>

		<guid isPermaLink="false">http://santos.ph/money/?p=1190</guid>
		<description>From our mom to our school teachers,  and to banks and investment gurus, we always hear them preach about saving money.  This is vital and important to our financial well being.
But are you aware that  we must first have buffer fund before we even think of what to do with our money?
A buffer fund is [...]&lt;img src="http://feeds.feedburner.com/~r/3m-MakingAndManagingMoney/~4/_9sHQeZ2jG8" height="1" width="1"/&gt;</description>
		<wfw:commentRss>http://santos.ph/money/2009/05/07/buffer-fund/feed/</wfw:commentRss>
		<feedburner:origLink>http://santos.ph/money/2009/05/07/buffer-fund/</feedburner:origLink></item>
		<item>
		<title>Check Your Spending Habit</title>
		<link>http://feedproxy.google.com/~r/3m-MakingAndManagingMoney/~3/zuVJPcbbmW0/</link>
		<comments>http://santos.ph/money/2009/04/21/monitor-your-spending-behavior/#comments</comments>
		<pubDate>Tue, 21 Apr 2009 23:57:45 +0000</pubDate>
		<dc:creator>Sonnie</dc:creator>
		
		<category><![CDATA[Financial Statements]]></category>

		<category><![CDATA[Manage Money]]></category>

		<guid isPermaLink="false">http://santos.ph/money/?p=1171</guid>
		<description>Aside from myself, all people I know wants to be financially free. This is doable, but aside from the strong desire, we must be willing to alter our spending habits. To attain financial freedom, just like other goals, we must have a plan or blue print of our courses of action to get there.
On our [...]&lt;img src="http://feeds.feedburner.com/~r/3m-MakingAndManagingMoney/~4/zuVJPcbbmW0" height="1" width="1"/&gt;</description>
		<wfw:commentRss>http://santos.ph/money/2009/04/21/monitor-your-spending-behavior/feed/</wfw:commentRss>
		<feedburner:origLink>http://santos.ph/money/2009/04/21/monitor-your-spending-behavior/</feedburner:origLink></item>
		<item>
		<title>Tithing and Financial Freedom</title>
		<link>http://feedproxy.google.com/~r/3m-MakingAndManagingMoney/~3/vQwwHntgku0/</link>
		<comments>http://santos.ph/money/2009/03/29/tithing-and-financial-freedom/#comments</comments>
		<pubDate>Sat, 28 Mar 2009 23:29:07 +0000</pubDate>
		<dc:creator>Sonnie</dc:creator>
		
		<category><![CDATA[Life Principle]]></category>

		<category><![CDATA[Make Money]]></category>

		<category><![CDATA[Manage Money]]></category>

		<guid isPermaLink="false">http://sesantos.com.ph/?p=1093</guid>
		<description>Relationship of tithing to financial freedom
Everyone who wish to prosper and or be financially free should look at this principle seriously. It&amp;#8217;s not a quick rich scheme, but PART of a lifestyle that will bring wealth.
What is a tithe?
A tithe is giving back to the Lord the 10% of your earning as a sign of [...]&lt;img src="http://feeds.feedburner.com/~r/3m-MakingAndManagingMoney/~4/vQwwHntgku0" height="1" width="1"/&gt;</description>
		<wfw:commentRss>http://santos.ph/money/2009/03/29/tithing-and-financial-freedom/feed/</wfw:commentRss>
		<feedburner:origLink>http://santos.ph/money/2009/03/29/tithing-and-financial-freedom/</feedburner:origLink></item>
		<item>
		<title>Financial Freedom</title>
		<link>http://feedproxy.google.com/~r/3m-MakingAndManagingMoney/~3/xI9IvmGbhrQ/</link>
		<comments>http://santos.ph/money/2009/03/15/another-ff/#comments</comments>
		<pubDate>Sun, 15 Mar 2009 12:16:16 +0000</pubDate>
		<dc:creator>Sonnie</dc:creator>
		
		<category><![CDATA[Hard Facts]]></category>

		<guid isPermaLink="false">http://sesantos.com.ph/?p=1082</guid>
		<description>This FF is about the dream of ordinary people, those working in 8-12 hour shifts, those whose aspiration is to give their families good lives at the same time, spend more time with them.
Yes, I am talking about Financial Freedom.

Financial Freedom simply means  your money and assets work hard for you.
Employees, whether in blue collar [...]&lt;img src="http://feeds.feedburner.com/~r/3m-MakingAndManagingMoney/~4/xI9IvmGbhrQ" height="1" width="1"/&gt;</description>
		<wfw:commentRss>http://santos.ph/money/2009/03/15/another-ff/feed/</wfw:commentRss>
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